cover
Contact Name
Nur'aeni
Contact Email
nuraeni.mesy@gmail.com
Phone
+6285758966695
Journal Mail Official
journalsiap@gmail.com
Editorial Address
Gedung STKOM-STIBANKS Al Ma'soem
Location
Kota bandung,
Jawa barat
INDONESIA
Jurnal Maps (Manajemen Perbankan Syariah)
ISSN : 25973665     EISSN : 26852837     DOI : https://dx.doi.org/10.32483
Core Subject : Economy,
Jurnal Maps (Manajemen Perbankan Syariah) merupakan jurnal keilmuan yang diterbitkan oleh jurusan perbankan syariah STIBANKS Al Ma'soem Bandung. Jurnal ini merupakan wadah publikasi karya ilmial berupa tulisan akademisi, peneliti dan praktisi tentang penelitian murni dan terapan pada bidang Manajemen, Perbankan Syariah, Akuntansi Syariah dan Ekonomi Syariah. Maps terbit dua kali dalam setahun yakni bulan maret dan september.
Articles 6 Documents
Search results for , issue "Vol 4, No 2 (2021)" : 6 Documents clear
Pengaruh Pembiayaan Mudharabah dan Pembiayaaan Musyarakah terhadap Laba Bersih Bank Syariah Nurhamidah, Chairani; Diana, Nana
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 2 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i2.55

Abstract

The financing income at Bank Syariah Mandiri is increasing every year and the higher the interest of the customers to carry out mudharabah financing and musyarakah financing at Bank Syariah Mandiri which will certainly make a big contribution to the bank's income. The author wants to know more about the effect of mudharabah financing and musyarakah financing on the net profit of an independent Islamic bank. The method used is a quantitative approach, using Bank Syariah Mandiri monthly financial report data for the 2017-2019 period and the number of financial reports of 36 months. The technique for selecting samples uses saturated sampling where all populations are sampled. The analysis technique uses multiple regression analysis using the SPSS 21 application.The results obtained from this study simultaneously are that there is an influence between mudharabah financing, musyarakah financing on the net profit of independent Islamic banks and partially mudharabah financing has a negative effect of 0.248 and is significant on bank net income. Syariah Mandiri and Musyarakah financing have a positive and significant effect on the net profit of Mandiri Islamic Banks.
Faktor 5C dalam Pembiayaan Kepemilikan Rumah di Bank BJB Syariah Kantor Cabang Pembantu Rancaekek Djachrab, Ida Rapida
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 2 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i2.56

Abstract

This study aims to provide an overview of the procedure for submitting financing and the application of the 5C principle (character, capacity, capital, collateral, condition) in Bank bjb Syariah Rancaekek in financing iB Maslahah homeownership.This type of research is descriptive qualitative. Data collection techniques through observation, interviews, literature study, and documentation study. Data analysis used Miles and Huberman interaction.The research results show that the iB Maslahah home ownership financing in Islamic bank bjb has implemented the 5C aspect. However, of the five aspects, the dominant one taken into consideration is the character aspect. Analysis of character aspects is carried out through curriculum vitae, customer reputation in the work environment, conducting bank to bank information, looking for customer information in the neighborhood where he lives, looking at customer responsibilities, family circumstances, customer hobbies. Capacity is a slip or a detailed list of the customer's salary, other business fields owned, savings and current accounts related to the business carried out by the customer. Capital through the ownership status of the house where the previous customer lived, the type of transportation or vehicle the current customer has savings or savings owned. Collateral through collateral in the form of a house to be purchased by a customer with a loan from a bank. Condition through conjunctive conditions, government regulations, world political and economic situations, and other conditions that affect the market.
Pengaruh Pengetahuan Anggota dan Kreativitas Pengurus terhadap Partisipasi Anggota Koperasi Karyawan PT Indoneptune Rancaekek Wazdi, Adi Indradi; Firman, Yosep
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 2 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i2.57

