The Journal of Business Economics : Needs, Services, and Money is managed and published by the Institut Bisnis dan Ekonomi Indonesia periodically (January and July). The aim of the publication is to facilitate researchers, practitioners and academics in disseminating their research results, ideas and views on economics and business. Editors accept research articles, literature reviews, field cases, ideas and book reviews written in English. Articles must be scientific, original, and have never been published. So that articles published in the Journal of Business Economics : Needs, Services, and Money can be useful for the development of science, practice and subsequent research, the author is obliged to provide data related to writing articles to parties who need it and provide information on how to obtain it. The determination of articles to be published in the Journal of Business Economics : Needs, Services, and Money goes through a Blind Review process by the editor and reviewers by considering, among other things: Fulfillment of journal publication requirements, problem background, and methodology used. The editor is responsible for providing input and improvements deemed necessary and conveying the evaluation results to the article author. ournal of Business Economics : Needs, Services, and Money only accepts research articles from the author.Jurnal ekonomi bisnis: need service money is related to any aspect of management science, including but not limited to the following topics: • Human Resource Management • Leadership • Financial management • Marketing Management • Financial management • Green Marketing • Green Finance / Sustainable Finance • Green Human Resource Management • Operational Management • Banking and Financial Institution Management • E-Commerce • Cross-Border Management • Cooperative and SME Management • Strategy Management • Consumer behaviour • Investment and Portfolio Management • Marketing Services