<![CDATA[This study aims to determine the effect of Digital Literacy, E-Wallet Usage Level. and Lifestyle on Financial Literacy among Management Students of Universitas Pembangunan Panca Budi Medan, Class of 2022-2023. The type of research used is associative research with a quantitative approach. The population in this study were Management Study Program students of Universitas Pembangunan Panca Budi Medan, Class of 2022-2023. The sampling technique used purposive sampling with a total sample of 91 respondents. Data processing was carried out using SPSS version 25. The results show that digital literacy has a positive and significant effect on financial literacy. The level of e-wallet usage has a positive and significant effect on financial literacy. Lifestyle has an effect on financial literacy. Furthermore, digital literacy, level of e-wallet usage, and lifestyle simultaneously have a positive and significant effect on students financial literacy.]]>
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