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JEMPER (Jurnal Ekonomi Manajemen Perbankan)
Published by Universitas Sangga Buana
ISSN : 26552922     EISSN : 2656632X     DOI : -
Core Subject : Economy, Science, Education,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other
JEMPER (Jurnal Ekonomi Manajemen Perbankan) is a scientific journal published by the S1 Economic Management Program and Banking D3 Program, and as a means of publicizing the results of research and sharing in the development of Financial management, Operational Management, Human Resource Management, Marketing Management, Entrepreneurship, Economics and Banking. This journal contains articles that have never been previously published in the form of research or applied research articles, study articles related to the development of economic and banking management science.
Arjuna Subject : -
Articles 5 Documents
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Search results for , issue "Vol 7 No 2 (2025): JEMPER Juli-Desember" : 5 Documents clear
Analisis Risiko Pembiayaan Musyarakah pada Bank Syariah Indonesia KC Medan Harahap, Lamsina; Zainarti, Zainarti
Jurnal Ekonomi Manajemen Perbankan Vol 7 No 2 (2025): JEMPER Juli-Desember
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v7i2.4042

Abstract

Musyarakah financing at Bank Syariah Indonesia KC Medan is a partnership between the bank and customers in various economic sectors, where both parties share profits and losses based on an agreed proportion. Despite offering significant potential, this financing product also carries several risks that need to be addressed. The main risks associated with musyarakah financing include credit risk, market risk, and operational risk. Credit risk arises if customers fail to meet their obligations, potentially affecting the bank's stability. Market risk is related to fluctuations in the prices of goods or services that are part of the musyarakah, which can impact income and profits. Additionally, operational risk encompasses internal factors related to financing management and ineffective monitoring. To mitigate these risks, Bank Syariah Indonesia KC Medan needs to implement effective risk management, assess the feasibility of financing, and enhance transparency and oversight in every musyarakah transaction.
Pengelolaan Kurikulum Pembelajaran di MA PPMII Assalam Novitasari, Ayu
Jurnal Ekonomi Manajemen Perbankan Vol 7 No 2 (2025): JEMPER Juli-Desember
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v7i2.4408

Abstract

Student management encompasses planning, selection, development, and supervision throughout the educational process at school. Teachers play a vital role in adapting the curriculum and instructional strategies to meet the individual learning needs of each student. To enhance motivation and active participation, engaging teaching methods such as Problem-Based Learning, group discussions, and contextual approaches relevant to students' daily lives are utilized. Learning obstacles are identified through mentoring, root cause analysis, and open communication with students and parents. Academic and behavioral progress is monitored through assessments of knowledge and attitude, such as the use of daily journals. Communication between school and parents is established through parent-teacher meetings, WhatsApp groups, and home visits to create synergy in supporting the students' learning process. Effective planning strategies can significantly contribute to the achievement of established learning goals. Curriculum management in educational institutions is a crucial factor in ensuring the effectiveness of learning. MA PPMI Assalaam, as an Islamic educational institution, implements an integrative approach by combining national curricula from the Ministry of Religious Affairs (Kemenag) and the Ministry of Education and Culture (Kemendikbud) with the distinctive Islamic content of pesantren. This study used a descriptive qualitative method through observation, interviews, and document analysis. The results show that MA PPMI Assalaam has developed flagship programs such as Dirosah Islamiyah and Riset Preneur. Curriculum evaluation is conducted regularly to maintain its relevance and effectiveness in supporting students’ academic and character development. However, challenges remain, such as limited resources and the dynamic nature of national education policies. Therefore, innovative and adaptive curriculum management strategies are essential to continuously improve the quality of education at MA PPMI Assalaam in line with the demands of the times.
Analisis Aspek Keperilakuan Dalam Proses Penganggaran di Perbankan Syariah Ahmed, Alan Januar; Masiyah, Masiyah; Juanda, Ahmad
Jurnal Ekonomi Manajemen Perbankan Vol 7 No 2 (2025): JEMPER Juli-Desember
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v7i2.4605

Abstract

This study analyzes behavioral aspects of the budgeting process in Indonesian Islamic banking with a focus on factors that influence the effectiveness of the budgeting system and dysfunctional employee behavior. Using a quantitative approach with a survey method on 456 respondents involved in the budgeting process in Indonesian Islamic banks, this study examines the influence of budget participation, perceptions of fairness, Islamic leadership style, Islamic organizational culture, and sharia commitment on budgeting effectiveness and dysfunctional behavior. Data analysis using Structural Equation Modeling (SEM) with PLS-SEM resulted in findings that all independent variables have a significant positive effect on budgeting effectiveness, with Islamic leadership style showing the strongest influence (β = 0.312), followed by sharia commitment (β = 0.289), budget participation (β = 0.247), Islamic organizational culture (β = 0.203), and perceptions of fairness (β = 0.186). All variables were also shown to have a significant negative effect on dysfunctional behavior, with sharia commitment having the strongest negative effect (β = -0.315). The level of sharia education and work experience were shown to moderate this relationship. The results of this study demonstrate the importance of integrating Islamic values ​​into the budgeting system to improve organizational effectiveness and reduce dysfunctional practices, providing a theoretical contribution to the sharia financial management literature and practical guidance for sharia banking managers in optimizing a budgeting system based on Islamic values.
Bagaimana Pandangan Penumpang Terhadap Iklan Komersial di Dalam Penerbangan? Pratama, Yudhistira Anugerah; Djabbar, Husnawati
Jurnal Ekonomi Manajemen Perbankan Vol 7 No 2 (2025): JEMPER Juli-Desember
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v7i2.4619

Abstract

This study aims to explore passengers' perspectives on commercial advertisements presented inside airplane cabins during flights. Using a qualitative phenomenological approach, this research involved in-depth interviews with passengers who had experienced in-flight advertising on both domestic and international routes. Findings indicate that passengers are more receptive to advertisements that are contextually relevant, such as promotions for destinations, local services, or travel tips. Psychological factors like mood, fatigue, and emotional needs influence perceptions, with narrative and calming visuals being perceived as more effective. Additionally, cultural background significantly shapes responses to advertising, passengers from collectivist cultures prefer messages that emphasize harmony and togetherness, while those from individualist cultures favor direct and personal messages. These results highlight importance of designing in-flight advertising strategies that are contextually appropriate, personally engaging, and culturally sensitive, especially within the limited space of an aircraft cabin.
Transformasi Digital Dalam Rantai Nilai Mobil Listrik: Tantangan dan Peluang Manajerial Pratama, Yudhistira Anugerah; Isnajati, Louisiani Mansoni
Jurnal Ekonomi Manajemen Perbankan Vol 7 No 2 (2025): JEMPER Juli-Desember
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v7i2.4912

Abstract

This study aims to explore the managerial challenges and opportunities in the digital transformation of electric vehicle value chain in Indonesia. An exploratory qualitative approach was employed to examine dynamics of digitalization from the perspectives of management, technology, and human resources. Findings reveal that most automotive companies face difficulties in fully integrating digital systems, mainly due to limited interoperability, lack of human resource readiness, and low digital literacy at the managerial level. Transformational leadership plays a crucial role in fostering an adaptive and collaborative work culture that supports digital innovation. Moreover, many companies have yet to embed digitalization into their long-term business strategies. Study recommends organizational restructuring, digital leadership training, and cross-sectoral collaboration as strategic solutions. These findings are expected to contribute to the development of relevant digital management models for the national electric vehicle industry.

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