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Contact Name
Mohammad Syaiful Suib
Contact Email
syaifulsuib@gmail.com
Phone
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Journal Mail Official
syaifulsuib@gmail.com
Editorial Address
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Location
Kab. probolinggo,
Jawa timur
INDONESIA
Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah
ISSN : 26854309     EISSN : 26854309     DOI : -
Core Subject : Economy,
The journal publishes articles of interest to Islamic economics and banking practitioners, economic policy makers, and researchers. This journal encompasses research articles, original research report, reviews in Islamic economics and banking studies in any fields including; economics, finance, accounting, public policy, management studies and Islamic banking studies and present developments through the publication of articles, research reports.
Arjuna Subject : -
Articles 7 Documents
Search results for , issue "Vol 7, No 1 (2023): Islamic Economic, Islamic Banking And Program" : 7 Documents clear
JASA GESTUN SHOPEE PAYLATER SISTEM BARCODE DI E-COMMERCE MARKETPLACE SHOPEE PERSPEKTIF EKONOMI SYARI’AH Retno Indah; Masyhuri Mahfudz
JURNAL PROFIT Vol 7, No 1 (2023): Islamic Economic, Islamic Banking And Program
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v7i1.5101

Abstract

The existence of Shopee Paylater is a form of development in the world of technology that makes it easy for everyone to shop from anywhere and at any time through the Shopee Paylater marketplace. The limit provided at Shopee Paylater also makes it easier for buyers who don't have money to use the existing limit on Shopee Paylater, which ranges from 750,000 to tens of millions. The system implemented in Shopee Pay later is buy now pay later. However, as time went on, many did not follow the existing regulations at Shopee Paylater with the emergence of a cash swipe service or commonly called a gestun which was used to withdraw the existing limit on Shopee Paylater. Actions like this clearly violate the regulations in the Shopee application itself. The purpose of this study is to find out whether the Shopee Paylater gesture service is in accordance with the principles of the Shari'ah Economy. The method used in this study is a descriptive qualitative method in which the researcher describes how the practice of gestune barcode services on Shopee Paylater and a review of Islamic law is in accordance with the principles of shari'ah. The results of this study are that the practice of gestune services is not allowed because it has violated the rules in the Shopee Paylater marketplace. From the point of view of Islamic law, withdrawing the limit on e-money is one of the conditions if you want to use e-money. However, in terms of liquidating the limit on Shopee Paylater it is not allowed because it has clearly violated the regulations in the Shopee marketplace.
MEMBIDIK POTENSI EKONOMI PESANTREN SEBAGAI PENUNJANG INDUSTRI HALAL INDONESIA M Hibatullah Huwaidi
JURNAL PROFIT Vol 7, No 1 (2023): Islamic Economic, Islamic Banking And Program
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v7i1.5741

Abstract

Indonesia memiliki peluang yang sangat besar untuk memimpin industri pasar halal dunia. Dengan menjadi negara mayoritas umat muslim terbesar dunia, hal tersebut tentu bisa menjadi penunjang industri halal inidonesia. Namun sayangnya masih banyak pekerjaan rumah yang harus diselesaikan. Terutama mengenai rendahnya kualitas sumber daya manusia yang dimiliki indonesia tentang ilmu pengetahuan dan juga ilmu halal haram. Pesantren dalam hal ini dirasa bisa menjadi jawaban dari permasalahan tersebut. Potensi ekonomi yang dimiliki pesantren bisa dimanfaatkan untuk mencapai keinginan tersebut. Penelitian ini bertujuan untuk membaca potensi apa saja yang dimiliki pesantren untuk menyokong industri halal indonesia. Dalam penelitian ini jga digunakan metodologi kualitatif desktriptif untuk memahami berbagai konsep yang ditemukan dalam proses penelitian. Hasil dari penelitian ini adalah pesantren memiliki potensi besar untuk mendukung industri halal indonesia dalam hal peningkatan kualitas sumber daya manusia yang menjadi permasalahan industri halal indonesia sendiri. Pesantren yang kini tidak hanya mengajarkan keilmuan keagamaan tapi juga ilmu pengetahuan modern diharapkan mampu mencetak kader-kader yang dapat membawa indonesia memimpin industri halal dunia.
investasi emas melalui produk pembiayaan BSi cicil emas untuk jangka panjang ahmad febrianto; fikri ahmad ghani
JURNAL PROFIT Vol 7, No 1 (2023): Islamic Economic, Islamic Banking And Program
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v7i1.5765

Abstract

Investment is one way to get profit or income. Gold investment is one of the investment alternatives for individuals, companies or institutions that have financial freedom to invest. The purpose of this study is to find out what are the advantages of investing in gold through gold installment financing products for the long term. This research method uses qualitative methods using descriptive types in the form of observations, interviews and documentation conducted by researchers. The result of this study is the investment benefits contained in this product, namely the benefits obtained from investing in gold, liquid (can be cashed out by mortgage for urgent needs), profitable (cheap tariffs), rising gold prices that continue to increase every year, low risk levels, safe (your gold is insured) those are some of the advantages that are the reason for me
Efek Kemitraan Pemerintah-Swasta dalam Implementasi Program Gerbangmastra shafwan tsauri
JURNAL PROFIT Vol 7, No 1 (2023): Islamic Economic, Islamic Banking And Program
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v7i1.5725

