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Golden Ratio of Data in Summary
Published by Manunggal Halim Jaya
ISSN : -     EISSN : 2776641     DOI : https://doi.org/10.52970/grdis
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Golden Ratio of Data in Summary Golden Ratio of Data in Summary with e-ISSN 2776-6411, welcomes submissions that describe data from all research areas. Please note: almost any piece of information can be defined as data. However, to merit publication in Golden Ratio of Data, in Summary, should be a set of information that is acquired/collected with a scientific method and have value to the research community. Golden Ratio of Data in Summary welcomes papers dataset that is based in multidiscipline for easier to find. Increase traffic towards associated research articles and literature, leading to more citations. Publication Frequency: Semi-Annual Issues Per Year: Issue 1, November to April, and Issue 2, May to October.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 52 Documents
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Search results for , issue "Vol. 5 No. 2 (2025): February - April" : 52 Documents clear
Diversity and Characteristics of Spaza Shops in South Africa Willie, Michael
Golden Ratio of Data in Summary Vol. 5 No. 2 (2025): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i2.467

Abstract

This review paper examines the diversity and characteristics of Spaza shops across various communities, emphasizing their socio-economic and cultural importance. As informal retail outlets, Spaza shops are vital in addressing economic inequality by providing affordable goods and promoting local employment and entrepreneurship. The paper analyzes the socioeconomic factors driving their establishment, influence on community interactions, and financial contribution to regional job creation. It also explores the challenges Spaza shop owners face, such as limited access to financing, regulatory barriers, and market competition, while offering recommendations for sustainable development. Additionally, the review considers ownership structures, the impact of foreign ownership, and concerns about food safety. The lack of regulatory oversight and its effects on public health and the integrity of informal retail are also discussed. This comprehensive analysis highlights the need for targeted interventions and regulatory reforms to strengthen the resilience and sustainability of Spaza shops.
Understanding Financial Risk Dynamics: A Qualitative Inquiry into Credit, Market, and Operational Risks in Banking, Investment, and Corporate Sectors Sapiri, Muhtar
Golden Ratio of Data in Summary Vol. 5 No. 2 (2025): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i2.719

Abstract

This qualitative study explores the dynamics of financial risk management, specifically focusing on credit, market, and operational risks within the banking, investment, and corporate sectors. The research investigates the interconnected nature of these risks, their implications for risk management practices, and their impact on systemic stability. The research methodology involves a comprehensive review of existing literature and qualitative interviews with experts in the field. Thematic analysis is employed to identify recurring themes and patterns within the data. The findings highlight the intricate interconnections between different types of risks and underscore the importance of adopting integrated risk management frameworks. The analysis shows that events associated with one kind of risk can have far-reaching implications for others, amplifying overall risk exposures and vulnerabilities. The study emphasizes the need for a holistic approach to risk management that considers the interdependencies between credit, market, and operational risks. The implications for risk management practices, regulatory frameworks, and systemic stability are discussed, highlighting the significance of enhancing operational resilience and promoting collaboration between academia, industry, and regulatory bodies. Overall, the research contributes to a deeper understanding of financial risk dynamics and provides insights for enhancing risk management practices within the economic system.
Diversity and Characteristics of Spaza Shops in South Africa Willie, Michael
Golden Ratio of Data in Summary Vol. 5 No. 2 (2025): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i2.467

Abstract

This review paper examines the diversity and characteristics of Spaza shops across various communities, emphasizing their socio-economic and cultural importance. As informal retail outlets, Spaza shops are vital in addressing economic inequality by providing affordable goods and promoting local employment and entrepreneurship. The paper analyzes the socioeconomic factors driving their establishment, influence on community interactions, and financial contribution to regional job creation. It also explores the challenges Spaza shop owners face, such as limited access to financing, regulatory barriers, and market competition, while offering recommendations for sustainable development. Additionally, the review considers ownership structures, the impact of foreign ownership, and concerns about food safety. The lack of regulatory oversight and its effects on public health and the integrity of informal retail are also discussed. This comprehensive analysis highlights the need for targeted interventions and regulatory reforms to strengthen the resilience and sustainability of Spaza shops.
The Effect of Financial Management on Revenue for SME Actors in Gomo District South Nias, Indonesia Hulu, Ernamawati; Hulu, Perlindungan F.; Bu’ulolo, Nanny A.; Kakisina, SophiaM.
Golden Ratio of Data in Summary Vol. 5 No. 2 (2025): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i2.676

