<![CDATA[Arisan (rotating savings and credit association) has long been a socio-economic tradition among the Minangkabau people, serving as a means of saving and strengthening communal ties, including among members of the Al-Hidayah Islamic study group (Majelis Taklim) in Korong Balai Kamih. However, this long-standing practice has often failed to fully observe Islamic financial principles, leaving it potentially exposed to elements of maysir (gambling), gharar (uncertainty), and riba (usury), while also suffering from weak record-keeping and a lack of transparency in fund management. This community service activity aims to assist the Al-Hidayah congregation in establishing and optimizing its arisan system in accordance with Islamic financial principles, while promoting more orderly and transparent record-keeping practices. The program was carried out through a participatory mentoring approach, with data collected through interviews with the arisan's administrators and its 126 members, who have conducted weekly arisan sessions every Tuesday with a contribution of Rp20,000 per member for the past nine years. The data were analyzed descriptively and qualitatively by comparing conditions before and after the mentoring intervention. The results show that the mentoring process successfully identified several gaps in the contract structure and record-keeping of the existing system, formulated a more sharia-compliant contractual scheme based on wadi’ah (safekeeping) and ta’awun (mutual cooperation), and produced a simple, jointly agreed cash book and recording format. Participants demonstrated strong enthusiasm and a willingness to sustainably adopt the new record-keeping system. This activity is expected to serve as a replicable model for community-based Islamic microfinance mentoring for other religious study groups in rural areas.]]>
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