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Hilyah Ashoumi
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Izdihar : Jurnal Ekonomi Syariah
Published by Universitas KH. A. Wahab Hasbullah
ISSN : -     EISSN : 28087194     DOI : -
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Izdihar : Jurnal Ekonomi Syariah, published by Study Program of Sharia Economics Universitas K.H. Wahab Hasbullah, can be said as new academic journal dealing with the theme in Indonesia. The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic economic thoughts, Islamic human resource management, Islamic microfinance, Islamic development economics, Islamic monetary economics, Islamic fiscal economics, Islamic capital market, and other relevant themes. Thus, Indonesian and non-Indonesian scholars have enriched the studies published in the journal. Although not from the beginning Izdihar presents highly qualified scholarly articles, improvement—in terms format, style, and academic quality—never ceases. Now with articles written in Indonesian, Arabic, and English and with the fair procedure of peer-review, Izdihar continues publishing researches and studies pertinent to Islamic finance and economics with various dimensions and approaches. The Scope of our journal includes: (1) marketing management, (2) human resources management, (3) financial management, (4) operational management, (5) strategic management (6) entrepreneurship.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
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Search results for , issue "Vol. 3 No. 01 (2023): April" : 6 Documents clear
ANALISIS PENYELEWENGAN DANA ZISWAF DI MASA PANDEMI COVID 19 ajeng diah ayu febriana; Adhelia Sucitra; Yudinta Ardelia Deviantari; Rasyid Abi Sandi; Fitri Nur Latifah
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 01 (2023): April
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i01.1677

Abstract

ABSTRAK Zakat, infaq, waqaf, dan shadaqah merupakan sumber dana potensial yang bisa dimanfaatkan guna mewujudkan kesejahteraan rakyat negara kita. Penelitian ini digunakan untuk mengetahui pelaksanaan ziswaf melibatkan kegiatan yang berkaitan dengan pengelolaan, pengembangan, dan antisipasi penyelewengan ziswaf. Penelitian ini menggunakan metode kualitatif, dimana terdapat managemen pengelolaan dan solusi mengatasi penyelewengan ziswaf. Jika pendistribusian dana di bidang ziswaf mengalami penyelewengan maka berdampak cukup signifikan terhadap negara terutama masyarakat miskin. Karena dana ziswaf tersebut besar ataupun kecil sangat bermanfaat bagi mereka. Keywords: Ziswaf, Strategi Analisis, Penelitian.
IMPLEMENTASI PEMBIAYAAN UMKM TERHADAP MANAJEMEN RISIKO PADA MASA PANDEMI : KAJIAN LITERATUR Ratna Sri Rahayu; Ashlihah
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 01 (2023): April
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i01.3423

Abstract

ABSTRACT   This study aims to determine MSME financing for risk management during a pandemic.  The method used in this study is the Literary Method.  MSME financing provides concessions to customers in making financing insurance loans.  With the aim to help customers experience problems in installment loans. In this study, MSMB financing customers have problems due to force majeure or natural disasters due to the Covid-19 Pandemic.  This pandemic has greatly affected the economic sector, MSMB are the most affected because people's activities are limited to leaving the house, which has resulted in the income of MSME entrepreneurs decreasing drastically. The implementation of MSMB financing affected by covid-19 and the risk management of carried out by MSMBis quite good, the process is fast, only waiting for ± 3 days, the submission process is easy and the policy is very helpful for MSMB customers who are affected by Covid-19. Keywords: MSMB Financing, Risk Management, pandemic period     ABSTRAK   Penelitian ini bertujuan untuk mengetahui Pembiayaan UMKM terhadap manajemen risiko pada masa pandemi. Metode yang digunakan dalam penelitian ini adalah Metode Literatur. Pembiayaan UMKM memberikan kelonggaran kepada nasabah dalam melakukan kedit ansuransi pembiayaan. Dengan tujuannya untuk membantu nasabah mengalamii masalah dalam kredit angsuransi. Pada kajian ini melakukan mengenai nasabah pembiayaan UMKM bermasalaha kibat forcema jeure atau bencana alam karena Pandemi Covid-19. Pandemi ini sangat mempengaruh isektor ekonomi, UMKM menjadi yang paling terdampak karena aktivitas masyarakat yang dibatasi untuk keluar rumah, yang mengakibatkan pendapatan pengusaha UMKM menurun drastis. Implementasi pembiayaan UMKM terdampak Covid-19 dan manajemen resiko yang dilakukan oleh UMKM sudah cukup baik, proses pengerjaan cepat hanya menunggu ±3 hari, proses pengajuan mudah dan kebijakan tersebut sangat membantu nasabah UMKM yang terdampak covid-19. Kata Kunci : Pembiayaan UMKM, Manajemen Risiko, Masa Pandemi  
PENGARUH PENERAPAN MANAJEMEN RESIKO TERHADAP KINERJA PEGADAIAN SYARIAH Wirda Eka Agustina; Bekti Widyaningsih
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 01 (2023): April
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i01.3440

