cover
Contact Name
Indriyana Puspitosari
Contact Email
indriyana.iainska@gmail.com
Phone
-
Journal Mail Official
jifa.iainsurakarta@gmail.com
Editorial Address
-
Location
Kota surakarta,
Jawa tengah
INDONESIA
JIFA (Journal of Islamic Finance and Accounting)
ISSN : 26151774     EISSN : 26151782     DOI : -
Core Subject : Religion, Economy,
Journal of Islamic Finance and Accounting (JIFA) is an academic journal published by Department of Sharia Accounting, Faculty of Islamic Economics and Business, IAIN Surakarta. JIFA aims to publish articles in the field of Islamic finance and accounting, including but not limited to research results, scientific studies and field cases.
Arjuna Subject : -
Articles 1 Documents
Search results for , issue "Vol. 5 No. 2 (2022)" : 1 Documents clear
Agricultural financing risk and ib agricultural financing: A long relationship Muhammad Alan Nur; Honesty Nur Firdaus; Andre Armanto; Sri Herianingruma
JIFA (Journal of Islamic Finance and Accounting) Vol. 5 No. 2 (2022)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jifa.v5i2.5518

Abstract

Indonesia is destined to be an agrarian country because of its location on the equator, unfortunately not all farmers are able to access capital for their agricultural businesses while the contribution of the agricultural sector to employment is very high. It is also important to consider that Indonesia is also a country with the largest Muslim population in the world, so there should be a financing scheme in the agricultural sector that is in accordance with sharia compliance. Therefore, Islamic banking should be present to provide capital to farmers who need agricultural financing without violating sharia provisions. Identifying variables that affect Islamic bank financing in the agricultural sector in the long run is the aim of this study so that our findings can be one of the considerations for policy makers for future policies. To reveal the purpose of our research, we consider the factors affecting the agricultural financing of Islamic banks which consist of the risk of agricultural financing, farmer welfare, inflation and economic growth with observations for a decade from 2012 to 2021 on a quarterly basis. By using ARDL estimation, our findings find that in the long run relationship the welfare of farmers has no effect, while the other remaining variables have a significant effect. This study offers valuable implications indicating that the presence of Islamic banking can be considered as a viable financial solution within the agricultural sector.

Page 1 of 1 | Total Record : 1