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Amwaluna Jurnal Ekonomi dan Keuangan Syariah

amwaluna
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Published by Universitas Islam Bandung

ISSN : 25408399 EISSN : 25408402 DOI : https://doi.org/10.29313/amwaluna

Core Subject : Economy,

Economics, Econometrics & Finance

Amwaluna Jurnal Ekonomi dan Keuangan Syariah is an academic journal focus on syariah economic studies with scopes are Islamic banking, Syariah Financial, economic, accounting, finance, Muamalah, Economy during the covid19 pandemic and Economic Islam.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 10 Documents

Search results for , issue "Vol 4, No 1 (2020)" : 10 Documents clear

QIYAS OF MUZARAAH HADITH WITH FISHERIES SECTOR AND IT’S CONTRIBUTION TO WELFARE OF FISHERMEN Ja'far Assagaf
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 1 (2020)
Publisher : Univeristas Islam Bandung

This research background is the condition of Indonesian small fishermen who are generally still below the minimum wage income line. through the qiyas (analoqy) method, the muzara'ah hadith can be applied in the fisheries sector with the aim that small fishermen income is better than before. the results of this study indicate that with the distribution system as muzara'ah that is profit sharing according to the percentage, small fishermen will be more prosperous than the wage or payment system.

INDEKS INKLUSI KEUANGAN SYARIAH DI INDONESIA TAHUN 2015-2018 Sindi Puspitasari; A. Jajang W Mahri; Suci Aprilliani Utami
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 1 (2020)
Publisher : Univeristas Islam Bandung

This research is based on the problem is the low involvement of the public in making transaction using Islamic banking service in Indonesia. This study aims to describe and measure the level of Islamic financial inclusion on the Islamic banking sector include Sharia Commercial Bank (BUS), Sharia Business Unit (UUS) and Rural Sharia Bank (BPRS) in Indonesia period 2015-2018 using Index of Financial Inclusion. There are three dimensions measured in this study dimensions of accessibility, availability and usage. This research was conducted in 33 provinces in Indonesia. The method used in this research is quantitative descriptive method. The results showed the level of sharia financial inclusion in 2015-2018 experienced a fluctuating development in which the average Index of shariah financial inclusion in Indonesia is the low category. From 33 provinces in Indonesia, DKI Jakarta included in the high category, Aceh and D.I Yogyakarta are in the medium category, and there are 30 provinces with low category. Nusa Tenggara Timur Province is a province with the lowest category during the study period. Generally, the dimensions index of shariah financial inclusion are the low category.

POTENTIALS OF IMPLEMENTATION OF SHARIA PRINCIPLES IN THE TOURISM SECTOR OF BATU CITY,EAST JAVA Irham Zaki; Gautsi Hamida; Eko Fajar Cahyono
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 1 (2020)
Publisher : Univeristas Islam Bandung

The main objective of this research is to see the potential that supports the implementation of sharia principles in the Batu City tourism sector. The tourism sector studied consists of hotels, restaurants and food, travel agencies and tourist areas. The next objective is to see the economic benefits that will be produced in the future with the application of sharia principles in the tourism sector. This study uses descriptive qualitative methods conducted by interviews, observations and questionnaire tools to see the response generated through a Likert scale. The results of this study indicate that parties related to the tourism sector provide a positive response to the application of sharia principles in the tourism sector, which will provide economic benefits for industry players, the public, and the government.

DIMENSI RISIKO BAGI KONSUMEN DALAM MEMBELI PRODUK HALAL Setiawan Setiawan; Diharpi Herli Setyowati; Fifi Afiyanti Tripuspitorini
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 1 (2020)
Publisher : Univeristas Islam Bandung

Tujuan dari penelitian ini adalah untuk mengetahui berbagai risiko yang dapat mempengaruhi keputusan membeli produk halal. Untuk memperoleh data penelitian digunakan data primer dengan cara menyebar angket kepada responden yang tersebar di Kota Bandung. Alat analisis yang digunakan adalah dengan menggunakan SEM-PLS dan dibantu software SmartPLS. Hasil penelitian menunjukkan bahwa risiko kesehatan dan risiko waktu secara signifikan berpengaruh terhadap keputusan membeli produk halal. Sedangkan secara simultan diketahui bahwa seluruh variabel independen yaitu sebesar 39,3 persen dapat menjelaskan keputusan membeli produk halal.

