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al-Uqud : Journal of Islamic Economics
Published by Universitas Negeri Surabaya
ISSN : 25490850     EISSN : 25483544     DOI : http://dx.doi.org/10.26740/al-uqud
Core Subject : Economy,
Economics, Econometrics & Finance
al-Uqûd : Journal of Islamic Economics published by the Islamic Economic Studies Department of Economics Faculty of Economics, Universitas Negeri Surabaya in cooperation with the Forum of Economic and Business Lecturer Islam (FORDEBI). al-Uqûd published twice a year, in January and July. The journal will focus on providing quality research in the areas of Islamic economics, banking and finance. The goal of the journal is to cover topics that are paramount in modern Islamic economics and finance. The language used in the form of Indonesian and English. Editors invite research lecturers, the reviewer, practitioners, industry, and observers to contribute to this journal.
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Articles 2 Documents
 1 
Search results for , issue "Vol 2, No 2 (2018): July" : 2 Documents clear
PENGARUH LITERASI KEUANGAN TERHADAP PEMILIHAN LAYANAN KEUANGAN SYARIAH Panghayo, Novia Ari; Musdhalifah, Musdhalifah
al-Uqud : Journal of Islamic Economics Vol 2, No 2 (2018): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/al-uqud.v2n2.p152-167

Abstract

This study aims to examine the influences of financial literacy which proxied by variables of education, income and knowledge on the selection of Sharia Financial Services in Jombang District. The data was primary data which obtained by method of spreading the questionnaire in the sub-districts with the largest moslem population in Jombang. Research period was in April to May 2017. Sampling method used is incidental sampling and analysis method used is Partial Least Square (PLS). The results of this study indicate that the level of education and income do not affect the selection of Sharia Financial Services in Jombang, while the level of knowledge affect the selection of Sharia Financial Services in Jombang. The implication of this research is that Sharia Financial Services in Jombang Regency is more influenced by knowledge variables, so the government is expected to increase the society insight through socialization about syariah financial literacy, and sharia products.
PERSEPSI MASYARAKAT TERHADAP BAITUL MAAL WAT TAMWIL (BMT) DALAM PEMBERDAYAAN EKONOMI MASYARAKAT Hidayat, Solikhul
al-Uqud : Journal of Islamic Economics Vol 2, No 2 (2018): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/al-uqud.v2n2.p198-212

Abstract

BMT is a financial institution that is engaged on a micro level, based on  operations on economic principles lawful, fair and profitable. The role of Baitul Tamwil (productive economy) is as Baitul Maal (social roles) that serves to distribute capital surplus  to the needy. The purpose of this study was to determine the extent of the public's perception of the existence of BMT in economic empowerment in Jepara. This study resulted in a recommendation that BMT is able to improve the performance and quality of the local economy. BMT institutionally is capable of providing a positive perception for people who use the services of BMT. This study is a descriptive study conducted. Descriptive method is a method in researching the status of groups of people, objects, state of thinking in the present system. The goal is to make the description or painting in a systematic, timely and reliable information on the facts, investigated the relationship between phenomena and to test hypotheses, make predictions, get the meaning and implications of a problem to be solved.

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