Jurnal Keuangan dan Perbankan(KEBAN)
Fokus dan Lingkup Jurnal ini mencakup ilmu disiplin keuangan dan perbankan (syariah dan konvensional) dari segala bidang yang membahasnya, diantara lain; Sistem Pembayaran,Hukum Keuangan dan Perbankan;Akuntansi dan Pelaporan Keuangan; Investasi Alternatif; penilaian aset; Perilaku Keuangan; keuangan perusahaan; Tata Kelola dan Etika Perusahaan; Penetapan Harga Derivatif dan Lindung Nilai; Keuangan Empiris; Akuntansi Keuangan; Aplikasi Keuangan Teori Keputusan atau Teori Permainan; Aplikasi Keuangan Simulasi atau Metode Numerik; Ekonomi Keuangan; Rekayasa Keuangan; Peramalan Keuangan; Manajemen dan Analisis Risiko Keuangan; Teknologi Keuangan dan Perbankan; keuangan internasional; Optimalisasi Portofolio dan Perdagangan; Keuangan Real Estat; Regulasi Pasar dan Lembaga Keuangan; Keuangan Pedesaan; Model Stochastic untuk Harga Aset dan Instrumen; Risiko Sistemik; Perpajakan;Efisiensi Perbankan; Peraturan Perbankan; Solvabilitas dan Struktur Permodalan Bank; Manajemen Bank; Pengelolaan Dana Bank, Bank Sentral; Perbankan Konvensional versus Non-Konvensional; peringkat kredit; Bank CSR; Stabilitas Keuangan; Perbankan Elektronik; Manajemen Valuta Asing, Perbankan Investasi; Perbankan Internasional; internet bank; Perbankan Syariah; Manajemen Likuiditas; Perbankan Pedagang; Perbankan Seluler; Pengambilan Keputusan Kebijakan Moneter dan Fiskal; Perbankan secara online; Perbankan Lepas Pantai; Perbankan ritel; Perbankan UKM;Pemasaran Perbankan;sumber daya Keuangan dan Perbankan,
Articles
10 Documents
Search results for
, issue
"Vol. 2 No. 2 (2023): Januari-Juni"
:
10 Documents
clear
Trend Comparison Of Bank Sustainable Financial Statements Based On Assessment Of Economic Aspects, Environmental Aspects, And Social Aspects
Sutikno, Sutikno;
Oktaviano, Egy Tri;
Faroji, Fajar
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 2 No. 2 (2023): Januari-Juni
Publisher : Universitas Serang Raya
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30656/jkk.v2i2.6945
The acceleration of unbalanced economic development has an impact on environmental damage and social inequality. This article aims to find out how the trend of comparing sustainable financial statements in banks is based on assessments from economic aspects, environmental aspects, and social aspects. This sustainable financial report is the first time it has been applied to financial service institutions that have been determined based on the regulatory policies of the Indonesian Financial Services Authority. descriptive quantitative is used as a method that helps researchers in conducting research with trend analysis of sustainable financial statements comparison in banking from 2020-2021, at the bank that won the Annual Report Award in the Category of Listed Financial Banking. Research results based shows that economic, social, and environmental damage can be overcome with awareness by each bank in providing financing to consumers who care about these three aspects. This sustainable financial report is so that it can be used by the company as a policy improvement on the awareness of the financial services industry to apply from economic, environmental, and social aspects
Global Global Phenomenon of Performance and Profit Growth on Stock Price of LQ-45 Companies in Indonesia During The Covid 19 Pandemic
Erwin Harinurdin
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 2 No. 2 (2023): Januari-Juni
Publisher : Universitas Serang Raya
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30656/jkk.v2i2.6951
The emergence of the Covid-19 outbreak accelerating human behavior using digitalization as the main instrument. During the Covid-19 pandemic, the virtual world has become much busier than before. Communities switch to using gadgets and computers as the main tools to replace various activities directly. These changes in society have an impact on economic development by accelerating its digital transformation. The pandemic has led to a further acceleration of digital transformation globally. The company seeks to improve its company in order to get the maximum profit from its business activities . Companies that are able to improve their performance can be said that these companies are capable of competing with other companies so that efficiency occurs . The purpose of this study is to determine the effect of Current Ratio, Net Profit Margin, Return On Assets , and Company Age on Profit Growth and the Effect of Profit Growth on Stock Prices on the Indonesia Stock Exchange 2018-2021. This research includes a quantitative type. The population in this study are companies on the LQ45 index listed on the Indonesia Stock Exchange in the 2018-2021 period with a total sample of 34 companies. This study used a purposive sampling method. data analysis using comparative analysis and multiple linear regression analysis . The results showed that simultaneously the current ratio, net profit margin, return on assets, firm age have a positive effect on profit growth . Profit growth no significant effect on stock prices . Variable Net Profit Margin (NPM) and Return On Assets (ROA) have a significant influence on profit growth. While profit growth has no significant effect on profit growth. The results of the comparative analysis show that there is no statistically significant difference between the values of the Current Ratio, Net Profit Margin, Return On Assets, Profit Growth and Stock Prices between Covid and before Covid.