STRATEGI KOMUNIKASI PARIWISATA HALAL STUDI KASUS IMPLEMENTASI HALAL HOTEL DI INDONESIA DAN THAILAND Atie Rachmiatie; Rahma Fitria; Karim Suryadi; Rahmat Ceha
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 1 (2020)
Publisher : Univeristas Islam Bandung

Indonesia menempati rangking pertama pada sepuluh destinasi favorit untuk liburan, dengan indeks 78 pada GMTI 2019. Pemerintah gencar mencanangkan pengembangan pariwisata halal. Namun perkembangan Hotel Halal di Indonesia tidak semarak di Thailand, yang diduga ada permasalahan komunikasi antara pemerintah dengan industri.Tujuan penelitian ini untuk mengkaji strategi komunikasi yang efektif dalam menyosialisasikan konsep hotel halal.Metode kualitatif menggunakan pendekatan studi kasus, dan teknik purposive sampling, pada pengelola hotel Halal di Bandung dan Bangkok. Hasil penelitian menunjukkan bahwa komunikasi dari pemerintah penting dalam memperkuat persepsi tentang product value dan benefit dari pariwisata halal. Latar belakang ada hotel halal karena faktor intrinsic yaitu agama dari pemilik dan exstrinsic yaitu, permintaan wisatawan dan biaya. Perbedaan perkembangan hotel halal, di Bangkok minat wisatawan muslim sangat tinggi, sehingga inisiatif datang dari pengusaha,sedangkan di Bandung, standar dasar halal dianggap sudah menyatu dalam kehidupan masyarakat, sehingga tidak urgent untuk menerapkan “branding” hotel halal. Untuk itu Model strategi komunikasi pariwisata efektif diperlukan pemerintah dalam pengembangan wisata halal.

SUPER EFISIENSI DAN ANALISIS SENSITIVITAS DEA: APLIKASI PADA BANK UMUM SYARIAH DI INDONESIA Aam Rusydiana; Fatin Fadhilah Hasib
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 1 (2020)
Publisher : Univeristas Islam Bandung

The framework for measuring the performance of Islamic banks is related to the concept of efficiency that has been widely implemented. However, there is a deficiency of the DEA model, especially in determining the best ranking of the DMU when there are several DMU units which are equally worth 1. In this study, Islamic banks in Indonesia were used as objects of study. After calculating the super efficiency, then the research will measure the level of influence of each variable on the relative efficiency value through sensitivity analysis. The results showed that, in super efficiency the highest value was owned by BSM bank in 2016 with a relative efficiency value of 1,351, followed by Bank Mega Syariah 2016 with 1,202 and BMI 2016 of 1,175. For sensitivity analysis, the efficiency value of Islamic banks was very sensitive to value output variables, especially operating income variables.

PENGEMBALIAN FUNGSI BAITUL MAL WA TAMWIL MELALUI STRATEGI PENYELESAIAN MASALAH RENTENIR DI TASIKMALAYA Agus Ahmad Nasrulloh
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 1 (2020)
Publisher : Univeristas Islam Bandung

