Al-Muzara'ah
Vol. 2 No. 1 (2014): AL-MUZARA'AH (June 2014)

Analisis Faktor-Faktor yang Memengaruhi Nasabah Non-Muslim dalam Menggunakan Jasa Bank Syariah di DKI Jakarta

Fithri Tyas Hapsari (Institut Pertanian Bogor)
Irfan Syauqi Beik (Institut Pertanian Bogor)



Article Info

Publish Date
27 Jun 2014

Abstract

Islamic banking industry in Indonesia experienced significant growth and development, despite its market share is still small, i.e around 4.9%. Islamic bank is an intermediary institution based on sharia, which serve both muslim and non-muslim. This study analyzes the factors that affect non-Muslim customers in using the services of Islamic banks in Jakarta. Respondents used in this study consist of 50 non-Muslim customers of Islamic banks and 50 non-Muslim customers of conventional banks. The method used is the logistic regression method. Descriptive analysis methods is used to see the trend of non-Muslim customers towards Islamic banks. Factors that are significantly affecting non-Muslim customers in using the services of Islamic banks in Jakarta are the location factor with an odds ratio value of 1.450, factor of administrative advantages with an odds ratio value of 6.790, and religious stimulant factor with an odds ratio value of 2.679.

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Journal Info

Abbrev

jalmuzaraah

Publisher

Subject

Economics, Econometrics & Finance Other

Description

Al-Muzara'ah –Journal of Islamic Economics and Finance, is a collaborative journal of the Department of Islamic Economics, Bogor Agricultural University with the Indonesian Association of Islamic Economist (IAEI). The aim of the journal is to communicate and as the media of academic ...