Optimization of Cash Deposit Machine Use at Bank Central Asia
Islah, Nurul;
Ramadani, Mery
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 2 No. 2 (2023): Januari-Juni
Publisher : Universitas Serang Raya
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30656/jkk.v2i2.6963
The purpose of this study is to determine the extent of optimizing the use of CDM at PT. Bank Central Asia Rangkasbitung Branch Office and customer service. The research method used is research conducted using a descriptive approach, meaning that the data collected is not in the form of numerical data, but data derived from interview manuscripts, field notes, personal documents, notes or memos of researchers and other supporting official documents. The purpose of using a qualitative approach is so that researchers can describe the empirical reality behind the phenomena that occur related to the role of PT. Bank Central Asia Rangkasbitung Branch Office in optimizing the use of Cash Deposit Machine (CDM) to improve service to customers. Based on the results of research through interviews with 30 respondents / customers of PT. Bank Central Asia Rangkasbitung Branch Office obtained data that overall respondents often use CDM machines in carrying out transaction activities, both cash deposits and cash withdrawals that mean the use of CDM PT. Bank Central Asia Rangkasbitung Branch Office is optimal and very helpful for customers in transaction activities. In addition, from all respondents obtained data that the services of PT. Bank Central Asia Rangkasbitung Branch Office is quite satisfactory both in terms of customer service and from the facilities provided are quite adequate. This research has a considerable contribution thatService the Cash Deposit Machine (CDM) machine is an alternative choice in conducting transaction activities both cash deposits and cash withdrawals other than through tellers, and as a benchmark for the success of PT. Bank Central Asia Rangkasbitung Branch Office to customers.
The Effect of Market Shere and Bank Characteristics on Profitability Bank
Sukirno, Sukirno;
Hudin, Muhammad Nurhaula
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 2 No. 2 (2023): Januari-Juni
Publisher : Universitas Serang Raya
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30656/jkk.v2i2.7196
Managerial Efficiency Theory of Profit explains that companies that are managed efficiently will earn profits above the average normal profit. This study aims to test this theory through the influence of Loan to Deposit Ratio (LDR), Market Shere and Operational Cost-Operating Income (BOPO) on Return On Assets (ROA) of Conventional Banks in Indonesia which are listed on the Indonesia Stock Exchange for the 2013-2017 period. By using a purposive technique, there were 8 sample companies according to the criteria for research needs and as many as 40 observational data for 5 years of observation. The research method uses a quantitative approach with multiple regression analysis tools. The results of this study prove partially that Market Shere and LDR have a positive effect and BOPO has a negative effect on ROA, while simultaneously Market Shere, LDR and BOPO have a significant effect on ROA
Consumer Behavior Analysis of Islamic Financial and Banking Institutions
Hatta, Achmad;
Amarul, Amarul;
Supriatna, Yuda
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 2 No. 2 (2023): Januari-Juni
Publisher : Universitas Serang Raya
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30656/jkk.v2i2.7278
This study aims to determine the problems that exist in consumer behavior in Islamic financial and banking institutions. To find out this, a research was conducted on consumer behavior especially at Islamic Banks. This study uses a qualitative approach using secondary data. The results of the analysis show that there are several consumers behavior problems related with their intention and interest towards Islamic banks namely: religious/beliefs, culture factor and social factors, personal factors, psychology, motivation, perception, learning process, attitudes, ease and speed of processing, location and physical attributes, price, employee service.
