Jurnal Akuntansi Kompetif
Vol. 9 No. 3 (2026): Jurnal Akuntansi Kompetif

PENGARUH LITERASI KEUANGAN, PERILAKU KEUANGAN DAN SELF-CONTROL TERHADAP KESEJAHTERAAN FINANSIAL PADA MAHASISWA UNIVERSITAS MUHAMMADIYAH RIAU

Maya Anggraini (Universitas Muhammadiyah Riau)
Nur Fitriana (Unknown)
Linda Hetri Suriyanti (Unknown)



Article Info

Publish Date
23 Sep 2026

Abstract

This study aims to analyze the influence of financial literacy, financial behavior, and self-control on the financial well-being of students at Universitas Muhammadiyah Riau. This study employed a quantitative approach using a survey method by distributing questionnaires to students of Universitas Muhammadiyah Riau as the research respondents. The sampling technique used was convenience sampling, with a total sample of 385 respondents. The collected data were analyzed using multiple linear regression to examine the effect of the independent variables on the dependent variable. The results of the study indicate that financial literacy, financial behavior, and self-control have a positive and significant effect on the financial well-being of students at Universitas Muhammadiyah Riau. These findings suggest that students' ability to understand financial concepts, practice sound financial behavior, and exercise self-control in making financial decisions plays an important role in improving their financial well-being. This research provides implications that efforts to improve students' financial well-being need to be carried out comprehensively, both through financial literacy education, the formation of good financial behavior, and strengthening self-control skills in managing finances. Keywords: Financial Literacy, Financial Behavior, Self-Control, Financial Well-Being.

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Journal Info

Abbrev

akuntansikompetif

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Akuntansi Kompetif (Online ISSN: 2622-5379) published by Komunitas Manajemen Kompetitif. This journal published thrice in January and July. It contain the articles such as scientific papers (research and non-research), analytical studies, theoretical applications and reviews of account ...