<![CDATA[This study aims to analyze the health level of PT Bank Perekonomian Rakyat Syariah (BPRS) Dinar Ashri, located in West Nusa Tenggara, using the CAMEL method (Capital, Asset, Management, Earning, and Liquidity). Assessing the health of a bank is crucial to determine its ability to operate optimally and fulfill its obligations to customers in accordance with applicable regulations. The data used in this study are secondary data obtained from the financial reports of BPRS Dinar Ashri from 2021 to 2024, accessed through the official website of the bank. The analytical method employed is quantitative descriptive, using financial ratio measurements that reflect each CAMEL aspect. The results show that BPRS Dinar Ashri is in a very healthy condition in terms of Capital, Asset, and Earning, with a steadily increasing CAR, a stable NPF within healthy limits, and ROA and BOPO ratios that indicate good operational efficiency. In the aspects of Management and Liquidity, the bank also demonstrates effective management and adequate liquidity capability. Therefore, overall, BPRS Dinar Ashri exhibits a healthy and stable financial performance and is able to maintain prudential principles in its operations.]]>
Copyrights © 2025