AbstractThis study aims to find problems and solutions to restore the function of Baitul Mal Wa Tamwil through strategies to resolve moneylenders in Tasikmalaya. The method used is a qualitative-quantitative method with an analytic network process (ANP) approach. The results showed that the main problems that hampered the implementation of BMT functions caused by moneylenders in terms of educational problems were "weak education regarding usury (usury fiqh)", economic problems namely "urgent life necessities", environmental problems namely "very easy to access moneylenders" And from the regulatory problem namely "there is no firmness of the government towards moneylender". While the best solution to restore the function of BMT through the moneylender settlement strategy consists of an educational solution that is "socialization by academics and legislators regarding the importance of BMT, usury fiqh", economic solutions namely "convoluted non-interest government revolving fund assistance", the environmental solution is "the role of the RT and RW leaders to eradicate moneylenders", and a regulatory solution namely "the firmness of the government in overcoming the rampant moneylenders including sanctions". Keywords: Baitul Mal Wa Tamwil, moneylender, analytic network process AbstrakPenelitian ini bertujuan untuk menemukan masalah dan solusi dalam mengembalikan fungsi Baitul Mal Wa Tamwil melalui strategi penyelesaian masalah rentenir di Tasikmalaya. Metode yang digunakan yaitu metode kualitatif-kuantitatif dengan pendekatan analytic network process (ANP). Hasil penelitian menunjukkan bahwa masalah utama yang menghambat terlaksananya fungsi BMT yang diakibatkan oleh rentenir dari sisi masalah edukasi adalah “lemahnya edukasi mengenai riba (fiqh riba)”, masalah ekonomi yaitu ”kebutuhan hidup masyarakat yang mendesak”, masalah lingkungan yaitu “sangat mudah mengakses rentenir” dan dari masalah regulasi yaitu “tidak ada ketegasan pemerintah terhadap rentenir”. Sedangkan solusi terbaik untuk mengembalikan fungsi BMT melalui strategi penyelesaian rentenir terdiri dari solusi edukasi yaitu “sosialisasi oleh akademisi dan majelis ta`lim mengenai pentingnya BMT, fiqh riba“, solusi ekonomi yaitu “bantuan dana bergulir dari pemerintah non bunga yang tidak berbelit-belit“, solusi lingkungan yaitu “peran ketua RT dan RW untuk memberantas rentenir“, dan solusi regulasi yaitu “ketegasan pemerintah dalam mengatasi maraknya rentenir termasuk sanksinya“. Kata kunci: Baitul Mal Wa Tamwil, rentenir, analytic network process Ascarya.(2005).Analytic Network Process (ANP): Pendekatan Baru Studi Kualitatif. Pusat Pendidikan dan Studi Kebanksentralan. Bank Indonesia._______. (2011). The Persistence of Low Profit and Loss Sharing Financing in Islamic Banking: The Case of Indonesia. Review of Indonesian economic and business studies. LIPI Economic Research Center, 1. Ascarya & Yumanita, D. (2010). Determinan dan Persistensi Margin Perbankan Konvensional dan Syariah di Indonesia. working paper series No.WP/10/04. Pusat Pendidikan dan Studi Kebanksentralan Bank Indonesia.Firmansyah, H.M. (2019). Rentenir Berkedok Koperasi Marak di Tasikmalaya. Htpps://mediadesa.id/rentenir-berkedok-koperasi-marak-di-tasikmalaya/Hidayah, Naning Nur. (2018). Infaq Sebagai Program Pengurangan Ketergantungan Masyarakat Terhadap Rentenir (Studi Kasus Pada Baznas Kabupaten Ngawi). Skripsi. UIN Sunan Kalijaga. JogjakartaHuda, Nurul & Muhammad Haykal. (2010) Lembaga Keuangan Islam. Jakarta: Kencana Prenada Media Grup.Kabar Priangan. (2018) .Pedagang Kecil dan Ibu Rumah Tangga Banyak Terbelit Rentenir. https://www.kabarpriangan.co.id/pedagang-kecil-dan-ibu-rumah-tangga-banyak-terbelit-rentenir/Mujaddidi, Ahmad Shibghatullah. (2017). Peran Strategis BAyt Al-Mal Wa Al-Tamwil Dalam Mengatasi Prektek Rentenir : Studi BMT NU Jawa Timur. Tesis. Sekolah Pascasarjana UIN Syarif Hidayatullah. Jakarta.Nurjamil, Nanang. (2018). Disinyalir Praktek Rentenir Makin Menjamur di Kota Tasik. http://www.tasikzone.com/disinyalir-praktek-rentenir-makin-menjamur-di-kota-tasik/Ramadhan, Syahrul. (2017). Pengorganisasian Ibu-Ibu Jamaah Aisyiyah Dalam Pengentasan Masyarakat dari Belenggu Rentenir di Kelurahan Kalijudan Surabaya. Jurnal Tajdida. Vol. 15 No. 1, Juni 2017Ridwan, Ahmad Hasan. (2013). Manajemen Baitul Mal wa Tamwil. Pustaka Setia. Bandung.Soemitra, Andri. (2014). Bank dan Lembaga Keuangan Syariah. Jakarta: Kencana_______.(2010). Bank dan Lembaga Keuangan Syariah. Jakarta: KencanaVarghese, Adel. (2013). Cooperative-Moneylender Linkkage as an Alternativer to Bank Competition in Rural Credit Markets. Source: Oxford Economic Papers, 57 (2). Published by: Oxford University Press Stable.Widodo, Hertanto Ak, dkk. (2000). Panduan Praktis Operasional Baitul Mal Wat Tamwil (BMT), (Bandung: Mizan, 2000), Cet ke-2

MINAT FRONTLINERS BANK SYARIAH TERHADAP SERTIFIKASI KOMPETENSI UNTUK MENINGKATKAN KOMPETENSI KEAHLIAN Nur Ellyanawati Esty Rahayu
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 1 (2020)
Publisher : Univeristas Islam Bandung

