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Jurnal Iqtisaduna
Published by Universitas Islam Negeri Alauddin Makassar
ISSN : 23549629     EISSN : 25491334     DOI : https://doi.org/10.24252/iqtisaduna.v1i1.11825
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
This study aims to determine the efforts of Islamic Financial Institutions in empowering SMEs, strategies and important roles carried out by LKS in order to empower SMEs through the provision of capital to be managed in business. The method used in this research is descriptive analysis method, a method that only describes various forms of paradigms about empowerment strategies for SMEs, the most important data sources in this study are related to the search for library data, relevant books, and scientific papers. others relevant to the object of study. The results of this study indicate that there has been much power and effort carried out by the Islamic Finance Agency in order to empower SMEs, this can be proven by the existence of several programs, products, and financing aimed directly at SMEs. The strategy used is; provide complete information as well as promotion to SMEs, provide financing for their business development, provide financing in accordance with the type of business that SMEs are involved in with the concept of sharia principles. The implication of this research is to continue to provide services professionally and provide the best so that they are truly able to provide community welfare, more selective in providing financing so as to minimize the losses that will occur, increase technological resources so that SMEs can easily access information.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 8 Documents
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Search results for , issue "Vol 4 No 2 (2018)" : 8 Documents clear
Pengaruh Usability, Information dan Service Interaction terhadap Minat Beli pada muslimarket.com Rodame Monitorir Napitupulu
Jurnal Iqtisaduna Vol 4 No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v4i2.5770

Abstract

Internet has changed the way consumer buying products. They now buy products through website. Muslimarket.com is one of the most complete e-commerce for Muslim product in Indonesia. The tight competition of e-commerce demanding muslimarket.com to optimized website as its e-marketing in order to improve buying interest so that the sharia business can also able to increase. The aim of this research is to know effect of usability, information and service interaction to buying intense through website. This research use quantitative approach. The three independent variables (usability, information and service interaction) built based on Webqual 4.0. The sample is 100 respondents that spread all over Indonesia. Based on the multiple linear regression, all independent variable: usability, information and service interaction have significant positive effect on buying interest at muslimarket.com. But partially, only information has not significant positive effect on buying interest at muslimarket.com.
Tingkat Literasi Keuangan Syariah Pedagang Pasar di Kota Padangsidimpuan Rizal Ma'ruf Amidy Siregar
Jurnal Iqtisaduna Vol 4 No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v4i2.6243

Abstract

Padangsidimpuan city as one of the cities in North Sumatra Province, is an integral part of advancing Islamic banking in Indonesia in general, and in North Sumatra in particular. The development of Islamic banking in Padangsidimpuan cannot be separated from the role of merchant as customers of Islamic banks in Padangsidimpuan, both as saving and financing customers. The biggest market in Padangsidimpuan is Sangkumpal Bonang and its surroundings, which is the center of economic activity of the city. This study aims to find out how the literacy level of Sangkumpal Bonang’s merchant to sharia financial products. This study discusses the difference in sharia financial literacy of Sangkumpal Bonang’s merchant based on age, the last education and the average incomes per month,  using descriptive analysis methods and Chi-Square. This study proves that the higher the level of respondents formal education, the higher their sharia financial literacy rate. Likewise, the respondent's income level, the higher the average income per month, the higher their sharia financial literacy rate. While based on age, there is no difference in the level of respondents’ sharia financial literacy.
Implementasi Prinsip Good Governance Pada Lembaga Pengelolaan Zakat BAZNAS Kota Gorontalo Sudirman Sudirman
Jurnal Iqtisaduna Vol 4 No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v4i2.6246

Abstract

This study aims to analyze the implementation of the principles of good governance in the management of zakat in the National Zakat Agency (BAZNAS) of Gorontalo City. This research is qualitative research. Data collection techniques are carried out through interviews, observation, and documentation.The results of the study show that the implementation of the principles of Good Governance in the BAZNAS Institute of Gorontalo City is sufficient, both in the aspects of transparency, justice, and responsibility as well as on the legal aspects. Then, specifically in the aspect of accountability, it has not been fully in accordance with the Accounting Standard Statement PSAK 02 revision 2009. In this study it was found that the cash outflow report has not referred to ED PSAK found that BAZNAS Gorontalo City only reported 2 activities, namely operational and investment activities, while in the aspect of funding has not been raised in the financial statements
PREDIKSI POTENSI ZAKAT MAL/PROFESI KABUPATEN TULUNGAGUNG DENGAN METODE EXPONENTIAL SMOOTHING Elok Fitriani Rafikasari; Ahmad Supriyadi
Jurnal Iqtisaduna Vol 4 No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v4i2.6563

