cover
Contact Name
Eris Munandar
Contact Email
eris.munandar@steirisalah.ac.id
Phone
+6282130734723
Journal Mail Official
jurnal.ekonomi.rabbani@gmail.com
Editorial Address
Jl. Raya Banjar Km. 3,5 Pamalayan Kec. Cijeungjing Kab. Ciamis – Jawa Barat
Location
Kab. ciamis,
Jawa barat
INDONESIA
Jurnal Ekonomi Rabbani
Published by STEI Ar-Risalah Ciamis
ISSN : -     EISSN : 27978427     DOI : 10.53566
Core Subject : Religion, Economy,
Jurnal Ekonomi Rabbani merupakan salah satu jurnal yang diterbitkan oleh Sekolah Tinggi Ekonomi Islam (STEI) Ar Risalah yang didedikasikan untuk pengembangan khazanah keilmuan di bidang ekonomi dan keuangan Islam. Peneliti dan akademisi diberikan ruang untuk memberikan kontribusinya dalam berbagai penelitian yang dipublikasikan melalui jurnal ini. Ruang lingkup kajian Jurnal Ekonomi Rabbani diantaranya berkaitan dengan tema-tema ilmu ekonomi islam, perbankan syariah, akuntansi syariah, manajemen syariah, bisnis syariah, ZISWAF, industri halal, dan kajian lain yang berkorelasi dengan tema jurnal ini dan memiliki nilai pembahasan yang menarik. Jurnal Ekonomi Rabbani terbit dua kali dalam setahun, yaitu pada bulan Mei dan bulan November. Setiap artikel yang diterbitkan merupakan tanggung jawab Penulis sepenuhnya, namun Redaksi dapat mengedit tanpa mengubah substansi artikel.
Articles 8 Documents
Search results for , issue "Vol 1 No 2 (2021): November 2021" : 8 Documents clear
PENGARUH FDR, NPF, CAR, DAN BOPO TERHADAP ROA PADA BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) Nurul Ichsan Hasan; R. Rizny Anindya Reswanty
Jurnal Ekonomi Rabbani Vol 1 No 2 (2021): November 2021
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Ar-Risalah Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (324.713 KB) | DOI: 10.53566/jer.v1i2.30

Abstract

This study analyzes the influence Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Operational Costs and Operating Income Against Return On Assets (ROA) BPRS in Indonesia Period from 2010-September 2017. The data used in this study is. Sampling technique used in this research is purposive sampling. The method of analysis used in this study is Multiple Regression Analysis using the computer program Eviews Software version 9 and Microsoft Excel 2013. The results in this study show that Financing to Deposit Ratio (FDR), Non Performing Finance (NPF), Capital Adequacy Ratio  (CAR), and BOPO simultaneously have a significant effect on Return On Asset (ROA). Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) partially do not have a significant effect on Return On Aset (ROA).
GUBUK ZISWAF: SOLUSI PEMBIAYAAN HIDUP MASYARAKAT BERBASIS PEMBERDAYAAN LOKAL DI TENGAH PANDEMI COVID-19 Prahoro Yudo Purwono; Fikky Ardiansyah; Syahrul Gunawan
Jurnal Ekonomi Rabbani Vol 1 No 2 (2021): November 2021
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Ar-Risalah Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (305.412 KB) | DOI: 10.53566/jer.v1i2.32

Abstract

The COVID-19 outbreak has the potential to change the economic situation which is marked by a change in the trade map, in addition to causing the cessation of various business fields, global trade performance will certainly be disrupted due to the slow improvement in manufacturing performance. On the other hand, the problem of distributing ZISWAF funds (Zakat, Infaq, Shadaqah and Waqaf) has not been evenly distributed. Therefore, Gubuk ZISWAF is proposed. The purpose of this research is to describe the concept and implementation of Gubuk ZISWAF as a solution for community living financing scheme based on local empowerment during the COVID-19 pandemic. The research method used is qualitative research with literature review approach. The result shows that the implementation technique  will be carried out to realize the Gubuk ZISWAF starts from the planning stage, where is related to the formulation of policies by the government and collaboration with related parties, then continued with research and coordination between related parties and the government, development stage, socialization program, and comprehensive implementation (with a ball pick-up system). The results of the implementation of the Gubuk ZISWAF in each of these villages have had a positive impact on the Indonesian economy. In addition to suppressing the rate of poverty in the midst of a pandemic, the possibility of social crimes and the stalling of the economy as well as the spread of COVID-19 can also be prevented.
ANALISIS MODEL PENYELAMATAN PEMBIAYAAN BERKUALITAS RENDAH DAN PEMBIAYAAN BERMASALAH NASABAH TERDAMPAK COVID-19 BANK DAERAH SYARIAH Irham Anas; Anasril Kambut
Jurnal Ekonomi Rabbani Vol 1 No 2 (2021): November 2021
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Ar-Risalah Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (445.896 KB) | DOI: 10.53566/jer.v1i2.33

