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IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam

iqtishaduna
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Published by Universitas Islam Negeri Mataram

ISSN : 20879938 EISSN : 26559714 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

Iqtishaduna merupakan jurnal yang menfokuskan pada publikasi artikel di bidang kajian ekonomi dan keuangan syariah. Jurnal ini terbit pertama kali tahun 2011 oleh Fakultas Syariah IAIN Mataram yang dalam perkembangannya sejak tahun 2016 kemudian dikelola oleh Fakultas Ekonomi dan Bisnis Islam UIN Mataram. Iqtishaduna menerima tulisan ilmiah yang mengkaji berbagai pengembangan ekonomi dan keuangan syariah baik berupa artikel riset ataupun kajian kritis lainnya.

Arjuna Subject : -

Articles 7 Documents

Search results for , issue "Vol. 10 No. 1 (2019): Juni 2019" : 7 Documents clear

ANALISIS PERBANDINGAN ASURANSI SYARIAH DAN KONVENSIONAL (STUDI POLIS PT. PRUDENTIAL LIFE ASSURANCE) Nurhadi .
IQTISHADUNA Vol. 10 No. 1 (2019): Juni 2019
Publisher : UIN Mataram

Risk control carried out by transferring the risks experienced by the insured to theinsurer is called insurance. The development of Islamic insurance is relatively goodcompared to similar financial businesses, especially the conventional financial industry.The research objective is to find out how the comparison of conventional and Islamicinsurance so that more consumers prefer Sharia insurance at PT. Prudential LifeAssurance. This type of descriptive research with a qualitative approach, namelycollecting data to describe or affirm a concept or symptom, also answer questionsrelated to the status of the subject of research. The results of this study PT. PrudentialLife Assurance has many components that are very different from other insurance. It isexpected that PT. Prudential Life Assurance will continue to survive with componentsthat are more profitable to customers, so as to increase the growth of policy every year.Keywords: Analysis, Comparison, Sharia Insurance, Conventional Insurance.

PERSEPSI MASYARAKAT MUSLIM TERHADAP KE”SYARIAH”AN BANK SYARIAH DI INDONESIA Dewi Ayu Sartika Putri1, Ronald Rulindo, Hendri Tanjung
IQTISHADUNA Vol. 10 No. 1 (2019): Juni 2019
Publisher : UIN Mataram

Indonesia is a country with the largest muslim population in the world. According to StatisticsIndonesia (Badan Pusat Statistik, abbreviated as BPS), 87% of 258,7 million citizens ofIndonesia are muslim. Despite having 87% of Indonesian citizen as muslim, many muslims inIndonesia are still reluctant to choose sharia banking over conventional banking. One of themost prominent reason is the perception that sharia banking has not fully complied to theprinciple of sharia. Research has been conducted to prove such perception using logit methodwhich involved 200 respondents from Jakarta. The result shows that 66% of respondents whoare the customers of sharia bank are not convinced that sharia bank conforms to a high level ofsharia requirements or consistent with the principles of Islamic law (sharia). Furthermore, 65%of respondents who are the customers of sharia bank do not actually have much knowledgeabout sharia banking. Therefore, the perception that sharia banking has not fully been a shariacompliancesystem is based on the fact that many of sharia bank?s customers do not have muchknowledge about sharia banking. In addition, the result from logistic regression shows thatsubstantial understanding about Fiqh Muamalat and level of religiousity are two factors thatinfluenced the customers in their choice of sharia bank with percentage of 5% and 1%respectively.

KONSEP ISLAMIC CORPORATE GOVERNANCE FAKULTAS EKONOMI DAN BISNIS ISLAM UIN MATARAM Shofia Mauizotun Hasanah Romi Kurniawan
IQTISHADUNA Vol. 10 No. 1 (2019): Juni 2019
Publisher : UIN Mataram

Corporate governance merupakan isu yang tidak pernah usang untuk terus dikajipelaku bisnis, akademisi, pembuat kebijakan dan lain sebagainya. Pemahaman tentangpraktik corporate governance terus berevolusi dari waktu ke watu. Kajian atascorporate governance mulai disinggung pertama kalinya oleh Berle dan Means padatahun 1932 ketika membuat sebuah buku yang menganalisis terpisahnya kepemilikansaham (ownership) dan control. Prinsip-prinsip Corporate Governance konvensionalsebenarnya telah tercakup dalam prinsip-prinsip Islamic Corporate Governance.Transparency (transparansi) merujuk pada shiddiq, accountability (akuntabilitas)merujuk pada shiddiq dan amanah, responsibility (responsibilitas) merujuk padaamanah, tablig, dan fathanah, fairness (keadilan) merujuk pada shiddiq dan amanah.Hal yang perlu digaris bawahi adalah meskipun prinsip-prinsip Corporate Governancekonvensional tercakup dalam prinsip-prinsip Islamic Corporate Governance bukanberarti keduanya adalah hal yang sama. Karena dasar hukum yang digunakan berbedamaka pelaksanaan dan aplikasinyapun akan berbeda.

STRATEGI OPTIMALISASI MANAJEMEN PENGELOLAAN KJKS BMT AL MARKAZ AL ISLAMI MAKASSAR Muhlis Damirah
IQTISHADUNA Vol. 10 No. 1 (2019): Juni 2019
Publisher : UIN Mataram

This article about application and strategy to management optimize of the KJKS BMTAl Markaz Al Islami Makassar. The method used in the implementation research is touse a qualitative descriptive approach. The results research study explained the fact isnot all Makassar society can obtain loan financing in banks. Often because of theinability to meet the requirements and administrative requirements must be met. Thepresence of the KJKS BMT Al Markaz Al Islami Makassar as an alternative effort tofind solutions in protecting the community, facilitating limitations and capital needs.Through the Management optimization strategy, the management of the institution isable to survive and maintain, in the midst of the community who need capital assistanceand experience limitations in business as a source to respond to public unrest inapplying for loans or additional business capital without being burdened withtroublesome interest. Besides acting as a business institution, also carries humanitarianmissions form of social and da'wah in the Makassar community.

