<![CDATA[Otto Sigit, Dr. Siti Hamidah S.H., M.M., Dr. Reka Dewantara S.H., M.H. Fakultas Hukum Universitas Brawijaya Email: sigit_otto@yahoo.com  ABSTRAK Penyelesaian Kredit Macet dalam perjanjian kredit Bank dengan nasabahnya melalui Pengalihan Hak Tagih (Cessie), namun didalam perjanjian kredit tersebut, bank hanya berkewajiban untuk memberitahukan apabila akan mengalihkan piutang dari pihak nasabah ke debitur lain, bank belum memperinci apakah debitur berhak mengetahui isi dari perjanjian pengalihan piutang tersebut atau tidak, apa hak-hak dan kewajiban debitur yang utangnya dialihkan ke pihak kreditur lain, permasalahan hukum yang ada disini adalah Apa bentuk kerugian yang dialami pihak nasabah setelah dilakukan Pengalihan Hak Tagih (Cessie) oleh Bank selaku kreditur dan bagaimana upaya hukum debitur dari kerugian akibat Pengalihan Hak Tagih (Cessie) oleh Bank selaku kreditur. Kata Kunci: Pengalihan Hak Tagih, Cessie, Pengalihan Piutang ABSTRACT Solution to bad credit in the loan contract between the bank and its client can be performed through the process of cession. However, in the loan contract, the bank is only responsible to inform if the bank is planning to divert the claim from the former client to another debtor, not to give details regarding whether the debtor has a right to know the content of the contract used to divert the claim, what rights and responsibilities of the debtor whose debt is diverted to another creditor. The legal issue observed is the loss experienced by the bank client after the process of cession done by the bank as the creditor and what legal efforts are to be proposed by the debtor over the loss due to the cession process by the bank as the creditor. Keywords: cession, diverting debt]]>
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