Journal Global Economic Trends
Vol 1, No 2 (2026)

The Effect of Security and Ease of Use of Electronic Money of the Barokah Catalyst Application on the Satisfaction of Guardians

Widya Anggita Putri (Abu Zairi Bondowoso College of Sharia Sciences)
Izzah Dienillah (Abu Zairi Bondowoso College of Sharia Sciences)



Article Info

Publish Date
06 Oct 2026

Abstract

The development of digital technology has driven a shift in payment systems from cash to non-cash methods that are more efficient and practical. In the pesantren environment, the use of electronic money through the Katalis Barokah application represents an innovation to facilitate transactions between students (santri) and their parents (wali santri). However, in its implementation, there are still issues related to security and ease of use that may affect user satisfaction. This study aims to analyze and determine the effect of security and ease of use on the satisfaction of wali santri at Pondok Pesantren Salafiyah Abu Zairi Bondowoso. This research employs a quantitative approach with an associative (correlational) method. The sample was selected using purposive sampling, involving 177 respondents. Data were collected through questionnaires, observation, and documentation. Hypothesis testing was conducted using multiple linear regression analysis. The results show that (1) security has a significant effect on wali santri satisfaction, (2) ease of use has a significant effect on wali santri satisfaction, and (3) security and ease of use simultaneously have a significant effect on wali santri satisfaction. 

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Journal Info

Abbrev

great

Publisher

Subject

Description

Global Economic Trends is a peer-reviewed journal that provides a platform for the dissemination of high-quality research and analysis on contemporary issues in the global economy. The journal focuses on identifying, analyzing, and interpreting key economic trends and transformations that shape the ...