Abstract

Tujuan penelitian ini adalah untuk mendeskripsikan dan mengkaji dampak partisipasi masyarakat dan kemitraan pemerintah-swasta terhadap keberhasilan program Gerbangmastra di Kabupaten Probolinggo Provinsi Jawa Timur. Penelitian ini dilakukan dengan menggunakan kombinasi metode kualitatif dan kuantitatif. Kemitraan publik-swasta berdampak pada partisipasi masyarakat dan keberhasilan program Gerbangmastra. Ditemukan juga bahwa keterlibatan masyarakat berdampak pada keberhasilan program Gerbangmastra. Diungkapkan lebih lanjut bahwa pelaksanaan program public private partnership yang didukung dengan partisipasi masyarakat berdampak pada keberhasilan pelaksanaan program Gerbangmastra.
Strategi Marketing Mix untuk Meningkatkan Minat Nasabah pada Produk Funding Muh Hamzah; Farisa Irwayu
JURNAL PROFIT Vol 7, No 1 (2023): ISLAMIC ECONOMIC, ISLAMIC BANKING AND PROGRAM
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v7i1.6222

Abstract

Marketing strategy is one way to win a sustainable competitive advantage for a company. The marketing strategy can be viewed as one of the bases used in preparing the overall company plan. The purpose of this study was to determine the application of the marketing mix strategy in increasing the percentage of customer interest in funding products at BSI KCP Situbondo A. Yani. This study uses a qualitative method with a descriptive approach. Data collection is done through observation, interviews and documentation or reports by describing the object of the research. The results and research are elements of the marketing mix consisting of product, price, place process, promotion, people and physical evidence carried out by BSI KCP Situbondo A. Yani is quite good. Based on the results of the first study, BSI KCP Situbondo A Yani has implemented the 7P marketing mix strategy well. Second, the amount of funding at BSI KCP Situbondo A Yani will increase in 2022 after experiencing a significant decline from 2020 to 2021 during the Covid-19 pandemic. And thirdly, there is an increase in the number of customers who are interested in using funding, lending products and increasing income every month. The application of the marketing mix in increasing the percentage of customer interest in funding products carried out by BSI KCP Situbondo A. Yani is quite effective because there is an improvement in the number of customers from time by time.
RISIKO AKAD MURABAHAH PADA KOPERASI SERBA USAHA (KSU) DI BMT TANJUNG M Alief Hidayatullah; Rafika Lusi Aprilia
JURNAL PROFIT Vol 7, No 1 (2023): Islamic Economic, Islamic Banking And Program
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v7i1.6412

Abstract

This study discusses the risks of murabahah contracts, as we all know that murabahah financing is in great demand by the public, especially in sharia-based multi-business cooperatives (KSU) - BMT Tanjung, this is because it is considered fast and easy in practice. This study uses a qualitative descriptive design with observation, documentation and interview techniques. This lesson takes place in a multi-business cooperative (KSU) BMT Tanjung, the results of this research are (1) where murabahah products are widely used as consumption payments and there is also capital used for business continuity, (2) the risks associated with murabahah a lot of payments, goods and collateral, (3) risk management is carried out by sharia murabahah multi-business cooperatives (KSU) sharia-bmt bandar loyal quite well in its management, it's just that there are some managements, especially those related to goods that are not quite right, namely murabahah contracts that made before the goods are placed in the hands of the Sharia Financial Services cooperative (KSU) sharia-compliant BMT Tanjung. The limitation of this study is the lack of risk associated with customers, because the Sharia Financial Services Cooperative does not have any risks associated with customer risk, but in this study researchers found a new risk, namely the risk associated with collateral.This study discusses the risks of murabahah contracts, as we all know that murabahah financing is in great demand by the public, especially in sharia-based multi-business cooperatives (KSU) - BMT Tanjung, this is because it is considered fast and easy in practice. This study uses a qualitative descriptive design with observation, documentation and interview techniques. This lesson takes place in a multi-business cooperative (KSU) BMT Tanjung, the results of this research are (1) where murabahah products are widely used as consumption payments and there is also capital used for business continuity, (2) the risks associated with murabahah a lot of payments, goods and collateral, (3) risk management is carried out by sharia murabahah multi-business cooperatives (KSU) sharia-bmt bandar loyal quite well in its management, it's just that there are some managements, especially those related to goods that are not quite right, namely murabahah contracts that made before the goods are placed in the hands of the Sharia Financial Services cooperative (KSU) sharia-compliant BMT Tanjung. The limitation of this study is the lack of risk associated with customers, because the Sharia Financial Services Cooperative does not have any risks associated with customer risk, but in this study researchers found a new risk, namely the risk associated with collateral.
Pengelolaan Keuangan Keluarga Perspektif Islamic Wealth Management Julian Maharani; Yuniarti Hidayah Suyoso Putra
JURNAL PROFIT Vol 7, No 1 (2023): Islamic Economic, Islamic Banking And Program
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v7i1.6434

Abstract

The phenomenon of this research is when the Covid-19 pandemic spread, the divorce rate increased drastically, the highest percentage was due to the economy. Therefore the researcher wants to analyze family financial management from the perspective of Islamic wealth management. The aim is to provide a view that IWM can be used as a basis for better managing family finances. The author uses a qualitative approach method with field research (field studies) to obtain primary data that is in accordance with the issues raised. Besides that, the researcher also combined with a literature review system related to Islamic Wealth Management. The results of this study are the three families with different backgrounds, it can be said that unconsciously they have followed the principles of Islamic wealth management well, only in the last principle that has not been applied today and all informants have been aware of their primary, secondary and their tertiary. And they have considered that with the possessions they have been able to meet their needs.

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