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Jurnal Hukum Ekonomi Syariah
Published by Universitas Muhammadiyah Makassar
ISSN : 25494872     EISSN : 26544970     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Hukum Ekonomi Syariah ISSN 2549-4872 (print), ISSN 2654-4970 (Online)adalah media publikasi ilmiah yang fokus menyebarluaskan hasil penellitian di bidang ilmu Hukum Ekonomi, Fiqh Muamalah, dan Ekonomi Syariah. Jurnal ini diterbitkan oleh Program Studi Hukum Ekonomi Syariah Fakultas Agama Islam Universitas Muhammadiyah Makassar bekerjasama dengan LP3M Unismuh Makassar dan terbit secara berkala dua kali dalam setahun.
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Articles 10 Documents
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Search results for , issue "Vol. 9 No. 2 (2025): Desember 2025" : 10 Documents clear
Business Law Ethics in the Perspective of Muhammadiyah Values: The Challenge of Applying Business Ethics in the Modern Era Mutiara Sirait, Resmaya Agnesia; Yuliastini, Anita; Yus, Thadeus; Annurdi
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/hck7aq11

Abstract

The rapid development of information and communication technology in Indonesia's business sector has made the existing business sector increasingly complex and competitive. The application of strong ethics is very important to maintain integrity and trust among business actors, considering that the challenges faced by business actors are also based on Islamic principles. The perspective of Muhammadiyah values, which are based on Islamic teachings that prioritize justice and ethics, has an important point in making a significant contribution to overcoming the challenges that exist in business ethics today. This study aims to identify and analyze the principles of business law ethics from the perspective of Muhammadiyah values, exploring the challenges faced in the application of business ethics from the perspective of Muhammadiyah values in the modern era. This research uses a literature study research method, which is a series of activities related to collecting library data, reading and recording, and managing research materials. The context of this research is important to examine in order to strengthen the position of business ethics from the Muhammadiyah perspective.
Integrating Sharia Contracts and Digital Technology in Indonesian Digital Wallet Platforms Robbani, Muhammad Robbani Ridho; Rosyadi, Imron
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j6yjsc52

Abstract

Digitalization in the field of Islamic finance is now a top priority, along with the rapid development of technology. This research discusses the implementation of digital contracts that comply with Sharia principles, while examining the challenges of integrating Islamic law with digital technology on electronic wallet platforms. Using a qualitative and descriptive-exploratory approach, data was collected thru literature studies and interviews with Islamic financial institutions, fintech practitioners, and users. The results show significant progress in the implementation of digital contracts, but there are still gaps in aligning Sharia rules with digital systems. The main challenges include the legal validity of digital contracts, the protection of personal data, and transaction security. This research emphasizes the importance of clear and flexible regulations to ensure that digital financial transactions remain in accordance with Sharia principles. Additionally, it is recommended to strengthen the legal framework, improve public understanding of Sharia-compliant fintech, and improve security infrastructure. Thru the analysis of real-world cases such as GoPay and LinkAja Syariah, this research proposes a model for developing digital contracts that are transparent, secure, and fully compliant with Sharia law. Overall, this research contributes to the broader discussion on Islamic digital finance by providing insights into the suitability of regulations and ethical digitalization, thus supporting the growth of a sustainable and inclusive Islamic financial ecosystem.
Tinjauan Hukum Islam Terhadap Penentuan Harga Dalam Jual Beli Alat Pertanian Dengan Pembayaran Tunda Studi Di Desa Damarpura Kecamatan Buana Pemaca Kabupaten Oku Selatan Zahara, Rita; Edi, Relit Nur; Maraliza, Helma
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/5wne9j94

