International Journal of Intelligent Systems and Applications in Engineering
2016: Special Issue

Estimation of Credit Card Customers Payment Status by Using kNN and MLP

KOKLU, Murat (Unknown)
SABANCI, Kadir (Unknown)



Article Info

Publish Date
26 Dec 2016

Abstract

The Default of Credit Card Clients dataset in the UCI machine learning repository was used in this study.  The credit card customers were classified if they would do payment or not (yes=1 no=0) for next month by using 23 information about them. Totally 30000 data in the dataset’s 66% was used for training and rest of them as 33% was used for tests. The Weka (Waikato Environment for Knowledge Analysis) software was used for estimation. In estimation Multilayer Perceptron (MLP) and k Nearest Neighbors (kNN) machine learning algorithms was used and success rates and error rates were calculated. With kNN estimation success rates for various number of neighborhood value was calculated one by one. The highest success rate was achieved as 80.6569% when the number of neighbor is 10. With MLP neural network model the estimation success rates was calculated when there are different number of neurons in the hidden layer of MLP. The best estimation success rate was achieved as 81.049% when there was only one neuron in the hidden layer.  MAE and RMSE values were obtained for this estimation success rate as 0.3237 and 0.388 respectively. 

Copyrights © 2016






Journal Info

Abbrev

IJISAE

Publisher

Subject

Computer Science & IT

Description

International Journal of Intelligent Systems and Applications in Engineering (IJISAE) is an international and interdisciplinary journal for both invited and contributed peer reviewed articles that intelligent systems and applications in engineering at all levels. The journal publishes a broad range ...