Penelitian ini bertujuan untuk menganalisa minat frontliners bank syariah terhadap sertifikasi kompetensi untuk meningkatkan kompetensi keahlian. Sertifikasi kompetensi merupakan kebijakan yang dibuat oleh pemerintah guna meningkatkan kualitas tenaga kerja di Indonesia, termasuk bidang perbankan. Melalui kepemilikan sertifikasi kompetensi, pihak bank dapat menilai kompeten tidaknya seorang karyawan dalam melakukan suatu tugas, karena telah terukur secara pasti melalui kepemilikan sertifikat kompetensi. Pendekatan yang digunakan peneliti adalah dengan deskriptif-kualitatif. Sumber data diperoleh dalam penelitian ini melalui melalui penyebaran kuestioner, wawancara dan observasi. Bank Syariah yang dijadikan penelitian adalah Bank Syariah Anak Perusahaan Bank BUMN dan UUS Bank BUMN di Yogyakarta. Hasil penelitian menunjukkan pada tahun 2019 karyawan frontliners pada saat memasuki dunia kerja tidak memiliki sertifikasi kompetensi keahlian, bahkan karyawan sebagian besar tidak mengetahui sertifikasi kompetensi dan manfaatnya. Namun karyawan tersebut memiliki minat yang tinggi untuk mengikuti sertifikasi kompetensi keahlian untuk kemajuan karier di bank setelah mengetahui pentingnya sertifikasi kompetensi.

PENGARUH AKUNTANSI ZAKAT TERHADAP AKUNTABILITAS PUBLIK (Studi Kasus Di Badan Amil Zakat Nasional (BAZNAS) dan Lembaga Amil Zakat (LAZ) Kabupaten/Kota Provinsi Sumatera Selatan) Bayu Dharmaraga Alkahfi; Taufiq Taufiq; Inten Meutia
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 1 (2020)
Publisher : Univeristas Islam Bandung

The purpose of this study was to determine the effect of zakat accounting on public accountability of BAZNAS and LAZ in South Sumatra Province with the methodology used was descriptive using a questionnaire. While the data analysis used is simple linear regression analysis. So from this study it can be seen that the accounting for zakat influences the accountability of BAZNAS and LAZ in South Sumatra Province by 73.9%, then based on the results of the study it is known that the tendency of zakat accounting carried out by zakat institutions in South Sumatra Province has unfavorable criteria of 3 institutions or 10%, 2 institutions are quite good criteria, 5 institutions with good criteria and with very good criteria are 66.6% or as many as 20 amil zakat institutions.

MADURA DEVELOPMENT PLAN AS A DESTINATION SYARIAH INDONESIA TOURISM Sutikno Sutikno; Ahmad Kamil; Mohd Shukri Hanapi
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 1 (2020)
Publisher : Univeristas Islam Bandung

This study aims analyze the potential of attractions in Madura to become sharia tourism destinations. Next will measure the level of community readiness and development strategies for Islamic tourism in Madura. To analyze the potential of sharia tourism objects, they use observational analysis and public perceptions about the suitability of tourism objects with sharia tourism. As for the analysis of the development of Islamic tourism on the island of Madura using the Analytical Hierarchy Process method. The results showed that, Madura has the potential to become a sharia tourist destination, because has a potential tourist attraction to be developed into an Islamic tourist attraction. Second , the Madurese people already have an understanding of sharia tourism, this will be a big capital for Madura to become sharia tourism destinations in Indonesia. Citizen Branding Strategy can be a top priority in efforts to develop Islamic tourism on the island of Madura.

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Popon Srisusilawati

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+6281323262669

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jl. Tamansari no 24-26 Bandung 40116

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Kota bandung,

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Home Page

OAI Link

Editorial Team

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Contact Name Popon Srisusilawati

Contact Email amwaluna@unisba.ac.id

Phone +6281323262669

Journal Mail Official amwaluna@unisba.ac.id

Editorial Address jl. Tamansari no 24-26 Bandung 40116

Location Kota bandung, Jawa barat INDONESIA

Abstract

Abstract

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Abstract

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Abstract

Abstract

Abstract

Contact Name
Popon Srisusilawati

Contact Email
amwaluna@unisba.ac.id

Phone
+6281323262669

Journal Mail Official
amwaluna@unisba.ac.id

Editorial Address
jl. Tamansari no 24-26 Bandung 40116

Location
Kota bandung,

Jawa barat

INDONESIA