Abstract

Praktik jual beli di pedesaan kerap berjalan sederhana dan berdasarkan kepercayaan, namun di balik kesederhanaan tersebut sering muncul persoalan kejelasan harga yang berpotensi menimbulkan ketidakadilan. Penelitian ini bertujuan untuk menganalisis sistem penentuan harga dalam jual beli alat pertanian di Desa Damarpura, Kecamatan Buana Pemaca, Kabupaten OKU Selatan, serta meninjau kesesuaiannya dengan prinsip hukum Islam. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan desain studi kasus melalui observasi langsung dan wawancara terhadap satu orang penjual serta sebelas orang pembeli. Hasil penelitian menunjukkan bahwa terdapat dua sistem pembayaran, yaitu tunai dan tunda. Harga tunai disepakati di awal akad, sedangkan harga tunda baru diinformasikan saat pelunasan dengan selisih harga yang signifikan tanpa adanya pencatatan tertulis. Praktik ini mengandung unsur gharar (ketidakjelasan) yang bertentangan dengan prinsip kejelasan harga (jahl bi al-tsaman), keadilan (‘adl), dan kerelaan (tarādhī) dalam fiqh muamalah, karena menimbulkan ketidakseimbangan informasi antara penjual dan pembeli. Kesimpulan penelitian ini menegaskan pentingnya penetapan harga secara jelas di awal akad, pencatatan transaksi, serta edukasi fiqh muamalah agar transaksi berjalan transparan, adil, dan sesuai prinsip syariah. Kata Kunci: Jual Beli, Harga Tunda, Fiqh Muamalah, Gharar, Keadilan Ekonomi Islam.
Penetapan Kriteria Penerima Zakat Penghasilan Dalam Hukum Islam di Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro Fitri, Nanda Amulia; Khoiruddin; Apriansyah
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/04kymm32

Abstract

Penelitian ini membahas tentang penetapan kriteria penerima zakat penghasilan di Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro, bagaimana Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro menghadapi perubahan kondisi sosial dan ekonomi masyarakat serta melihat bagaimana Lembaga Amil Zakat dan Shodaqoh menentukan siapa yang berhak menerima zakat penghasilan berdasarkan kondisi sosial dan ekonomi masyarakat apakah tetap berpegang teguh pada 8 asnaf ataukan ada penyesuaian dengan kondisi sosial dan ekonomi masyarakat saat ini. Tujuan utama dari penelitian ini adalah menganalisis bagaimana Lembaga Amil Zakat Infaq dan Shodaqoh menetapkan kriteria penerima zakat penghasilan dan menganalisa apakah kriteria penerima zakat penghasilan tersebut sesuai dengan prinsip prinsip Hukum Islam. metode yang digunakan adalah pendekatan kualitatif. Data primer di dapatkan dari wawancara dengan pengurus lembaga serta penerima zakat. Data sekunder diperoleh dari dokumen resmi lembaga seperti pedoman penetapan penerima zakat ataupun laporan tahunan. Hasil penelitian menunjukan bahwa Lembaga Amil Zakat Infaq dan Shodaqoh Muhammadiyah Metro merujuk pada kategori 8 asnaf sebagai dasar, namun tetap menyesuaikan kondisi sosial dan ekonomi masyarakat serta menyesuaikan kebutuhan kondisi penerima zakat dan  mengembangkan zakat produktif. Kesimpulannya Lembaga Amil Zakat Infaq dan Shodaqoh tetap berpegang pada 8 Asnaf  tetapi tetap menyesuaikan kondisi masyarakat dan kebutuhan penerima zakat penghasilan.
Critical Evaluation of Governance and Good Corporate Governance in Managing Mudharabah Deposits at Bank Aceh Media, Muhammad Agmar; Marzuki, Marzuki; Saputra, Teuku Yasman; Nuzula, Mukhsin
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/y0g0ya75

Abstract

The management of mudharabah deposits at Bank Aceh Syariah presents governance challenges arising from limited coordination among the Board of Commissioners, the Board of Directors, and the Sharia Supervisory Board. This study investigates how these governance organs perform their supervisory, operational, and sharia compliance roles in managing deposit funds. Unlike previous studies that focus mainly on structural aspects of governance, this research highlights the practical gaps that emerge when strategic decision-making is dominated by a single governance organ. Using a qualitative approach, data were collected through interviews, observations, and document reviews. The findings show that although the governance structure appears adequate, its implementation is hindered by restricted information flow, the Directors’ dominance in strategic decisions, and the Sharia Supervisory Board’s limited substantive involvement. These insights provide a novel contribution by illustrating how governance dynamics directly shape intermediation effectiveness and sharia compliance. The study concludes that a more integrated governance framework is essential to strengthen accountability, enhance sharia alignment, and support regional economic development
Strengthening Judicial Authority In Sharia Economic Disputes: A Legal Study Of Indonesia’s Religious Courts Malik, Ridwan; Maloko, M. Thahir; Fatmawati, Fatmawati
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/csf64p78