Abstract

Coronavirus Disease 2019 (Covid 19) has made a serious impact on the national banking industry. Financial Services Authority (OJK) has issued a relaxation policy that is expected to suppress non-performing loans/financing in national banks. This study aims to identify and assess policies, technical models and contracts from restructuring activities for customers affected by Covid 19 at Islamic Banks towards sharia principles and banking prudential principles. This Qualitative - Empirical Research concludes that the activity of restructuring activities for customers affected by Covid 19 at PT Bank Daerah Syariah is in accordance with sharia principles and banking prudential principles, a note of improvements on the side of administrative costs and the financing restructuring contract.
PENGARUH PEMBIAYAAN MURABAHAH DAN MUDHARABAH TERHADAP LABA PADA BANK SYARIAH MANDIRI PERIODE 2012-2020 Endang Rahmat; M. Kaharudin Yasin
Jurnal Ekonomi Rabbani Vol 1 No 2 (2021): November 2021
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Ar-Risalah Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (403.952 KB) | DOI: 10.53566/jer.v1i2.34

Abstract

The purpose of this study is to find out and analyze how much influence partially murabahah financing has on profits, how much influence partially mudharabah financing has on profits, and also to find out how much influence murabahah and mudharabah financing have on profits simultaneously. This study uses a quantitative descriptive method with multiple linear regression analysis tools. Based on the results of the tests carried out, it shows that the murabahah financing variable has a partially significant effect on profits, the mudharabah financing variable does not have a partial effect on profits, the murabahah and mudharabah financing variables have a simultaneous effect on profits at PT. Bank Syariah Mandiri period 2012-2020. The purpose of this study is to find out and analyze how much influence partially murabahah financing has on profits, how much influence partially mudharabah financing has on profits, and also to find out how much influence murabahah and mudharabah financing have on profits simultaneously. This study uses a quantitative descriptive method with multiple linear regression analysis tools. Based on the results of the tests carried out, it shows that the murabahah financing variable has a partially significant effect on profits, the mudharabah financing variable does not have a partial effect on profits, the murabahah and mudharabah financing variables have a simultaneous effect on profits at PT. Bank Syariah Mandiri period 2012-2020.
ANALISIS MINAT REMAJA STABAT TERHADAP TABUNGAN MABRUR JUNIOR PADA BANK SYARIAH INDONESIA KCP STABAT M. Guffar Harahap; Mery Handayani Nasution
Jurnal Ekonomi Rabbani Vol 1 No 2 (2021): November 2021
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Ar-Risalah Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (543.797 KB) | DOI: 10.53566/jer.v1i2.36

Abstract

The momentum of Hajj for Muslims has its own meaning, apart from being a religious ritual in the last pillars of Islam, Hajj has a moral, spiritual, and intellectual spirit for those who perform it. So that the pilgrimage makes a significant contribution in the process of changing society for the better. The problem is how is the interest of stabat teenagers towards junior mabrur savings at Bank Syariah Indonesia KCP Stabat?. The purpose of this study was to find out how much interest the youth in Stabat had on the junior mabrur savings product at Bank Syariah Indonesia KCP Stabat and find out who influences the interest of Stabat youth. The method used is descriptive qualitative method. The data used is primary data in the form of interviews with BOSM Bank Syariah Indonesia KCP Stabat and secondary data. The results showed that parents were the driving factor for teenagers' interest in junior mabrur savings. For this reason, Bank Syariah Mandiri needs a strategy to increase youth's interest in junior mabrur savings. 
ANALISIS POTENSI DAN PREFERENSI MASYARAKAT KELURAHAN SENGETI KABUPATEN MUARO JAMBI TERHADAP KEHADIRAN BANK SYARIAH Erwin Saputra Siregar; Menik Anjarwasih; Arsa Arsa
Jurnal Ekonomi Rabbani Vol 1 No 2 (2021): November 2021
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Ar-Risalah Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (200.027 KB) | DOI: 10.53566/jer.v1i2.37