Abstract

ABSTRACT   The application of risk management is very important in the survival of a business, because this risk management is an effort to minimize the possibility of losses and risk management is an effort to know, analyze and control risks in every company activity with the aim of obtaining greater effectiveness and efficiency. tall. Performance risk is an important effort that must be carried out by every risk company, including sharia pawnshops, as an effort to minimize the resulting losses. This study aims to determine operational risk management carried out in sharia pawnshops. The purpose of this study is to find out how risk management is implemented and what types of risks occur in sharia pawnshops in Indonesia. This type of research is field research using a qualitative approach. The results of this study indicate that operational risk is divided into two risks, namely risk to customers and to sharia pawnshops. Keywords : risk management, performance, Islamic pawnshops     ABSTRAK   Penerapan manajemen risiko menjadi hal yang sangat penting dalam keberlangsungan hidup suatu usaha, karena manajemen risiko ini merupakan suatu usaha untuk meminimalisirkan kemungkinan terjadinya kerugian dan manjemen risiko merupakan suatu usaha mengetahui, menganalisis serta mengendalikan risiko dalam setiap kegiatan perusahaan dengan tujuan untuk memperoleh efektivitas dan efesiensi yang tinggi. Risiko Kinerja merupakan upaya penting yang harus dilakukan oleh setiap perusahaan termasuk pegadaian syariah, sebagai upaya meminimalisir kerugian akibat risiko yang terjadi. Penelitian ini bertujuan untuk mengetahui manajemen risiko operasional yang dilakukan di pergadaian syariah. Adapun tujuan dari penelitian ini adalah untuk mengetahui bagaimana penerapan manajemen risiko dan jenis risiko apasaja yang terjadi pada pegadaian syariah di Indonesia. Jenis penelitian ini adalah field research dengan menggunakan pendekatan kualitatif. Hasil penelitian ini menunjukan bahwa risiko operasional dibagi menjadi dua yaitu risiko ke nasabah dan risiko ke pegadaian syariah. Kata kunci : Manajemen resiko, kinerja, pegadaian syariah
ANALISIS FIQH ISLAM TERHADAP TRANSAKSI JUAL BELI YANG DILARANG Raja Ritonga; Putri Anisah Nasution; Rukiah Nst; Rina Riski; Maya Borotan; Arobiah Nasution
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 01 (2023): April
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i01.3561

Abstract

Muamalah transactions in Islam can develop along with the progress of the times. However, transactions must be carried out while still referring to the propositions or rules that exist in Islamic teachings. Each transaction will have different legal impacts. This is by the contract used in the transaction when it takes place because the contract can be categorized as valid, fasid, or vanity. This article aims to discuss the analysis of Islamic fiqh related to muamalah buying and selling transactions which are prohibited in Islam. The research method used is a type of literature with an interpretive approach to the opinions of the fiqh madhhab scholars. The research data were taken from the results of reference searches sourced from the library, in the form of books, articles, and other scientific works. Furthermore, the data were analyzed with descriptive analytics. The results of the study show that transactions in muamalah sales and purchases that are prohibited can be categorized into three types. Namely, (1) transactions are prohibited because of expertise, (2) transactions are prohibited because they violate the principles of not being unjust and not being wronged and (3) transactions are prohibited because sighat is used.
OPTIMALISASI RETURN SKEMA INTRADAY TRADING SAHAM SYARIAH INDONESIA MELALUI PEMILIHAN HARI DAGANG Siti Azizah
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 01 (2023): April
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i01.3580

Abstract

Traders on the stock exchange under any circumstances try to minimize risk and maximize returns, including when the stock market is affected by Covid-19. At that time the Indonesian stock market experienced an extreme decline in stock prices in general. It happened gradually until it formed a downtrend over a fairly long period. Investors and active traders bear the loss of this condition. Wait and see until the downtrend ends is not always a solution. This study provides input for traders by observing in more detail the fluctuations that occur in the daily period which is referred to as the intraday scheme. Assuming whether there are certain days with a more positive tendency for returns than other days. The research was conducted using quantitative methods with a non-experimental approach with descriptive statistical data processing techniques. The results of observations on the 2017-2022 Indonesian Sharia Stock Index (ISSI) data show that Friday is the day that has the most tendency for prices to rise, the biggest returns, and the highest performance index (based on the Sharpe and Treynor Index) than other days. Keywords: return, Covid-19, intraday trading
PENERAPAN ISLAMIC ATTRIBUTE HOTEL BERBASIS SYARIAH GREEN RED JOMBANG Naily El Muna; Muhammad Zaim Dzulkarnain
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 01 (2023): April
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i01.3609

Abstract

ABSTRAK   Hotel syariah saat ini memang tengah menjadi trend baru dalam bisnis akomodasi dan perhotelan di Indonesia. Cerahnya bisnis hotel syariah ini turut ditopang oleh besarnya pasar konsumen muslim khususnya disektor pariwisata baik di dalam maupun luar negeri. Green Red Jombang merupakan salah satu bisnis yang bergerak di unia pariwisata perhotelan. Green Red Kabupaten Jombang berupaya untuk meningkatkan omzet pemasaran engan cara menerapkan strategi bauran pemasaran melalui wisatawan. Metode penelitian yang digunakan adalah deskriptif kualitatif dengan penelitian dilapangan. Hasil penelitian menunjukan bahwa penerapan strategi bauran pemasaran dalam meningkatkan omzet penjualan pada Green Red Kabupaten Jombang meliputi:1. mengelola meia sosial, 2. merawat jaringan internet, 3. memahami tentang pemasaran. Kata kunci: Islamic attribut, hotel, dan syariah   ABSTRACT   Sharia hotels are currently becoming a new trend in the accommodation and hospitality business in Indonesia. The bright sharia hotel business is also supported by the large Muslim consumer market, especially in the tourism sector both at home and abroad. Green Red Jombang is one of the businesses engaged in the world of hospitality tourism. Green Red Jombang Regency seeks to increase marketing turnover by implementing a marketing mix strategy through tourists. The research method used is descriptive qualitative with field research. The results of the study show that the application of the marketing mix strategy in increasing sales turnover at Green Red Jombang Regency includes: 1. managing social media, 2. maintaining internet networks, 3. understanding online marketing (digital marketing).online(digital marketing). Keywords: Islamic atribut, hotel, and sharia    

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