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Journal of Institution And Sharia Finance
ISSN : 26546043     EISSN : 26205130     DOI : -
Core Subject : Economy,
Journal Of Institution And Sharia Finance compile writing and research on Islamic financial institutions, Islamic banking, sharia business management, strengthening people's economy, Islamic financial management.
Arjuna Subject : -
Articles 5 Documents
Search results for , issue "Vol 6, No 1 (2023): JUNI" : 5 Documents clear
Pengaruh Variabel Makro Terhadap Pembiayaan Rahn pada Perbankan Syariah Asma Rita; Ahmad Ajib Ridlwan
Journal Of Institution And Sharia Finance Vol 6, No 1 (2023): JUNI
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v6i1.3429

Abstract

This study uses secondary data sources that was taken from BI and BSI. Numerical data obtained from secondary data ware analyzed using multiple linear regression along with other prerequisite statistical tools. Basen and the results of hypothesis testing, it can be concluded that the inflation rate variable (X1), bi rate (X2) and gold price (X4) has a negative and significant influence on rahn financing (Y), while the variable exchange rate (X3) had positive and significant rahn financing (Y). in addition, the coefficient of determinasi (adjested R square) of the macro variable on rahn’s financing obtained a value of 0,822 or 82% which means the rahn’s financing can be explained by macro variable of 82%, the remaining 17,8% is explained by other variables outside the research, such as the number of customers, the amount of money in circulation and the income of the mortgage.
PENGARUH PENERAPAN INTERNET BANKING TERHADAP KINERJA PERBANKAN DI INDONESIA Mardhiyah Dwi Ilhami; Novia Sari Wati Story
Journal Of Institution And Sharia Finance Vol 6, No 1 (2023): JUNI
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v6i1.3870

Abstract

The purpose of this research is to examine the effect of internet banking application to the financial performance of banking which consist of NPL, LDR, ROA, ROE, BOPO and CAR. Study sample consisted of 67 banks in Indonesia from 4 categories with the study period from the first quarter of 2014 to the fourth quarter of 2016. This research used multivariate method and the data test was done by panel data regression analysis with random effect technique. The results showed that the application of internet banking from the risk profile proved to reduce credit risk with a negative effect on NPL variables. However, from the risk of liquidity internet banking application has no effect on LDR variable. While from the ratio of earnings, the results showed the application of internet banking has no effect on ROA, ROE and BOPO variable, and from the capital, the implementation of internet banking is not characterized by an increase in banking capital which means, the implementation of internet banking has no affect on CAR variable.
ANALISIS PERKEMBANGAN EKONOMI DAN PERBANKAN SYARIAH DI INDONESIA Muhammad Ash Shiddiqy
Journal Of Institution And Sharia Finance Vol 6, No 1 (2023): JUNI
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v6i1.4078

Abstract

Penelitian ini bertujuan untuk mengetahui perkembangan ekonomi syariah di Indonesia serta tantangannya. Perkembangan ekonomi di Indonesia saat ini mulai meningkat. Dengan adanya peningkatan ini, tentunya dapat memberikan manfaat bagi perekonomian Indonesia, terutama dalam mengurangi angka pengangguran di Indonesia. Tentunya hal ini tidak terlepas dari perkembangan ekonomi berbasis Islam atau yang lebih dikenal dengan ekonomi syariah. Namun perkembangan ini tentunya tidak terlepas dari problematika atau tantangan yang dihadapi. Data dari penelitian ini dikumpulkan melalui literatur Pustaka, seperti buku, artikel, atau jurnal ilmiah. Kemudian data dianalisis dan disimpulkan dalam bentuk deskripsi.
PENGARUH RASIO KEUANGAN TERHADAP HARGA SAHAM PADA PERUSAHAAN SEKTOR PERBANKAN YANG TERDAFTAR BEI DI MASA PANDEMI COVID 19 Siti Nur Azizah; Asepma Hygi Prihastuti; Jusmarni Jusmarni; Saipul Al Sukri
Journal Of Institution And Sharia Finance Vol 6, No 1 (2023): JUNI
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v6i1.3885

Abstract

Pergerakan harga saham yang terjadi tergantung dengan kondisi keuangan suatu perusahaan. Penelitian ini bertujuan untuk mengetahui pengaruh rasio keuangan, yang terdiri atas Current Ratio (CR), Net Profit Margin (NPM), Debt Ratio (DR), Total Asset Turnover (TATO), dan Price Earnings Ratio (PER) terhadap Harga Saham pada perusahaan Perbankan yang terdaftar di Bursa Efek Indonesia di Masa Pandemi Covid 19. Penelitian ini menggunakan data sekunder laporan keuangan auditan perusahaan Perbankan yang terdaftar di Bursa Efek Indonesia periode 2020-2021. Teknik pengambilan sampel menggunakan metode purposive sampling dengan jumlah sampel 62 perusahaan perbankan. Analisis data menggunakan regresi linear berganda dengan software SPSS versi 23. Hasil penelitian menunjukkan bahwa secara parsial Current Ratio (CR), Net Profit Margin (NPM), Total Assets Turn Over (TATO), dan Price Earnings Ratio (PER) berpengaruh signifikan terhadap Harga Saham. Sedangkan Debt Ratio (DR) tidak berpengaruh signifikan terhadap Harga. Secara simultan variabel Current Ratio (CR), Net Profit Margin (NPM), Debt Ratio (DR), Total Asset Turnover (TATO), dan Price Earnings Ratio (PER) berpengaruh terhadap Harga Saham. Besarnya pengaruh ke lima variabel independen tersebut terhadap Harga Saham adalah sebesar 47,1%.
Penerapan Economic Value Added Untuk Menilai Kinerja Keuangan Moh Safar Ahmad; Hasanuddin Hasanuddin; Roydah Gani; Anggita Permata Yakup
Journal Of Institution And Sharia Finance Vol 6, No 1 (2023): JUNI
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v6i1.3866

Abstract

This study aims to determine a healthy and efficient financial performance to gain profits and increase the company's performance index. This research was conducted by conducting data collection techniques using the financial ratios of PT. Asuransi Bina Dana Arta Tbk, used the ratio of Economic Value Added and measured by the formula Net Operating Profit After Tax (NOPAT), Capital Charges (CC), Weighted Average Cost of Capital (WACC), Invested Capital (IC). Obtained from the financial statements of PT Asuransi Bina Dana Arta Tbk. It can be concluded from the results of calculations that have been carried out using the measurements mentioned above that the Economic Value Added ratio measured using NOPAT is quite healthy, CC is unhealthy, WACC is quite healthy, IC is not healthy, and the EVA value is very high. unhealthy or not good enough.

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