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Contact Name
Muhamad Ulul Albab Musaffa
Contact Email
muhamad.musaffa@uin-suka.ac.id
Phone
+6282220623338
Journal Mail Official
azzarqa@uin-suka.ac.id
Editorial Address
Rumah Jurnal Fakultas Syari'ah dan Hukum (Ruang 205 - Lantai 2), Universitas Islam Negeri Sunan Kalijaga; Jln. Marsda Adisucipto 1 Yogyakarta 55281 Indonesia
Location
Kab. sleman,
Daerah istimewa yogyakarta
INDONESIA
Az Zarqa': Jurnal Hukum Bisnis Islam
ISSN : 20878117     EISSN : 28093569     DOI : https://doi.org/10.14421/azzarqa
Jurnal Az zarqa merupakan jurnal unggulan Program Studi Hukum Ekonomi Syariah. Fakultas Syariah dan Hukum UIN Sunan Kalijaga Yogyakarta yang dibentuk pada tanggal 1 Desember 2010. Jurnal Az zarqa menyediakan artikel ilmiah hasil penelitian empiris dan analisis-reflektif bagi para praktisi dan akademisi, yang diharapkan berkontribusi dalam mengembangkan teori dan mengenalkan konsep-konsep baru di bidang hukum islam khususnya hukum bisnis islam dalam perspektif yang luas. Jurnal Az zarqa terbit secara berkala dalam kurun 6 bulan sekali, Juni dan Desember.
Articles 1 Documents
Search results for , issue "Vol 6, No 2 (2014): Az-Zarqa'" : 1 Documents clear
Perilaku Ekonomi dan Dampak Risikonya Bank Syariah di Yogyakarta dalam Pembiayaan Mudarabah dan Murabahah bagi Dana Deposan azzarqa azzarqa; Abd Mughits
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol 6, No 2 (2014): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/azzarqa.v6i2.1308

Abstract

This research tries to check the potency of risk of Islamic bank in defrayal of muḍārabah and murābaḥah. This research was inspired from ascription of whereas one who said that the Islamic banks have not been risk because they have owned the guidance of risk management published by Bank Indonesia (BI). One way to assess the existence of potency of risk of Islamic bank in its defrayal product is using the theory of behavioral economics which’s in general differentiated to two categories, that is rational that which tends to be risk and irrasional that which tend to be not risk. Rational behavior is presented by the approach of efficiency market hyphotesis (EMH) and irrational behavior is presented by the approach of adaptive market hypothesis (AMH) And behavioral finance (BF). This research objects are four Islamic banks in Yogyakarta. After conducting by tracing of field data then found that four Islamic banks affirm still face the risk in their operational, especially operational risk, risk of credit and risk of liquidity. Four banks show that their behaviors are irrasional because tend to show the behavior of AMH and BF, than EMH. Thereby its risk potency tends to minimizes to rate of return of clients of deposan or third party lenders (DPK).

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