Our focus is on the issue of potential disruption of fintech on the financial system and economy more specifically on how digitalization in finance could affect consumer behavior, financial risk, corporate governance, access to finance, financial inclusion and literacy, economic development, and traditional banking activity. Our focus also extends to the application of big data and machine learning in finance and banking. The areas for this proposed journal are not limited to banking and finance, corporate governance, fintech, crowdfunding, regulation, consumer data protection, financial innovation, and related issue on digitalization in the economy.