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Journal of Management and Business Innovations

jombi
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Published by Universitas Islam Negeri Sumatera Utara

ISSN : - EISSN : 26865602 DOI : -

Core Subject : Economy, Science,

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Journal of Management and Business Innovations (JOMBI) is an online peer-reviewed International research journal aiming at promoting and publishing original high quality research in all disciplines of management and business. JOMBI is a journal that published by the Department of Management, Faculty of Islamic Economics and Business Universitas Islam Negeri Sumatera Utara Medan Indonesia. JOMBI published a journal twice a year, in June and December. The mission of JOMBI is to share, develop and facilitate the output of research papers about Management and Business.

Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Sistem Informasi Menejemen

Articles 6 Documents

Search results for , issue "Volume: 03, Number: 01, 2021" : 6 Documents clear

Economic Empowerment of Women Costumers Through the Future Package Program (PMD) At BTPN Syariah MMS, Tanjung Balai Selatan District Dea Lora Veni; Fauzi Arif Lubis; Aqwa Naser Daulay
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Paket Masa Depan (PMD) financing product is provided by Bank BTPN Syariah to poor people, especially women, to empower underprivileged families to have a better life with Murabahah and Wakalah agreement. This research is the first to aim to analyze and describe the implementation of PMD at BTPN Syariah MMS, Tanjung Balai Selatan District. Second, to determine the impact on customers in Tanjung Balai Selatan District with PMD at Bank BTPN Syariah. The research approach used in this research is descriptive qualitative with data collection methods using observation, interviews, and documentation. The study results conclude that the first 90% of BTPN Syariah Bank has carried out the stages of financing requirements per the provisions. However, a less-than-optimal role of the companion is given by Bank BTPN Syariah (maintenance). Second, PMD has 80% positively impacts female customers' welfare in Tanjung Balai Selatan District to improve the economy of both families and communities. The Future Package program helps those who want to open a business and increase business capital. However, some customers have not felt the impact of PMD because of the less-than-optimal role of the companion given to them.Keyword: Community economic empowerment, murabahah, Paket Masa Depan (PMD), wakalah

Degradation of The Mosque’s Roles in Maqashid Sharia Perspective Nurul Jannah
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

Looking at the maqashid sharia, the role of the mosque in the time of the Prophet was in the “tahsiniyah” position. However, in the modern era the role of the mosque was in the “dharuriyah” position, so the degradation of the mosques. This study aims to determine and understand the degradation of the mosque's role from the sharia maqashid's view and provide a renewal concept on the role of mosques in the modern era. This research is qualitative research using observation, questionnaires, and interviews. The analysis results show that the mosque building, and management still have not been felt by Muslims. By looking at the perspective of the sharia maqashid, Muslims still have not fulfilled their basic needs (dharuriyah needs), meaning that the welfare of worshipers is still low, which is a barrier to continuing the role of the mosque in the time of the Prophet. Then the findings of this study offer the concept of renewing the role of the perspective of the maqashid sharia mosque.Keywords: Degradation, maqashid syariah, mosque, role, welfare

Determinant of Entrepreneurial Intention Annio Indah Lestari Nasution; Aulia Indriani Suryono
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

The high percentage of educated unemployment rate in North Sumatra who graduated from universities and diplomas is caused by the low supply of employment, high-income expectations, and skills that do not fit into the needs of employment providers. Therefore, students and undergraduates should be able to overcome this problem by becoming entrepreneurs and even creating employment. In other words, students should have an intention in entrepreneurship or an interest in starting a business. This study aimed to determine the influence of several contexts that influence entrepreneurial intentions. This research is quantitative. The number of samples in this study was 68 people from students majoring in Islamic Economics, UIN North Sumatra. Data was collected by distributing questionnaires and using multiple linear regression analysis with SPSS. This study's results indicate a positive but insignificant influence between the family context variables on entrepreneurial intentions and a positive and significant influence between the educational context variables on entrepreneurial intentions. The constraints variable in starting a business does not significantly affect entrepreneurial intentions. Simultaneously, the context of the family, education, and the barriers to starting a business have significantly affected entrepreneurial intentions, as indicated by the significant value of F <α (0.001 <0.05). Keywords: Education, entrepreneurial intention, family, obstacles of starting business

Implementation of SWOT Analysis in Marketing Strategy for Murabahah Finance Products PMG-ASN Motorcycles During COVID-19 Pandemic Kevin Mifthah Hadi Lubis; Nuri Aslami
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