Abstract

This study explores the legal and institutional dynamics of Sharia economic dispute resolution in Indonesia by analyzing the impact of Law No. 3 of 2006 and Law No. 50 of 2009 on the jurisdiction and functioning of the Religious Courts. In response to the rapid growth of Islamic finance, the study investigates how Indonesia's judiciary has adapted to accommodate Sharia-based commercial transactions. Using a normative-juridical approach and library-based legal research, the study evaluates primary legislation, court rulings, and relevant scholarly discourse. The findings show that Law No. 3 of 2006 significantly redefined the role of Religious Courts by formally granting them the authority to adjudicate Sharia economic disputes. Law No. 50 of 2009 further enhanced legal clarity and institutional capacity, thus fostering a supportive environment for Islamic finance. Despite these advancements, the implementation process faces persistent challenges. These include inadequate judicial training, underutilization of alternative dispute resolution methods, and procedural inconsistencies. The study also notes a lack of public trust in Religious Courts and insufficient integration between Sharia principles and national legal standards. The study concludes that while statutory reforms have laid a robust foundation comprehensive institutional and procedural adjustments are essential for ensuring legal certainty and promoting the legitimacy of Sharia economic dispute resolution. This research contributes to the growing discourse on Islamic legal reform and offers policy-relevant insights for harmonizing religious and national legal systems in pluralistic societies.
Analisis Kepatuhan Syariah Dalam Praktik Investasi Kripto(Cryptocurrency) Di Indonesia. Solichah, Nur Aini Mar'atus; Arif, Nur 'Afina; Fathoni, Muhammad Fachrul; Muis, Ahmad
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/rh5zq154

Abstract

Cryptocurrency di Indonesia berkembang sangat cepat, terutama sebagai aset investasi, namun masih menghadapi persoalan utama berupa ketidakpastian regulasi, perlindungan konsumen yang belum optimal, volatilitas harga yang ekstrem, serta potensi adanya unsur transaksi yang bertentangan dengan prinsip syariah seperti gharar, maysir, dan riba. Penelitian ini dilakukan untuk menilai bagaimana keberadaan dan praktik investasi kripto dapat dipahami dari sisi aturan negara dan kesesuaiannya bagi investor muslim dalam ruang muamalah digital. Studi ini menggunakan metode kualitatif dengan pendekatan deskriptif-analitis berbasis telaah literatur (content analysis) dari jurnal, fatwa ulama, regulasi Bappebti, dan laporan industri. Hasil kajian menunjukkan bahwa negara memposisikan kripto sebagai komoditas investasi, bukan alat pembayaran yang sah, serta bahwa kepatuhan syariah pada kripto bersifat kondisional mayoritas aset tinggi unsur spekulasi dan tanpa underlying asset jelas masih berisiko besar, sementara stablecoin dan mekanisme berbasis akad bagi hasil memiliki potensi lebih sesuai jika dilakukan secara jelas dan non-ribawi. Secara umum, kripto tidak dapat dihukumi halal atau haram secara mutlak, namun dapat digunakan sebagai instrumen investasi yang diperbolehkan selama prinsip transparansi, kejelasan objek, dan keadilan transaksi terjaga serta unsur terlarang dapat dihindari, sehingga penguatan regulasi dan penyusunan standar investasi digital berbasis syariah menjadi kebutuhan penting ke depan.
Penerapan Prinsip Maqashid Al-Syariah Dalam Regulasi Green Sukuk Di Indonesia Ma'asah, Zahrotul Ma'asah
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/amfe4n27

