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J-EBIS (Jurnal Ekonomi dan Bisnis Islam)
ISSN : 25021397     EISSN : 25408100     DOI : -
Core Subject : Economy, Education,
The Journal that published by Faculty of Economic and Islamic Busines, State Institut for Islamic Studies (IAIN) Zawiyah Cot Kala Langsa, This journal focused on Islamic Economics and Finance studies. The Journal is published twice a year on April and October. The aim of the journal is to disseminate the Islamic economics and finance.
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Articles 1 Documents
Search results for , issue "Vol, 10 No 2 (2025)" : 1 Documents clear
Analisis Pengaruh Kredibilitas Financial Technology, Literasi Keuangan, Dan Literasi Financial Technology Terhadap Intensitas Penggunaan Fintech (Studi Kasus Pada Generasi Z Wilayah Karesidenan Pekalongan) Mu'aliyah, Ni'mah Mu'aliyah
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol, 10 No 2 (2025)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v10i2.10772

Abstract

This study aims to analyze the effect of financial technology credibility, financial literacy, and financial technology literacy on the intensity of Fintech use among users in the Pekalongan Prefecture. The study used a quantitative approach with multiple linear regression analysis techniques to test the relationship between the independent and dependent variables. The results showed that financial technology credibility and financial technology literacy have a significant influence on the intensity of Fintech use, while financial literacy has no significant effect. The contribution of these variables to the intensity of Fintech use reached 22.1%, with financial technology credibility and literacy being the main driving factors. This study emphasizes the importance of improving financial education and strengthening trust in Fintech services to encourage wider adoption of financial technology.

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