This study's findings include a marketing strategy, specifically the marketing of PMG-ASN Motorbike Murbahah financing products, implemented by PT. Bank Sumut during the Covid-19 pandemic, which includes several strategies, namely: picking up balls, building networks, providing excellent service, and providing satisfying facilities to increase customer trust and satisfaction so that custodians feel secure. According to the SWOT analysis findings, PT. Bank Sumut has taken the risk of competing in a competitive market while offering customers innovative products. SO Strategy (potentially lucrative opportunities): Expanding market share, expanding collaboration with motorcycle dealers in North Sumatra, and building relationships with academics, government officials, and business leaders. WO strategy (Weakness Opportunities): Specifically, implementing a ball pick strategy, enhancing consumer loyalty, and improving product quality are examples of WO strategies. An ST strategy (strengths Treats) involves partnering with government departments and dealers to define marketing objectives and improve service quality. A second technique is executing more excellent promotion through various media and establishing an effective and efficient marketing plan (Weakness Treats / WT).Keywords: Covid-19 pandemic, marketing strategy, motorcycle PMG- ASN products, SWOT

The Effect of Financial Literature on Financial Behavior in The Mediation of Financial Knowledge on Student of The Faculty of Economics and Business Muhammadiyah University Muslih Muslih; Trifa Maylani
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

This study aimed to determine and analyze the effect of Financial Literacy on Financial Behavior mediated by Financial Knowledge on Students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra. The method used in this study is to use the associative approach and survey methods. The population was students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra, with 4158 students. The number of samples used in this study amounted to 88 people using non-probability sampling, an accidental sampling technique with the criteria for the concentration of financial management students in 2017 and 2018. The data collection techniques used in this study used interview techniques and questionnaires/questionnaires. The data analysis technique in this study used descriptive statistical analysis and path analysis with partial least squares (PLS). Data processing in this study using the Smart PLS 3 Software program. The results of this study indicate that financial literacy has a positive and significant effect on financial behavior in students of the Faculty of Economics and Business, University of Muhammadiyah, North Sumatra. Financial literacy positively and significantly affects Financial Knowledge in the Faculty of Economics and Business University of Muhammadiyah North Sumatra students.Keyword: Financial behavior, financial literacy, financial knowledge

Influence of BI Rate, FED Rate, and Inflation on Composite Stock Price Index (JCI) Mohammad Yusuf; Reza Nurul Ichsan; Sudirman Suparmin
Journal of Management and Business Innovations Volume: 03, Number: 01, 2021
Publisher : Management Department Universitas Islam Negeri Sumatera Utara

This study aims to explain the impact of BI Rate, FED Rate, and Inflation simultaneously, partially, and potentially dominant variable influence on the Composite Stock Price Index by conducting a multiple linear regression analysis. The data is collected monthly from January 2013 to December 2020 with 96-time series data for each free and bound variable. The analysis shows that BI Rate, FED Rate, and Inflation simultaneously significantly affect the Composite Stock Price Index. As the analysis results describe, BI Rate partially negatively influences the Composite Stock Price Index; second, the FED Rate does not affect the Composite Stock Price Index; third, inflation represents a negative influence on the Composite Stock Price Index. In the end, variables that affect the dominant potential of the Composite Stock Price Index are the Rupiah Exchange Rate variables. The results in this study explain the diversity of news on changes in the FED Rate so that investors are confident in their self-assessment to provide results in investing in stocks.Keywords: BI rate, composite stock price index, FED rate, inflation

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Contact Name
M. Irwan Padli Nasution

Contact Email
irwannst@uinsu.ac.id

Phone
+6285206661017

Journal Mail Official
manajemen@uinsu.ac.id

Editorial Address
Jalan Williem Iskandar Pasar V Medan Estate 20371, Indonesia

Location
Kota medan,

Sumatera utara

INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name M. Irwan Padli Nasution

Contact Email irwannst@uinsu.ac.id

Phone +6285206661017

Journal Mail Official manajemen@uinsu.ac.id

Editorial Address Jalan Williem Iskandar Pasar V Medan Estate 20371, Indonesia

Location Kota medan, Sumatera utara INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
M. Irwan Padli Nasution

Contact Email
irwannst@uinsu.ac.id

Phone
+6285206661017

Journal Mail Official
manajemen@uinsu.ac.id

Editorial Address
Jalan Williem Iskandar Pasar V Medan Estate 20371, Indonesia

Location
Kota medan,

Sumatera utara

INDONESIA