Abstract

Penerimaan zakat di BAZNAS termasuk BAZNAS Kabupaten Tulungagung cenderung mengalami peningkatan. Peningkatan penerimaan zakat dalam hal ini zakat mal/profesi harus diimbangi dengan upaya untuk perbaikan pelayanan dalam pengelolaan zakat. Prediksi potensi zakat mal/profesi harus dilakukan sebagai upaya antisipasi ketidakstabilan jumlah zakat yang diterima. Metode yang tepat digunakan dalam prediksi potensi zakat Kabupaten Tulungagung adalah metode Exponential Smoothing. Prediksi nilai penerimaan zakat Mal/Profesi Kabupaten Tulungagung pada tahun 2018 berkisar antara nilai 120.402.877 - 185.563.787
Differentiation, Promotion, and Interest in Building Spiritual Capital Muzzaki Setyo Budi Hartono
Jurnal Iqtisaduna Vol 4 No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v4i2.6673

Abstract

The purpose of this study is to determine the formulation of variables that influence between differentiation, promotion, and zakat interest in forming spiritual capital in muzakki. Differentiation, promotion, and interest in this study use a religious approach in developing indicators that are used to explain the spiritual capital in muzakki. Purposive sampling is a technique used in this study, namely as many as 100 muzakki people who channel zakat through the National Zakat Amil Agency (BAZNAS) in Indonesia. Testing of research data using Partial Least Square (PLS). The results of this study indicate that differentiation and promotion leads to increased zakat interest, but differentiation and promotion does not lead to an increase in spiritual capital in muzaaki. The formation of spiritual capital in muzakki is explained through interest formed from the differentiation and promotion that has been carried out by the Amil Zakat Agency in Indonesia (BAZNAS). From the results of PLS testing shows that the influence of differentiation mediated by promotion has a greater influence on the interest of muzakki to tithe. Promotion plays a role as a link between differentiation and the formation of zakat interests to become a spiritual capital in muzakki.
Al-Falah Dalam Wakaf Tunai Askar Fatahuddin; Muslimin Kara; Mukhtar Lutfi; Wahyuddin Abdullah
Jurnal Iqtisaduna Vol 4 No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v4i2.6954

Abstract

Knowing the mechanisms in management of waqf management is very important to know both individuals and waqf institutions. The Indonesian Charity Foundation continues to make efforts to achieve maximum prosperity. However, what is the management if reviewed by fiqh, compilation of Islamic law and Law no. 4 of 2004 concerning representatives. This study uses a type of qualitative research with descriptive analysis and socio-historical approach to determine the observed organizational behavior. Exploration of the foundation's programs, events, and activities was analyzed by a normative theological approach (fiqh, KHI) and the law to find out the implementation of cash waqf activities in a review of compilation of Islamic law and legislation on representation. Until finally it was discovered the management of cash waqf management, and knew the mechanism for the distribution of cash waqf management benefits based on the principles of "Giving", "Inspiring" and "Ikhlas" in establishing mauquf alaihi.
Mengungkap Aspek Sedekah dalam Transaksi Mangpaindan Doi pada Masyarakat Lunjen Enrekang Andi Suwandi Putra Suaib; Wahyuddin Abdullah; Muslimin Kara
Jurnal Iqtisaduna Vol 4 No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v4i2.6962

Abstract

The focus of this research is the practice of transaction and doi and aspects of charity in the transaction. This study uses a qualitative paradigm with a phenomenal approach. The data validity testing uses data triangulation techniques and theory triangulation to improve data validity and reliability. The results of this study are (1) the mechanism of transactions that are carried out and carried out by individual Lunjen people has no witnesses, no written form, and no return agreement. (2) Money inflation in other transactions and transactions occurs between the lending time and payment of the debt. (3) The results of the qardh alms calculation obtained state that each muqridl gives alms qardh and also muqtaridl obtains the opposite. Transactions and doi have sharia added value (shari'ah value added) such as economic value added to the charity aspect of value reduction (inflation), mental added value to altruistic feelings and spiritual added value, namely sincerity and a sense of God's presence
Penguatan Peran Perguruan Tinggi Islam Dalam Mendorong Pengembangan Lembaga Keuangan Syariah di Indonesia Murtiadi Awaluddin
Jurnal Iqtisaduna Vol 4 No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v4i2.6970

Abstract

The purpose of this study is to formulate appropriate strategies in strengthening the role of Islamic universities in encouraging the development of Islamic financial institutions in Indonesia. Researchers took the object of research on three PTKI in Makassar.  The type of research is qualitative analysis of phenomological approach. Data is obtained from primary data in the form of statements and attitudes, then secondary data in the form of relevant literature and support the discussion of research, documentation. Techniques of collecting data in the form of observation, documentation, interview (Interview) directly with the parties concerned. Then the technique of processing and data analysis is done through four stages, namely: data collection, data reduction, data presentation, and conclusion. The result shows that Islamic University has great potential and role in supporting the development of Shariah financial institutions in Indonesia both in terms of human resource needs, as well as the marketing potential of syariah financial products.

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