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Jurnal Ilmu Manajemen Advantage
Published by Institut Teknologi dan Bisnis Widya Gama
ISSN : 25981072     EISSN : 25978888     DOI : https://doi.org/10.30741/adv
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ilmu Manajemen Advantage published twice a year in June and December, published by Institut Teknologi dan Bisnis Widya Gama Lumajang since June 2017. Jurnal Ilmu Manajemen Advantage intended as a forum for publishing scientific articles in the field of management science.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 12 Documents
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Search results for , issue "Vol. 9 No. 2 (2025): Desember 2025" : 12 Documents clear
Regional Fiscal Dynamics: The Influence of Local Revenue and Transfer Receipts on Capital Expenditure Rineliana, Rineliana; Susanto, Edi; Gunawan, Agung; Tampubolon, Omar Farrakhan; Tampubolon, Dahlan
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 2 (2025): Desember 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i2.1557

Abstract

This study aims to comprehensively analyze the influence of various regional income types (PAD, DAU, DBH, and Non-Physical DAK) on capital expenditure allocation across districts/cities in Riau Province. This study uses secondary data, including DAU, PAD, Non-Physical DAK, DBH, and Capital Expenditure, from BPKAD and the Directorate General of Treasury of Riau Province. Data collection uses documentation from the websites of the Directorate General of Fiscal Balance, BPKAD, and the Directorate General of Treasury of Riau Province. The development of various types of income across districts/cities in Riau Province showed a positive trend during the study period, with DBH making a significant contribution, reflecting the region's rich natural resources. The trend and growth of capital expenditure in district/city governments in Riau Province fluctuated but generally increased. However, its proportion to total regional spending is still relatively low. DBH has the most significant influence on capital expenditure in districts/cities in Riau Province, followed by DAU, PAD, and Non-Physical DAK (not significant). The high impact of DBH and DAU on capital expenditure indicates a high fiscal dependence of regional governments on central government transfers for financing infrastructure development.
The Management and Development of Productive Waqf at Syirkah Amanah Gas Station in Lumajang Wibisono, Yusuf; Mudhofar, Muhammad
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 2 (2025): Desember 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i2.1660

Abstract

Productive Waqf is the management of waqf donations from the community that are developed to generate a sustainable surplus that can improve the welfare of society. Waqf donations may take the form of movable assets, such as cash and precious metals, or immovable assets, such as land and buildings. This research focuses on the management and development of productive Waqf at Syirkah Amanah gas station in Lumajang, and on the distribution of dividends from the results of that management for the gas station's business in Lumajang. This study is a descriptive qualitative research. The primary data collected in this research come from the documents of the Annual General Meeting of Shareholders of Syirkah Amanah gas station, held annually, as well as from interviews and observations, and are supported by other secondary data. Based on internal data, the establishment of the Syirkah Amanah gas station on waqf assets utilized capital and community shares. During its development, the management of the productive Waqf for Syirkah Amanah gas station has experienced strong, dynamic growth, generating profits each year. As a result, Syirkah Amanah gas station can distribute dividends to its shareholders, based on the results of the General Meeting of Shareholders.
The Influence of Financial Technology (Fintech) on the Profitability of Banks Listed on the Indonesian Stock Exchange in the Period 2020 – 2023 Dwiningsih, Sri; Ilyas, Sinar Billy; Ratnasari, Ike
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 2 (2025): Desember 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i2.1689

Abstract

The author's objective in conducting this research is to analyze the influence of financial technology (FINTECH) on the profitability of banks listed on the Indonesia Stock Exchange for the 2020-2023 period. The author employed a quantitative method in conducting this research, utilizing secondary data from financial reports published by the Indonesia Stock Exchange. The sample for this study comprised eight banking companies over 4 years, selected purposively. The results of this study indicate that financial technology (FINTECH), as measured by e-banking, affects return on assets (ROA). This is because e-banking can reduce average operating and physical overhead costs for banks. Therefore, the availability of electronic banking services positively impacts bank profitability (return on assets). Financial technology (FINTECH), as indicated by e-banking, also affects the net interest margin (NIM) by reducing reliance on physical services (such as tellers and branches), thereby lowering bank operating costs. With lower operating costs, banks can maintain or increase profit margins from interest differentials. The ease of access and convenience of e-banking services encourage customers to hold their funds longer, thereby increasing third-party funds (TPF). This provides banks with a low-cost source of funds, reducing interest costs and positively impacting net interest income (NIM). However, this does not affect return on Equity (ROE) because e-banking cannot yet deliver the operational efficiencies of digital services and does not directly increase net income in proportion to Equity. This study contributes to the literature by identifying differences in the effects of e-banking across various dimensions of bank profitability and by revealing its limitations in increasing ROE, thereby highlighting an important gap for further research on more comprehensive fintech integration.
How Social Media and e-WOM Build Perlang Tourist Village’s Brand Damayanti, Tissa Aulia; Pusparini, Marissa; Barasa, Robert Tua
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 2 (2025): Desember 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i2.1713

Abstract

This study examines the impact of social media quality and credibility on enhancing destination brand awareness through electronic word-of-mouth (e-WOM), utilizing Perlang Tourist Village in Bangka Belitung as a case study. Despite its national recognition, Perlang faces challenges in digital branding and infrastructure, necessitating strategic social media engagement to address these issues. Employing a quantitative explanatory design, data were collected from 307 respondents via purposive sampling and analyzed using PLS-SEM. The results show that both social media quality and credibility significantly influence destination brand awareness, with e-WOM serving as a key mediating variable. All seven hypotheses were supported, confirming the conceptual framework. The findings suggest that high-quality and credible content fosters trust, encourages user advocacy, and strengthens brand recognition. This research contributes to the theoretical understanding of digital branding in community-based tourism and offers practical implications for destination marketers seeking to optimize social media strategies.
Understanding the Impact of Green Packaging on the Purchasing Intention Puwianti, Lily; Anita, Anita; Nurjanah, Listia
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 2 (2025): Desember 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i2.1721

Abstract

The growing environmental awareness has driven companies to adopt eco-friendly packaging as an innovation that minimizes impact and enhances corporate image among sustainability-conscious consumers. This study aims to examine the influence of green packaging on green purchase intention by incorporating four mediating variables: perceived green value, green attitude, green image, and risk perception. A quantitative causal-associative approach was employed, using a judgment sampling technique with 385 respondents residing in Batam. Data were collected through questionnaires and analyzed using appropriate statistical methods. The results indicate that green packaging significantly affects all mediating variables. Furthermore, perceived green value, green attitude, and green image positively influence green purchase intention, whereas risk perception negatively influences it. These findings provide valuable insights for businesses in developing more effective green marketing strategies, particularly by accounting for the generational characteristics of their consumer segments.
Analysis of Product Marketing Strategy: Combined SWOT and QSPM Approach Andriyanto, Dicky; Kurniawati, Dewi; Wiguna, Ardhitya Alam; Mayasari, Financia; Resya, Fachmi; Universitasari, Pascawati Savitri
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 2 (2025): Desember 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i2.1723

Abstract

Situbondo Regency is dominated by farmers, providing residents with opportunities to become entrepreneurs in rice production. The rice business in Situbondo Regency needs to be developed to overcome the challenge of finding appropriate strategies for local conditions, to maintain more stable economic growth. This study has several objectives: to analyse strengths, weaknesses, opportunities, and threats using the IFE, EFE, and IE matrices; and to formulate and determine accurate key strategies for use by rice businesses in Situbondo Regency through the SWOT matrix and QSPM. Eight alternative strategies were identified from the SWOT and in-depth market evaluation (TAS = 7.81) using the QSPM as the primary framework for the strategies used by rice entrepreneurs in Situbondo Regency. Empirical findings show that the main internal strength in the form of financial records has been well implemented, while the main weakness is that marketing has not been evenly distributed. On the other hand, external factors indicate that the main business opportunities are the absence of price differences among competitors, computerised customer data collection, many farmers growing rice around the business location, and interest in organic rice.
The Influence of Financial Indicators on The Performance of Commercial Banks in Indonesia Rizky, Filda; Larasati, Tiara Anindya; Muchtar, Susy
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 2 (2025): Desember 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i2.1755

Abstract

This study aims to analyze the effect of financial indicators on the performance of commercial banks in Indonesia, as measured by Return on Assets (ROA). The indicators examined include loan growth (LG), non-performing loans (NPL), loan-to-deposit ratio (LDR), market share (MS), loan loss provision (LLP), cost-to-income ratio (CIR), effective tax rate (ETR), and net interest margin (NIM). A quantitative approach was employed using hypothesis testing and panel data regression analysis on 43 conventional banks listed on the Indonesia Stock Exchange (IDX) for the 2020–2024 period. The results show that LG, LLP, CIR, and ETR have a significant adverse effect on ROA, while LDR and NIM have a significant positive effect. Meanwhile, NPL and MS show no significant effect. These findings highlight that operational efficiency, credit and tax management strategies, and effective fund intermediation are the main determinants of bank profitability. This study is expected to provide practical insights for managerial decision-making and investment evaluation, as well as enrich the academic discourse on the drivers of financial performance in Indonesia’s banking sector. However, this study is limited to a specific data period and does not consider external factors. For future research, the analysis should be expanded to include macroeconomic variables.
Store Attributes and Experience Quality Affect Loyalty: Evidence from Muslim Fashion Retail Lubaba, Hanny
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 2 (2025): Desember 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i2.1763

Abstract

  This study aims to examine the relationship between store attributes and customer loyalty, with experience quality as a mediating variable in the Muslim fashion retail industry in Indonesia. The research adopts a quantitative approach, testing both direct and indirect effects through a mediation model. Data were collected from 110 customers of Ahwarumi Fashion, a Muslim fashion retail company located in Lamongan Regency. The study investigates how store attributes, comprising product variety, pricing, service quality, and store atmosphere, influence customer loyalty, and whether experience quality enhances or mediates this relationship. The findings are expected to provide empirical evidence supporting the theoretical linkage between store attributes and customer loyalty and to clarify the role of experience quality as a key determinant in retail marketing. The study contributes to the literature by extending prior research that primarily examined these constructs independently, offering a more integrated model of retail customer behaviour. From a managerial perspective, the results are anticipated to guide fashion retailers in designing customer-centric strategies that emphasise the importance of store attributes and experiential Quality in strengthening long-term customer loyalty.
Optimizing Digital HR to Improve Employee Work-Life Balance and Productivity Yatminiwati, Mimin; Hidayat, Zainul
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 2 (2025): Desember 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i2.1770

Abstract

Digital transformation in the workplace has changed the way companies manage human resources. Amidst the demands of flexible work and operational efficiency, Digital HR (technology-based Human Resource) has become a strategic necessity. The urgency of this research lies in the need to adapt digital technology to support work-life balance and drive employee productivity. Many companies implement flexible work systems, but have not yet fully integrated Digital HR into their HR management processes. The purpose of this research is to analyze the extent to which Digital HR optimization contributes to improving employee work-life balance and productivity. This research also aims to identify the mediating role of work-life balance in the relationship between Digital HR and productivity. Using a descriptive qualitative approach, researchers will explore relevant scientific literature, journals, and prior research. The focus is on identifying patterns, relationships, and best practices in the implementation of Digital HR in various organizations. The results of this research show that the use of digital technology in HR management can help employees better manage their work time and personal lives, thereby improving work-life balance and employee productivity.
The Influence of Career Development and Startup Ecosystem Support on the Retention of Gen Z Entrepreneurs in the Digital Startup Ecosystem Fitria, Novy; Muttaqien, Fauzan; Rizki, Via Lailatur; Dewi, I Gusti Ayu Panca; Permadi, I Komang Oka; Nguyen, Thanh Lam
Jurnal Ilmu Manajemen Advantage Vol. 9 No. 2 (2025): Desember 2025
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v9i2.1780

Abstract

This study examines the influence of career development and startup ecosystem support on the retention of Generation Z digital entrepreneurs in Indonesia. The increasing involvement of young people in digital entrepreneurship raises the need to understand the factors that enable them to maintain long-term entrepreneurial engagement. Using an explanatory quantitative approach, data were collected through structured questionnaires and analyzed with multiple linear regression to identify the role of individual development and ecosystem support. The results indicate that career development contributes to strengthening entrepreneurial commitment by enhancing clarity of goals, competence, and confidence, while startup ecosystem support provides essential external reinforcement through networks, mentoring, collaboration, and resource access. The interaction of both factors shows a complementary effect in sustaining entrepreneurial involvement. This study concludes that the retention of Gen Z digital entrepreneurs is shaped by a combination of internal developmental processes and external ecosystem support, and it offers practical implications for educators, incubators, and policymakers in strengthening digital entrepreneurship programs.

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