Jurnal Ekonomi & Keuangan Islam
Volume 3 No. 2, Juli 2017

Analisis determinan kinerja Bank Pembiayaan Rakyat Syariah di Indonesia (pendekatan Direct Error Correction Model)

Jihad Lukis Panjawa (Magister Ekonomi Studi Pembangunan, Universitas Sebelas Maret)
Mahrus Lutfi Adi Kurniawan (Magister Ekonomi Studi Pembangunan, Universitas Sebelas Maret)
Lak lak Nazhat El Hasanah (Fakultas Ekonomi Universitas Islam Indonesia)



Article Info

Publish Date
30 May 2018

Abstract

AbstractIslamic banking is emerging as a breakthrough and an alternative to conventional banking. The shariah-compliant financial services industry is currently at a growing stage compared to the advanced conventional financial services industry. The presence of the Shariah People Financing Bank also contributed to the economy as a credit channeling institution and it is expected that the wheels of the economy will spin faster and give a positive effect to the national economy. This study aims to analyze the influence of internal and external factors on the performance of Sharia Bank Financing in Indonesia Year 2011-2016. The analytical tool used in this research is the Error Corretion Model (ECM) which assumes the existence of a long-run equilibrium relationship between two or more economic variables, however in the short term that occurs is disequilibrium. With the error correction mechanism, a proportion of disequilibrium in a period is corrected in the next period. The results of this study indicate in the short term, internal factors represented by CAR and BOPO, and external factors are represented Exchange Rate and Inflation does not affect the Return On Asset Bank Syariah Rakyat Rakyat. In the long run CAR, BOPO and Kurs have a significant effect, while inflation does not significantly affect Return On Asset of Rural Bank of Sharia Liabilities.

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Journal Info

Abbrev

JEKI

Publisher

Subject

Economics, Econometrics & Finance

Description

AIMS Jurnal Ekonomi dan Keuangan Islam (JEKI) covers in detail a large number of topics related to Islamic Economics and Islamic Finance, comprising the latest empirical studies, country-specific studies, policy evaluations on Islamic economics and comparative international Islamic finance. This ...