Indonesian Journal of Accounting and Financial Technology (CRYPTO) is a peer-reviewed journal published by Formosa Publisher. CRYPTO Journal aims to publish articles in the fields of accounting, financial technology, and management that produce a significant contribution to the development of accounting and financial technology practices in Indonesia and the world. Consistent with its objectives, CRYPTO Journal provides cutting-edge research results in accounting and financial technology. CRYPTO Journal invites academics, practitioners, researchers, regulators, students, and other parties who are interested in developing accounting, financial technology, and management practices