Abstract

This research aims to analyze the potential and preferences of the people of Sengeti Village towards Islamic banks. Potential is projected by demographics and the economy, while preferences are projected by people's perceptions, motivations, knowledge, and attitudes. The subject of this study is the community in Sengeti Village, while the object is the potential and preferences of the community. The population was all adults, and the authors took samples from populations aged 22 to 65 and obtained informants as many as 100 people. This study showed that potential and demographic variables corresponded to people's interest in using Islamic banks. In contrast, the preference variables demonstrated from the data showed that the community positively supported the existence of Islamic banks in Sengeti Village.  
PENGARUH FLUKTUASI HARGA EMAS DAN PROMOSI TERHADAP MINAT NASABAH DALAM PRODUK CICIL EMAS PADA PEGADAIAN SYARIAH PASAR BARU INDRAMAYU Alvien Haerisma; Makmuri Ahdi; Laelatul Adha
Jurnal Ekonomi Rabbani Vol 1 No 2 (2021): November 2021
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Ar-Risalah Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (559.36 KB) | DOI: 10.53566/jer.v1i2.44

Abstract

Harga dan promosi adalah bagian penting yang tidak dapat dipisahkan dari marketing mix. Pemasaran tanpa memiliki strategi harga yang mampu bersaing, akan memberikan dampak buruk terhadap produk. Sedangkan, promosi sangat penting untuk menarik minat konsumen. Emas merupakan logam mulia yang sangat diminati oleh banyak orang dan merupakan salahsatu bentuk investasi yang minim resiko. Cara mendapatkan eams bisa dengan membeli ataupun juga dengan cicilan. Fakta di lapangan, masih banyak masyarakat yang belum mengetahui produk cicil emas. Sehingga dibutuhkan adanya kegiatan promosi khususnya di lembaga keuangan yang memiliki produk cicil emas, salah satunya adalah pegadaian. Dengan adanya kegiatan promosi maka diharapkan minat masyarakat untuk berinvestasi akan timbul dan tumbuh yang akan berdampak pada peningkatan investasi emas di masyarakat. Penelitian ini bertujuan untuk mengetahui pengaruh fluktuasi harga emas dan promosi terhadap minat nasabah. Variabel dependen pada penelitian ini adalah Minat Produk Cicil Emas. Variabel independen yakni Fluktuasi Harga Emas dan Promosi. Populasi dalam berjumlah 127 nasabah. Dengan jumlah sampel 57 nasabah. Teknik pengambilan sampel dengan menggunakan metode purposive sampling. Metode analisis yang digunakan adalah metode kuantitatif. Metode analisis data menggunakan metode uji instrument penelitian, analisis data, uji asumsi klasik, uji regresi linear berganda dan uji pengaruh individual dengan menggunakan aplikasi SPSS versi 26. Hasil dari penelitian ini menunjukan bahwa variabel fluktuasi harga emas secara parsial memiliki pengaruh positif terhadap minat nasabah. Variabel promosi secara parsial memiliki pengaruh positif terhadap minat nasabah. Secara simultan variabel fluktuasi harga emas dan promosi berpengaruh terhadap minat nasabah. Nilai kontribusi sebesar 38,8%.
PENGARUH PEMBIAYAAN MUDHARABAH, PEMBIAYAAN MURABAHAH DAN TABUNGAN MUDHARABAH TERHADAP RETURN ON ASSETS (ROA) PADA BPR SYARIAH fitri maulidatul rohmaniah; Eris Munandar
Jurnal Ekonomi Rabbani Vol 1 No 2 (2021): November 2021
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Ar-Risalah Ciamis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (437.84 KB) | DOI: 10.53566/jer.v1i2.46

Abstract

The purpose of this study was to determine and analyze the effect of Mudharabah Financing, Murabahah Financing and Mudharabah Savings on Return On Assets (ROA) of Indonesian Sharia People's Financing Banks for the 2015-2020 period. The research method used is descriptive quantitative method. The data used is secondary data. In this study, the analysis used is multiple linear regression analysis, coefficient of determination and hypothesis testing. Based on the results of the analysis of this study, it can be seen that partially Mudharabah Financing has a negative and significant effect on Return On Assets, Murabaha financing has a positive and significant effect on Return On Assets and Mudharabah Savings has a positive and significant effect on Return On Assets at Indonesian Islamic People's Financing Bank for the 2015 period. -2020 and simultaneously Mudharabah Financing, Murabahah Financing and Mudharabah Savings have a significant effect on the Return On Assets (ROA) of Indonesian Sharia Rural Banks for the 2015-2020 period. It is expected that the Indonesian Islamic People's Financing Bank will further improve its performance by minimizing financing risk and increasing the amount of third party funds so that its profitability growth is maximized.

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