Santri : Jurnal Ekonomi dan Keuangan Islam
Vol. 4 No. 5 (2026): Oktober: SANTRI : Jurnal Ekonomi dan Keuangan Islam

Integrasi Zakat dan Wakaf dalam Program Petani Sejati LAZ Al Azhar di Wilayah Jawa Barat

Deden Nurdin Salim (Institut Teknologi Dan Bisnis Ahmad Dahlan Jakarta)
Arief Safari (Institut Teknologi Dan Bisnis Ahmad Dahlan Jakarta)
Dedy Irwansyah (Institut Teknologi Dan Bisnis Ahmad Dahlan Jakarta)



Article Info

Publish Date
07 Oct 2026

Abstract

The agricultural sector plays a vital role in employment and national food security, yet many underprivileged farmers remain constrained by limited access to Sharia-compliant financing, productive land, technology, and dependence on middlemen. This study examines the implementation of the Petani Sejati empowerment program by LAZ Al Azhar in West Java, the integration of zakat and waqf, and its economic and institutional effectiveness. Using a qualitative descriptive-analytical approach, data were collected through structured interviews, purposive sampling, documentation, literature review, and field observations involving LAZ Al Azhar management, Dasamas, and assisted farmer groups in Bandung, Sumedang, Tasikmalaya, and Cianjur. The findings show that the program is implemented through beneficiary identification, facilitator placement, farmer group formation, productive asset provision, and intensive mentoring. Productive zakat supports basic needs, interest-free revolving capital, seeds, and fertilizers, while waqf finances long-term productive assets such as farmland, irrigation, tractors, Farmer Learning Centers, and Rice Milling Units. This integrated model reduces production costs, eliminates land rental expenses, decreases dependence on middlemen, strengthens integrated supply chains, and improves agricultural productivity, net income, and farmer-group self-reliance. Overall, zakat-waqf integration contributes to more sustainable farmer empowerment and welfare by combining short-term productive support with long-term institutional and asset development effectively.

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