Abstract

Based on the results of the observation that this research is based on, which is the variability of participation by the member of Koperasi Karyawan PT. Indoneptune Rancaekek. The research aims to determine how the effect/influence of member’s knowledge on member’s participation, to determine the impact of management’s creativity on member participation, also to verify the impact of the member’s knowledge and management’s creativity instantaneously on the member’s participation as a whole on the members of Koperasi Karyawan PT. Indoneptune Rancaekek. This is an associative quantitative type of research. The type where the data is a primer and uses a form of observation, interviews, literature study and questionnaires as its techniques to collect the data from. While using a random sampling technique out of 86 people from 591 members. The results shown that there are no significant effect/influence between the member’s knowledge and the member participation, with t test result where tcount < ttable (0,948 < 1,66342). Meanwhile there was significant result concerning the influence between the management’s creativity and the participation of the members, with tcount > ttable (-4.060> 1.66342). Simultaneously there was a significant spike of impact/influence between the member’s knowledge and the management’s creativity on the members participation of Koperasi Karyawan PT. Indoneptune Rancaekek using the F test where the Fcount > Ftable (8.151 > 2.37).
Pengaruh Likuiditas terhadap Profitabilitas Melalui Efisiensi Operasi Bank Umum Syariah di Indonesia Mauluddi, Hasbi Assidiki
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 2 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i2.58

Abstract

This study aimed to find out the direct influence of liquidity variables on profitability and its indirect influence through variable operating efficiency. Liquidity is proxied with FDR, profitability with ROA, while operating efficiency with BOPO. Path analysis methods are used to analyze the direct or indirect influence of the variables studied. The data used is secondary data of Sharia commercial bank statements in OJK Sharia banking statistics from 2016 to 2020. The results showed that directly the level of liquidity has no significant effect on profitability. Whereas indirectly, through operating efficiency, the level of liquidity has a significant effect on profitability.
Analisis Pengaruh Inflasi, Nilai Tukar Rupiah, dan BI-Rate terhadap Harga Indeks Saham Syariah Indonesia Tripuspitorini, Fifi Afiyanti
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 2 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i2.50

Abstract

Islamic investment is experiencing an upward trend from year to year. Many investors are starting to look at Islamic stocks. One of the Islamic stocks in Indonesia is the Indonesian Sharia Stock Index (ISSI). Investors must have many careful considerations to invest. One of the factors that may influence stock prices is macroeconomic factors. This study aims to determine how macroeconomic variables in the form of inflation, the rupiah exchange rate against the dollar, and Bank Indonesia interest rates can affect the ISSI stock price. This study uses a quantitative data approach. The data is obtained from the Sharia Stock Index (ISSI) in the monthly period January 2016 to December 2018.Meanwhile, data analysis used Partial Least Square (PLS) with the help of WarpPLS. The results showed that inflation and the rupiah exchange rate had no effect on the ISSI stock price. while the BI rate has a significant negative effect on the ISSI stock price.
Perbedaan NPF dan FDR Bank Muamalat antara Sebelum dan Selama Pandemi Covid-19 Pringgabayu, Dematria; Afgani, Kurnia Fajar; Ricederia, Alda
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 2 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i2.59

Abstract

This research was conducted to analyze and describe the NPF and FDR ratio of Bank Muamalat Indonesia between before and during the Covid-19 pandemic. The method used in this research is quantitative with research data in the form of secondary data. The data were collected using the documentation method and analyzed using the descriptive statistic and independent sample t-test. The results of the study state that the NPF and FDR value of Bank Muamalat Indonesia was differ between before and during the Covid-19 pandemic, although not statistically significant. The difference in terms of NPF indicates that the financing risk faced by Bank Muamalat Indonesia during the pandemic period is greater. The difference in terms of FDR indicates the existence of prudence from banks in distributing financing to the public because the business situation is not conducive during the Covid-19 pandemic.

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