PENYALURAN KREDIT BANK DITINJAU DARI JUMLAH DANA PIHAK KETIGA DAN TINGKAT NON PERFORMING LOANS

Imam Mukhlis (Fakultas Ekonomi Universitas Negeri Malang Jl. Semarang 5 Malang, 65145.)

Jurnal Keuangan dan Perbankan
Vol 15, No 1 (2011): January 2011

This research aimed to analyze the effect of money deposit on the bank and non performing loans on creditallocation from Bank Rakyat Indonesia in 2000-2009. The method of analyze was dynamic regression modelby Error Correction Model (ECM) approach version Domowitz and Elbadawi. Our empirical results showedthat only non performing loan on the short term had a significant effect to credit allocation from Bank RakyatIndonesia on the short term and long term. The variable money deposit of the bank did not have a significanteffect on credit allocation from Bank Rakyat Indonesia both on short term and long term period.