COUNT: Journal of Accounting, Business and Management
Vol. 4 No. 2 (2026): COUNT: Journal of Accounting, Business and Management

THE EFFECT OF FINANCIAL TECHNOLOGY AND DIGITAL MARKETING ON THE SUSTAINABILITY OF CULINARY MSMEs IN PONTIANAK CITY

Resti Siswanti Ningsih (Program Studi Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Tanjungpura)
Tiya Nurfauziah (Program Studi Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Tanjungpura)
Djunita Permata Indah (Program Studi Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Tanjungpura)



Article Info

Publish Date
30 Oct 2026

Abstract

Sustainability of culinary MSMEs (Micro, Small, and Medium Enterprises) remains a critical concern for Pontianak's local economy. To explore this dynamic, this quantitative research examines the impact of digital marketing and financial technology on culinary enterprise sustainability in Pontianak City. Utilizing a survey approach, 81 respondents were selected via purposive sampling and analyzed using SPSS-assisted multiple linear regression. The findings demonstrate financial technology has a substantial positive impact on sustainability (t-stat = 3.104, sig. = 0.003), whereas digital marketing alone yields no significant partial effect (t-stat = 1.388, sig. = 0.169). Nevertheless, the simultaneous test confirms that both variables significantly affect MSME continuity (F-stat = 8.107, sig. = 0.001), explaining 15.1% of the variance.These insights highlight that digital financial tools serve as a primary catalyst for survival, whereas digital marketing strategies demand enhanced guidance and training. Therefore, practitioners are advised to maximize financial tech adoption, while policymakers and stakeholders ought to implement targeted digital marketing training initiatives to secure enduring business resilience.

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Journal Info

Abbrev

count

Publisher

Subject

Economics, Econometrics & Finance

Description

Marketing Management Finance Management Strategic Management Operation Management Human Resource Management E-business Knowledge Management Corporate Governance Management Information System International Business Business Ethics and Sustainability Entrepreneurship Islamic management Islamic Banking ...