El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Vol. 7 No. 10 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam

Transformasi Ekosistem Wakaf Produktif Berbasis Maqashid Syariah untuk Mewujudkan Pembangunan Sosial Ekonomi Berkelanjutan

Tri Anugraha (Fakultas Ekonomi dan Bisnis, Universitas Trisakti)
Fitoyo Pambudi (Fakultas Ekonomi dan Bisnis, Universitas Trisakti)
Irfan Firmanto (Fakultas Ekonomi dan Bisnis, Universitas Trisakti)
Soeharjoto Soeharjoto (Fakultas Ekonomi dan Bisnis, Universitas Trisakti)



Article Info

Publish Date
05 Oct 2026

Abstract

Waqf, as an instrument of Islamic social and financial economics, has the potential to support sustainable socio-economic development programs for the community. Purpose of this research is to analyze the contribution of waqf to the socio-economic development of the community, from the perspective of both the actors and the beneficiaries, as well as to formulate a model for the transformation of a productive waqf ecosystem based on maqashid sharia. This research used a qualitative approach with a literature study method. Data analysis is conducted using content analysis with a maqashid syariah perspective as the main analytical framework. Result of this research show that productive waqf contributes to poverty alleviation, economic empowerment of the community, development of MSMEs, improvement in the quality of education, strengthening of health services, and enhancement of social welfare. Digital transformation through digital waqf platforms, sharia fintech, cash waqf, and Cash Waqf Linked Sukuk increasingly strengthens the effectiveness, transparency, and sustainability of waqf management. In addition to supporting the achievement of Sustainable Development Goals, waqf plays a role in realizing the objectives of maqashid sharia thru the protection of religion, life, intellect, lineage, and property. Strengthening governance, enhancing the professionalism of nazhir, digitalization waqf management, and multi-stakeholder collaboration are important factors in optimizing the role of waqf as a strategic instrument for inclusive, just, and sustainable socio-economic development in accordance with sharia principles.

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Journal Info

Abbrev

elmal

Publisher

Subject

Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Description

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat ...