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Moh. Faizur Rohman
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Prodi Hukum Ekonomi Syariah (Muamalah) Fakultas Syari'ah dan Hukum UIN Sunan Ampel Surabaya, Jl. Ahmad Yani 117 Surabaya, Jawa Timur 60237
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Maliyah : Jurnal Hukum Bisnis Islam
Published by Universitas Islam Negeri Sunan Ampel
ISSN : 20884869     EISSN : 25974351     DOI : https://doi.org/10.15642/maliyah.2021.11.2
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Kajian-kajian Hukum Ekonomi dan Bisnis Islam, baik berupa artikel konsepsional ataupun hasil penelitian.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 6 Documents
 1 
Search results for , issue "Vol. 9 No. 2 (2019): Desember 2019" : 6 Documents clear
Pengaruh Variabel Moderator Pemberdayaan dan Pendayagunaan Zakat dalam Menanggulangi Kemiskinan Joko Hadi Purnomo
Maliyah : Jurnal Hukum Bisnis Islam Vol. 9 No. 2 (2019): Desember 2019
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1363.358 KB) | DOI: 10.15642/maliyah.2019.9.2.1-34

Abstract

The research objective was to determine the effect of zakat empowerment on poverty alleviation, the effect of zakat management on zakat empowerment, zakat management through zakat empowerment on poverty reduction, zakat management on zakat utilization, the effect of zakat utilization on the prevention. poverty, the effect of zakat management through the utilization of zakat on poverty reduction. The approach of this research is a mix method. The research procedure, in the first stage, uses a quantitative method. the second stage uses qualitative methods. The quantitative method uses Structural Equation Model-Partial Least Square analysis. Meanwhile, qualitative analysis uses interactive analysis. The research results prove that: zakat empowerment affects poverty alleviation in East Java Province; Management of zakat affects the empowerment of zakat; Management of zakat through the utilization of zakat has an effect on poverty alleviation; Zakat management has an effect on the utilization of zakat. The Zakat Economic Empowerment Program is proven to be able to turn the mustahiq /poor into muzaqi.
Strategi Pengelolaan Pariwisata Halal Kota Surabaya Ahyak Fiqih
Maliyah : Jurnal Hukum Bisnis Islam Vol. 9 No. 2 (2019): Desember 2019
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (856.61 KB) | DOI: 10.15642/maliyah.2019.9.2.35-59

Abstract

Professional management of management by Coordinating with the tourism office, promoting scientific activities as the cultivation of religious values, and fostering human resources (HR) to all Nadzirs. Management strategies in the traditional tourism sector by offering alternatives such as religious tourism, culinary delights, and traditional markets. 2) Inhibiting factors: Human resource awareness from both tourists and Nadzirs, inadequate facilities related to visitors' quantity. 3) Supporting factors: Islamic environment such as separation of places for male and female tourists, preparation of facilities such as electricity, water, lodging, places for ablution, toilets, and mosques. Suggestion: Conduct training related to the development of halal tourist attractions, provide directions to all tourists both online and offline, expand tourist areas by acquiring surrounding land, rejuvenating and repairing areas, and reforestation.
BAZNAS Kabupaten Gresik dan Strategi Pendekatan Public Relations dalam Peningkatan ZISWAF Hanadi Sirajuddin Munir Baidowi
Maliyah : Jurnal Hukum Bisnis Islam Vol. 9 No. 2 (2019): Desember 2019
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1027.517 KB) | DOI: 10.15642/maliyah.2019.9.2.60-89

Abstract

A good zakat management requires both professional management and socialization. In 2016 the target achieved by BAZNAS Gresik Regency was 5 billion. This number is still small compared to the potential for compulsory zakat in East Java, which is around 15 trillion. If we look more closely, the muzakki in BAZNAS Gresik Regency are mostly civil servants. This is seen in contrast to the vision of BAZNAS zakat socialization which is aimed at increasing public awareness in general, not only for civil servants. The results of this study are: first, the steps taken by BAZNAS in Gresik Regency in increasing the number of muzakki are to approach the local government; second, the Gresik Regency BAZNAS strategy in increasing the number of muzakki, among others, makes Gresik Regency BAZNAS a reckoned organization, as a zakat service center for a populist community; third, prioritizing the public relations approach by optimizing zakat income and generating ziswaf by installing banners, stickers, online zakat websites, social media, as well as by establishing partnerships with a number of electronic media and conducting counseling/audiences.
Operasional Pembiayaan Usaha Syariah di PT. BPRS Kota Mojokerto sebagai Upaya Mempertahankan Non Performing Financing (NPF) 0% Sanusi Anwar
Maliyah : Jurnal Hukum Bisnis Islam Vol. 9 No. 2 (2019): Desember 2019
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (819.801 KB) | DOI: 10.15642/maliyah.2019.9.2.90-115

Abstract

This study seeks to analyze Sharia Business Financing Operations (PUSYAR) as an effort to maintain 0% Non-Performing Financing (NPF) at PT. BPRS Mojokerto by taking a case study of the synergy of PT. BPRS Mojokerto, Baznas, Diskoperindag and Sharia Economic Community of Mojokerto, in the period 2012 to 2016. The research methodology used is a qualitative approach using qualitative descriptive analysis techniques. Data collection was carried out by means of field observations, interviews and documentation. Sharia Business Financing Program (PUSYAR) at PT. BPRS Mojokerto has succeeded in channeling financing to UKM and IKM in Mojokerto City from 2012 to 2016, and has succeeded in carrying out its function of channeling financing very well so that there has been no problem financing, and can maintain non-performing financing at zero percent (0%). The role of the parties involved greatly influences the success of the program. The findings of this study indicate that financing monitoring contributes to the performance of UMKM, so that awareness arises from UKM to pay installments on time. Financing monitoring carried out by the Bank will contribute to the performance of the UKM business.
Fenomenologi Pelaku Usaha Sari Bumi sebagai Entrepreneur Muslim dalam Membangun Koneksi dan Komunitas Bisnis Ana Aziza
Maliyah : Jurnal Hukum Bisnis Islam Vol. 9 No. 2 (2019): Desember 2019
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (887.863 KB) | DOI: 10.15642/maliyah.2019.9.2.116-149

Abstract

 In Indonesia, the entrepreneurial culture is quite low. This can be seen from the very high interest of job seekers, high rates of poverty and unemployment. From the above phenomenon, the role of Muslims as the majority is needed to encourage the growth of the entrepreneurial spirit. This study seeks to portray the role of Sari Bumi entrepreneurs in building connections and business communities, using a phenomenological approach, researchers seek to explore what roles Sari Bumi entrepreneurs have played in building connections and business communities. Based on the results of the study, there have been 158 building material shops in Sidoarjo Regency which have been owned by 80 families. Based on data analysis in qualitative research, it was found 9 (nine) roles of Sari Bumi entrepreneurs in building a business community which include, opening up employment opportunities, building independence, encouraging the emergence of an entrepreneurial spirit, providing capital assistance, being an example in discipline, commitment to maintaining Islamic values, forming a forum for friendship, forming a foundation that is active in the social, educational and religious fields and establishing a distributor company.
Ketahanan Bank Mandiri Syariah melalui Uji NPF dan ROA pada Periode Krisis Global Tahun 2008-2016 dari Dampak Pertumbuhan Ekonomi, Inflasi, dan Suku Bunga M. Shaiful Umam
Maliyah : Jurnal Hukum Bisnis Islam Vol. 9 No. 2 (2019): Desember 2019
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (871.794 KB) | DOI: 10.15642/maliyah.2019.9.2.150-177

Abstract

Bank Syariah Mandiri is a banking institution established by Bank Mandiri. This study aims to analyze the effect of economic growth, inflation, and interest rates on the flexibility of Bank Mandiri Syariah as measured by ROA (return on assets) and NPF (bad performance). This research is a quantitative study with the independent variables of economic growth, inflation and interest rates. The dependent variable is the return on assets (ROA) and risk of financing (no financing is made). The results of this study indicate that: (1) the variable Economic Growth Rate (IPI) has a negative effect on the Return on Assets (ROA) of Bank Syariah Mandiri for the period 2008-2016; The Bank's Return on Assets (ROA) during the period 2008-2016 had a negative impact; (2) The inflation rate (CPI) has a negative effect on the return on assets (ROA) of Bank Syariah Mandiri during 2008-2016; (3) Interest rates (SBI) have a negative effect on return on assets of Bank Syariah Mandiri during 2008-2016 (ROA) does not have a significant negative effect; (4) Economic growth rate (IPI) has a negative effect on non-performing financing (NPF) of Bank Syariah Mandiri from 2008 to 2016; (5) The inflation rate (CPI) has a negative effect on Bank Syariah Mandiri 2008 - Non performing financing (NPF) 2016 has a negative impact; (6) Interest rates (SBI) will not have a significant negative effect on the Non-Performing Loan (NPF) of Bank Syariah Mandiri for the period 2008-2016.

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