Abstract

From the observations, most SME actors in Gomo District, South Nias Regency still have minimal basic knowledge of good financial management. This is shown by the fact that most SME actors do not yet have financial reports, such as cash books, profit, and loss reports, and balance sheets, and have not saved for the future, invested, or taken out insurance, many of them still cannot separate personal finances from business finances. With this lack of knowledge of financial management, they cannot manage their expenses properly. Observations show that many SME actors often have difficulty reporting their financial position and calculating turnover, and business profits. The purpose of this study was to determine the Effect of Financial Management on Income for SME Actors in Gomo District, South Nias Regency. The population of this study was all Micro, Small, and Medium Enterprises in Gomo District, South Nias Regency. The results of the study showed that financial management had a significant effect on income.
Understanding Financial Risk Dynamics: A Qualitative Inquiry into Credit, Market, and Operational Risks in Banking, Investment, and Corporate Sectors Sapiri, Muhtar
Golden Ratio of Data in Summary Vol. 5 No. 2 (2025): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i2.719

Abstract

This qualitative study explores the dynamics of financial risk management, specifically focusing on credit, market, and operational risks within the banking, investment, and corporate sectors. The research investigates the interconnected nature of these risks, their implications for risk management practices, and their impact on systemic stability. The research methodology involves a comprehensive review of existing literature and qualitative interviews with experts in the field. Thematic analysis is employed to identify recurring themes and patterns within the data. The findings highlight the intricate interconnections between different types of risks and underscore the importance of adopting integrated risk management frameworks. The analysis shows that events associated with one kind of risk can have far-reaching implications for others, amplifying overall risk exposures and vulnerabilities. The study emphasizes the need for a holistic approach to risk management that considers the interdependencies between credit, market, and operational risks. The implications for risk management practices, regulatory frameworks, and systemic stability are discussed, highlighting the significance of enhancing operational resilience and promoting collaboration between academia, industry, and regulatory bodies. Overall, the research contributes to a deeper understanding of financial risk dynamics and provides insights for enhancing risk management practices within the economic system.
The Effect of Morale, Compensation and Work Conflict as Intervening Factors on Employee Performance: Case Study from Social Service Office of North Tapanuli Regency, Indonesia Febrilian, Lamtiar; Sitorus, Sunday Ade; Lumbangaol, Vebry
Golden Ratio of Data in Summary Vol. 5 No. 2 (2025): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i2.721

Abstract

This study aims to determine the effect of morale, compensation and work conflict as an intervening factor at the North Tapanuli Regency Social Service Office. In this study using a type of quantitative research, with the sampling technique in this study was saturated sampling with a sample of 58 respondents. This research method is non propability sampling using SmartPLS 4.0 software. The results of this study indicate that: (1) The Work Morale variable directly has no significant effect on Employee Performance with a significant level of 0.710> 0.05. (2) Work Morale variable directly has no significant effect on Work Conflict with a significant level of 0.401> 0.05. (3) Compensation variable directly has no significant effect on Employee Performance with a significant level of 0.687 > 0.05. (4) The Compensation variable does not directly have a significant effect on Conflict with a significant level of 0.028> 0.05 (5) The Work Conflict variable directly has a significant effect on Employee Performance This is evidenced by the significant results of 0.00> 0.05. (6) The Work Morale variable through Work Conflict as an Intervening variable directly has no significant effect on Employee Performance with a significant level of 0.408> 0.05. (7) Compensation variable through Work Conflict as an Intervening variable directly has a significant effect on Employee Performance with a significant level of 0.022 <0.05.Based on the results of simultaneous testing, this study is able to prove that there is (1) Work Morale variable directly has a positive but insignificant effect on Employee Performance, (2) Work Morale variable directly has a positive but insignificant effect on Work Conflict, (3) Compensation variable directly has a positive but insignificant effect on Employee Performance, (4) Compensation variable directly has a positive and significant effect on Work Conflict, (5) Work Conflict variable directly has a positive and significant effect on Employee Performance, (6) Work Morale variable through Work Conflict as an Intervening variable directly has a positive but insignificant effect on Employee Performance, (7) Compensation variable through Work Conflict as an Intervening variable directly has a positive and significant effect on Employee Performance.
The Effect of Social Media Marketing on VCO Purchasing Decisions at Osseda Folala Cooperative Kristian Putra Waruwu, Advent; Laila, Otanius; Mendrofa, Yupiter; Zalukhu, Yuterlin
Golden Ratio of Data in Summary Vol. 5 No. 2 (2025): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i2.819