REVIEW: PERKEMBANGAN LITERASI DAN INKLUSI KEUANGAN PASAR MODAL DI NUSA TENGGARA BARAT (NTB) Nurul Susianti1, Kurniawati Meylianingr2 Fitriani,Siti Nur Annisa Amalia
IQTISHADUNA Vol. 10 No. 1 (2019): Juni 2019
Publisher : UIN Mataram

AbstractThis study focuses on the problem of reviewing the development of financial literacyand inclusion in the field of capital markets, especially investment funds, and mutualfund and SBN in 2017-2018. This study uses descriptive analysis that distributesdescribing the results of documentation interviews and observations in severalinstitutions in West Nusa Tenggara, especially the Indonesia Stock ExchangeRepresentative Office and the Financial Services Authority. This study shows thatliteracy in the capital market in West Nusa Tenggara is quite positive, especially in thefield of stock investment with a value of 10. 22%.

OFFSHORE BANKS: PENGENALAN SINGKAT DAN KEJAHATAN KEUANGAN INTERNASIONAL YANG TERKAIT Muhammad Muhajir Aminy1, Muhamad Johari2
IQTISHADUNA Vol. 10 No. 1 (2019): Juni 2019
Publisher : UIN Mataram

Pembahasan mengenai offshore banks atau perbankan lepas pantai sangat jarangditemukan sebagai salah satu tema diskusi diantara para akademisi dalam penelitiandan artikel yang telah terpublikasi di jurnal. Tidak seperti perbankan pada umumnya,offshore banks hanya ada di beberapa negara yang telah memberikan izin dan memilikikebijakan untuk mendirikan salah satu jenis perbankan tersebut. Oleh karenanyainformasi terkait offshore banks sangat terbatas. Offshore banks melakukanpengumpulan dan pendistribusian dana dalam jumlah besar di dalam sistem keuanganinternasional. Perbankan jenis ini memiliki persepsi negatif bagi mayoritas pendudukdunia, terutama setelah terjadinya aksi 9/11 di New York. Offshore banks dituduhsebagai bank yang memfasilitasi dan memberikan bantuan dana kepada para terorisuntuk melakukan aksi terorisme mereka, yaitu menabrakkan pesawat ke gedung WorldTrade Center (WTC) di New York. Tujuan dari artikel ini adalah untuk mengenalkanoffshore banks kepada publik, khususnya para pembaca. Oleh karena masih minimnyajumlah artikel yang membahas mengenai offshore banks, diharapkan tulisan ini dapatmemperkaya literatur dan referensi yang membahas jenis perbankan tersebut di bidangekonomi dan perbankan internasional.

PENGARUH LITERASI KEUANGAN TERHADAP PERENCANAAN KEUANGAN KELUARGA DI KOTA MATARAM Dahlia Bonang
IQTISHADUNA Vol. 10 No. 1 (2019): Juni 2019
Publisher : UIN Mataram

Financial literacy and financial planning for every Indonesian family areimportant. It is because the family is one of the pillars of the economy where thefinancial health of the family will have an influence on the overall financial health ofthe country. If based on the province, NTB's financial literacy index is 17th in 34provinces in Indonesia at 21.45%. This figure indicates that there is still a low level ofunderstanding, knowledge and access of people in NTB to institutions, financialproducts, and services. Therefore financial education and supporting infrastructuredevelopment must be carried out continuously so that public financial literacy canreach well literate. This research is a field research. Data collection methods used areobservation, interviews and questionnaires. This study used a sample of 100 people.The sampling technique is by random sampling due to research efficiency. The output ofthe F test shows that the calculated F value is 4.516 with a significance level of 0.036.The significance level is 0.036 <0.05, so it can be interpreted that there is an influenceof financial literacy variable (X) on the family financial planning variable (Y).Similarly, it is proven by testing the second hypothesis with the T test. The output of theT test can be seen that the value of t count is 2.125. Then after t count compared to ttable which has a value of 1,980. With the value of t count 2.125> t table 1.980 it canbe concluded that Ho is accepted which means that "there is an influence of financialliteracy (X) on family financial planning (Y).

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Editorial Team

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Reviewer

Google Scholar

Contact Name
Nurul Susianti

Contact Email
uyunalhidayah@gmail.com

Phone
-

Journal Mail Official
iqtishaduna-febi@uinmataram.ac.id

Editorial Address
Jl. Gadjah Mada No 100 Mataram

Location
Kota mataram,

Nusa tenggara barat

INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Nurul Susianti

Contact Email uyunalhidayah@gmail.com

Phone -

Journal Mail Official iqtishaduna-febi@uinmataram.ac.id

Editorial Address Jl. Gadjah Mada No 100 Mataram

Location Kota mataram, Nusa tenggara barat INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Nurul Susianti

Contact Email
uyunalhidayah@gmail.com

Phone
-

Journal Mail Official
iqtishaduna-febi@uinmataram.ac.id

Editorial Address
Jl. Gadjah Mada No 100 Mataram

Location
Kota mataram,

Nusa tenggara barat

INDONESIA