Abstract

This study aims to analyze the application of maqāṣid al-sharī‘ah principles in the regulation of green sukuk in Indonesia as a Sharia-compliant financial instrument supporting sustainable development. Green sukuk are Islamic securities that are not classified as debt instruments, but rather represent ownership of assets or projects being financed, particularly environmentally friendly projects such as renewable energy, energy efficiency, waste management, sustainable transportation, and climate change adaptation. This research employs a normative juridical approach by examining laws and regulations governing green sukuk, including regulations issued by the Financial Services Authority (OJK) and fatwas of the National Sharia Council of the Indonesian Ulama Council (DSN-MUI). The analysis links these legal provisions with the framework of maqāṣid al-sharī‘ah as the fundamental objectives of Islamic law. The findings indicate that Indonesia’s green sukuk regulations are substantially aligned with maqāṣid al-sharī‘ah principles, particularly in safeguarding religion (ḥifẓ al-dīn) through Sharia compliance, protecting life and the environment (ḥifẓ al-nafs and ḥifẓ al-bī’ah) through sustainable project financing, preserving intellect (ḥifẓ al-‘aql) through governance and transparency, and protecting wealth (ḥifẓ al-māl) through fair asset management and return mechanisms free from riba, gharar, and maysir. Therefore, green sukuk function not only as Sharia financial instruments but also as a means of realizing justice, sustainability, and public welfare within Islamic economic law in Indonesia.
Analysis of Zakat, Infaq, and Sadaqah (ZIS) Management in Mosque Zakat Collection Units (UPZ) in Palembang City Carolina, Dessy; Apriansyah, M. Arief; Anggreni, Meilinda; Nurpratiwi, Tiara
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/a8zexj74

Abstract

Mosque Zakat Collection Units (UPZ) occupy a distinct strategic position, operating as grassroots collection centers and enjoying high communal trust. However, UPZ Mosques including the 369 officially registered units in Palembang City often operate within a duality: adhering to formal regulatory demands from BAZNAS while simultaneously managing limited human resources and organizational structures. This research aims to comprehensively analyze ZIS management practices within these Mosque UPZ in Palembang City. This study employed a descriptive qualitative approach utilizing a multiple case study design. The sample selection was conducted through Stratified Purposive Sampling, resulting in the selection of 18 Mosque UPZ representing variations in collection scale and location context. Primary data was gathered via in-depth interviews with key UPZ. The findings reveal significant heterogeneity in ZIS management practices among the sampled Mosque UPZ in Palembang City. While fundamental collection and local distribution activities generally align, primary challenges identified include inconsistent accountability systems (record-keeping and reporting) and limitations in certified human capital. UPZ with a large scale of collection tend to exhibit more structured and transparent management processes. ZIS management within Mosque UPZ in Palembang City requires strategic harmonization between community-based practices and formal accountability requirements. The practical implication of this study underscores the necessity for structured capacity building programs delivered by BAZNAS Palembang City. These programs should focus on improving financial literacy and standardized reporting among UPZ human resources. 
The Jurisdiction Of The Religious Courts Over Islamic Banking Disputes In Indonesia Madjid, St Salehah; Amri, Ulil; Nurwahidin, Pantja; Nurmi, Nurmi; Fayziev, Shokhrud
Jurnal Hukum Ekonomi Syariah Vol. 9 No. 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/n7c5qe14

Abstract

The settlement of Islamic economic disputes, particularly those related to Islamic banking, falls under the jurisdiction of the Religious Courts in Indonesia. This study examines two main issues: the scope of the Religious Courts’ authority in resolving Islamic banking disputes and their readiness in terms of institutional structure, legal politics, and substantive law. The research aims to analyze the legal foundation of such authority and to assess the institutional and normative preparedness of the Religious Courts in handling Islamic banking disputes. This study employs a descriptive qualitative method with a normative–conceptual approach, using primary data derived from statutory regulations, legal documents, and relevant legal literature. The findings indicate that the absolute jurisdiction of the Religious Courts is expressly regulated in Article 49 of Law No. 3 of 2006, which authorizes these courts to examine, adjudicate, and resolve disputes among Muslims, including those arising from Islamic economic transactions. Furthermore, the readiness of the Religious Courts in resolving Islamic banking disputes encompasses three key aspects: the professionalism and legal competence of judges and court officials; the understanding of legal politics to harmonize the Islamic banking legal system with the conventional banking framework while upholding Islamic legal principles; and the strengthening of legal substance through the enactment of statutory regulations and the development of the Compilation of Islamic Economic Law (Kompilasi Hukum Ekonomi Syariah/KHES). These elements are essential to ensure effective and legally sound dispute resolution within the Religious Court system.

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