Islamic Economics and finance in Focus (IEFF)
Vol. 5 No. 4 (2026)

The Influence of Certification Literacy, Information Access, and Internship Opportunities on Students’ Careers in Islamic Insurance Industry

Nazwa Rahmayani Lubis (Unknown)
Atika (Unknown)
Tri Indah Fadhila Rahma (Unknown)



Article Info

Publish Date
06 Nov 2026

Abstract

This study aims to analyze the influence of certification literacy, access to certification information, and internship opportunities on students’ career development in the Islamic insurance industry. This research employed a quantitative approach with an associative research design. The population consisted of 116 active students from the Islamic Insurance Study Program, Faculty of Islamic Economics and Business, State Islamic University of North Sumatra, while the sample comprised 90 respondents selected using the Slovin formula with a 5% margin of error. Data were collected through a Likert-scale questionnaire and analyzed using multiple linear regression with SPSS. The results indicate that certification literacy has a significant effect on students’ career development with a t-value of 2.460 and a significance value of 0.016. Access to certification information also has a significant effect with a t-value of 2.189 and a significance value of 0.031, while internship opportunities have a significant effect with a t-value of 2.874 and a significance value of 0.005. Simultaneously, the three independent variables significantly influence students’ career development with an F-value of 11.131 and a significance value of 0.000. The coefficient of determination (R Square) of 0.280 indicates that 28.0% of students’ career development is explained by the three variables, while the remaining 72.0% is influenced by other factors outside the research model. These findings provide practical implications for universities in strengthening certification literacy, expanding access to certification information, and optimizing internship programs to better prepare students for professional careers in the Islamic insurance industry.

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Journal Info

Abbrev

ieff

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and ...