Trend Comparison Of Bank Sustainable Financial Statements Based On Assessment Of Economic Aspects, Environmental Aspects, And Social Aspects
Sutikno, Sutikno;
Oktaviano, Egy Tri;
Faroji, Fajar
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 2 No. 2 (2023): Januari-Juni
Publisher : Universitas Serang Raya
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30656/jkk.v2i2.6945
The acceleration of unbalanced economic development has an impact on environmental damage and social inequality. This article aims to find out how the trend of comparing sustainable financial statements in banks is based on assessments from economic aspects, environmental aspects, and social aspects. This sustainable financial report is the first time it has been applied to financial service institutions that have been determined based on the regulatory policies of the Indonesian Financial Services Authority. descriptive quantitative is used as a method that helps researchers in conducting research with trend analysis of sustainable financial statements comparison in banking from 2020-2021, at the bank that won the Annual Report Award in the Category of Listed Financial Banking. Research results based shows that economic, social, and environmental damage can be overcome with awareness by each bank in providing financing to consumers who care about these three aspects. This sustainable financial report is so that it can be used by the company as a policy improvement on the awareness of the financial services industry to apply from economic, environmental, and social aspects
Global Global Phenomenon of Performance and Profit Growth on Stock Price of LQ-45 Companies in Indonesia During The Covid 19 Pandemic
Erwin Harinurdin
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 2 No. 2 (2023): Januari-Juni
Publisher : Universitas Serang Raya
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30656/jkk.v2i2.6951
The emergence of the Covid-19 outbreak accelerating human behavior using digitalization as the main instrument. During the Covid-19 pandemic, the virtual world has become much busier than before. Communities switch to using gadgets and computers as the main tools to replace various activities directly. These changes in society have an impact on economic development by accelerating its digital transformation. The pandemic has led to a further acceleration of digital transformation globally. The company seeks to improve its company in order to get the maximum profit from its business activities . Companies that are able to improve their performance can be said that these companies are capable of competing with other companies so that efficiency occurs . The purpose of this study is to determine the effect of Current Ratio, Net Profit Margin, Return On Assets , and Company Age on Profit Growth and the Effect of Profit Growth on Stock Prices on the Indonesia Stock Exchange 2018-2021. This research includes a quantitative type. The population in this study are companies on the LQ45 index listed on the Indonesia Stock Exchange in the 2018-2021 period with a total sample of 34 companies. This study used a purposive sampling method. data analysis using comparative analysis and multiple linear regression analysis . The results showed that simultaneously the current ratio, net profit margin, return on assets, firm age have a positive effect on profit growth . Profit growth no significant effect on stock prices . Variable Net Profit Margin (NPM) and Return On Assets (ROA) have a significant influence on profit growth. While profit growth has no significant effect on profit growth. The results of the comparative analysis show that there is no statistically significant difference between the values of the Current Ratio, Net Profit Margin, Return On Assets, Profit Growth and Stock Prices between Covid and before Covid.
Optimization of Cash Deposit Machine Use at Bank Central Asia
Islah, Nurul;
Ramadani, Mery
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 2 No. 2 (2023): Januari-Juni
Publisher : Universitas Serang Raya
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30656/jkk.v2i2.6963
The purpose of this study is to determine the extent of optimizing the use of CDM at PT. Bank Central Asia Rangkasbitung Branch Office and customer service. The research method used is research conducted using a descriptive approach, meaning that the data collected is not in the form of numerical data, but data derived from interview manuscripts, field notes, personal documents, notes or memos of researchers and other supporting official documents. The purpose of using a qualitative approach is so that researchers can describe the empirical reality behind the phenomena that occur related to the role of PT. Bank Central Asia Rangkasbitung Branch Office in optimizing the use of Cash Deposit Machine (CDM) to improve service to customers. Based on the results of research through interviews with 30 respondents / customers of PT. Bank Central Asia Rangkasbitung Branch Office obtained data that overall respondents often use CDM machines in carrying out transaction activities, both cash deposits and cash withdrawals that mean the use of CDM PT. Bank Central Asia Rangkasbitung Branch Office is optimal and very helpful for customers in transaction activities. In addition, from all respondents obtained data that the services of PT. Bank Central Asia Rangkasbitung Branch Office is quite satisfactory both in terms of customer service and from the facilities provided are quite adequate. This research has a considerable contribution thatService the Cash Deposit Machine (CDM) machine is an alternative choice in conducting transaction activities both cash deposits and cash withdrawals other than through tellers, and as a benchmark for the success of PT. Bank Central Asia Rangkasbitung Branch Office to customers.
The Effect of Market Shere and Bank Characteristics on Profitability Bank
Sukirno, Sukirno;
Hudin, Muhammad Nurhaula
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 2 No. 2 (2023): Januari-Juni
Publisher : Universitas Serang Raya
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30656/jkk.v2i2.7196
Managerial Efficiency Theory of Profit explains that companies that are managed efficiently will earn profits above the average normal profit. This study aims to test this theory through the influence of Loan to Deposit Ratio (LDR), Market Shere and Operational Cost-Operating Income (BOPO) on Return On Assets (ROA) of Conventional Banks in Indonesia which are listed on the Indonesia Stock Exchange for the 2013-2017 period. By using a purposive technique, there were 8 sample companies according to the criteria for research needs and as many as 40 observational data for 5 years of observation. The research method uses a quantitative approach with multiple regression analysis tools. The results of this study prove partially that Market Shere and LDR have a positive effect and BOPO has a negative effect on ROA, while simultaneously Market Shere, LDR and BOPO have a significant effect on ROA
Consumer Behavior Analysis of Islamic Financial and Banking Institutions
Hatta, Achmad;
Amarul, Amarul;
Supriatna, Yuda
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 2 No. 2 (2023): Januari-Juni
Publisher : Universitas Serang Raya
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30656/jkk.v2i2.7278
This study aims to determine the problems that exist in consumer behavior in Islamic financial and banking institutions. To find out this, a research was conducted on consumer behavior especially at Islamic Banks. This study uses a qualitative approach using secondary data. The results of the analysis show that there are several consumers behavior problems related with their intention and interest towards Islamic banks namely: religious/beliefs, culture factor and social factors, personal factors, psychology, motivation, perception, learning process, attitudes, ease and speed of processing, location and physical attributes, price, employee service.