Abstract

This study aims to analyze the effect of social media marketing on purchasing decisions (VCO) at Osseda Folala Nias Cooperative. Social media has become an effective tool in improving marketing and influencing consumer purchasing decisions. This research uses a quantitative method with a coefficient of determination test approach to evaluate how much social media marketing influences purchasing decisions. Based on the coefficient of determination test results, the Adjusted R Square value of 0.555 indicates that the social media marketing variable (X) can explain the purchasing decision variable (Y) by 55.5% after adjusting for the sample and independent variables. Other variables outside this study influence the remaining 44.5%. The results of this study indicate that marketing strategies through social media significantly influence VCO purchasing decisions at Osseda Folala Nias Cooperative. However, other factors also need to be considered to increase marketing effectiveness.
Legal Settlement of The Crime of Desertion in Absentia in The Jurisdiction of Military Court I-02 Nainggolan, Yolanda; Esther, July
Golden Ratio of Data in Summary Vol. 5 No. 2 (2025): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i2.823

Abstract

One type of criminal offense that is often committed by Indonesian National Army (TNI) Soldiers is the crime of desertion as regulated in Law Number 39 of 1947 concerning the Military Criminal Code (KUHPM) precisely in Article 87 which is an act committed by a TNI Soldier to leave military service without superior permission, at a specified time and place. The crime of desertion has the main characteristic of unauthorized absence committed by an army person at a place. The absence can be in the form of traveling to a place, hiding oneself, crossing the enemy, entering the military service of another country, or deliberately making oneself left behind. The settlement of cases of desertion crimes often finds several problems, one of which is that the person who committed the crime of desertion cannot be found, which causes the examination process to be carried out in the absence of the defendant (In Absentia). In Absentia, an examination is carried out so that the case is resolved quickly to uphold the discipline of soldiers and maintain the integrity of the troops. Including the case of the case submission that was not examined because from the beginning, the defendant fled and was not found again within 6 (six) consecutive months from the date of submission of the case file and 3 (three) consecutive summons efforts have been made. An examination can be conducted and decided without the defendant's presence in court.
Role and Responsibility of Guardian in Manage of Inheritances Under Supervision of Medan Inheritances Center, Indonesia Tamba, Roida; Habeahan, Besty
Golden Ratio of Data in Summary Vol. 5 No. 2 (2025): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i2.826

Abstract

The role of the facilitator is vital in managing assets for the underprivileged, including minors or individuals who are legally considered incompetent. The facilitator is responsible for ensuring that the management of assets is carried out by regulations and protecting the interests of the heirs he represents. Supporting actions, especially those related to asset management or sale, require BHP approval to prevent misuse. This study uses a normative legal research method that examines legal principles and systematics through an approach to legislation and literature search. The study results show that the sponsor and BHP have a crucial role in ensuring fair management of heritage assets by the provisions of the law. The Heritage Center functions as a supervisor who ensures that the custodian carries out his duties in good faith and that every action of the custodian is carried out to protect the interests of the heirs. With the existence of BHP, the rights of heirs under custody can be protected to the maximum, and the potential for misuse of heritage assets can be prevented.
Comparison of Business Law in Developing and Developed Countries: A Case Study of Indonesia and Singapore Siregar, Boni; Giawa, Fransisko; Ginting, Meilani Amanda br.; Situmorang, Olyhabana
Golden Ratio of Data in Summary Vol. 5 No. 2 (2025): February - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i2.829

Abstract

This study aims to compare the characteristics of business law between countries, namely Indonesia and Singapore. Indonesia and Singapore have different legal systems; Indonesia uses civil law while Singapore uses common law, which affects regulations in business activities between the two countries. This study focuses on three main aspects: corporate regulation, intellectual property rights, and investor protection. This study found that Singapore is superior in terms of legal certainty and efficiency, while Indonesia still faces challenges in implementing regulations that often change. The results of this study are expected to provide further understanding of the implications of different legal systems and become input for policymakers in Indonesia in improving the investment climate.

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