cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Yuli Andriansyah
Contact Email
yuliandriansyah@uii.ac.id
Phone
+6285369607374
Journal Mail Official
jurnal.lariba@uii.ac.id
Editorial Address
Gedung K.H. A. Wahid Hasyim, Kampus Terpadu UII, Jl. Kaliurang KM 14,5, Besi, Sleman, DI Yogyakarta, 55584
Location
Kab. sleman,
Daerah istimewa yogyakarta
INDONESIA
Journal of Islamic Economics Lariba
Published by Universitas Islam Indonesia
ISSN : 24774839     EISSN : 25283758     DOI : https://doi.org/10.20885/jielariba
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Journal of Islamic Economics Lariba provides a platform for academicians, researchers, lecturers, students, and others having concerns about Islamic economics, finance, and development. The journal welcomes contributions on the following topics: Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic human resource management, Islamic microfinance, Islamic capital market, and other relevant Islamic economic and financial studies.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 25 Documents
 1   2   3 
Search results for , issue "Vol. 11 No. 1 (2025)" : 25 Documents clear
Inheritance across faiths in Muslim Minahasa families: Legal pluralism and cultural adaptation in Manado, Indonesia Luntajo, Mohammad Muzwir; Hasan, Faradila
Journal of Islamic Economics Lariba Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss1.art24

Abstract

IntroductionInheritance law in Islam traditionally prohibits inheritance between Muslims and non-Muslims. However, in the context of Muslim Minahasa families in Manado, Indonesia, interfaith dynamics within families challenge the strict application of this norm. Local customs emphasize familial unity and communal harmony, which often influence how inheritance is distributed, regardless of religious affiliation.ObjectivesThis study aims to explore how inheritance is distributed in Muslim families of Minahasa ethnicity when religious differences exist among heirs. It seeks to understand how Islamic inheritance law interacts with Minahasa cultural values and whether local customs override religious legal boundaries in favor of social cohesion.MethodThis research adopts a qualitative socio-legal approach, combining fieldwork and document analysis. Data were collected through in-depth interviews with five Muslim Minahasa families in the Lawangirung area of Manado and one mosque official. Additionally, selected inheritance court decisions were analyzed to understand how the legal system responds to interfaith inheritance cases in the local context.ResultsThe findings indicate that Muslim Minahasa families prioritize familial harmony over strict adherence to Islamic inheritance law. In cases where family members have different religions, inheritance is commonly distributed based on mutual agreement and moral obligation rather than formal legal guidance. Religious differences are not viewed as a disqualifying factor. Cultural values such as mapalus (mutual cooperation) and si tou timou tumou tou (the philosophy of living to empower others) play a central role in shaping inheritance practices. The application of wasiat wajibah (obligatory bequest) in court decisions provides a legal mechanism to accommodate non-Muslim heirs without fully departing from Islamic jurisprudence.ImplicationsThis study reveals a form of legal pluralism in which customary norms and religious values coexist and interact. It highlights the importance of cultural context in the interpretation and application of Islamic law. For policymakers, religious authorities, and legal practitioners, the findings offer valuable insight into alternative models of inheritance that prioritize social harmony in multi-religious families.Originality/NoveltyThis research contributes new knowledge to the discourse on Islamic law and legal pluralism by examining inheritance across religious boundaries within a culturally rich and religiously diverse community. It offers an ethnographically grounded understanding of how Minahasa Muslims reconcile Islamic principles with inclusive customary values, thereby promoting a harmonious legal and familial order.
Integrating voluntary religious contributions (nadzar) into interest-free loans (qardh): A case study of BMT Maslahah, East Java, Indonesia Syuhri, Saifuddin; Asnawi, Nur; Djalaluddin, Ahmad
Journal of Islamic Economics Lariba Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss1.art4

Abstract

IntroductionIslamic microfinance has increasingly recognized the potential of integrating voluntary religious contributions to address operational and financial sustainability challenges. However, empirical research exploring the specific integration of voluntary vows (nadzar) within interest-free lending (qardh) remains limited.ObjectivesThis study aims to empirically examine the operational integration and socio-economic impacts of incorporating nadzar into qardh financing at Baitul Maal Wa Al Tamwil (BMT) Maslahah in East Java, Indonesia.MethodThis research employed a qualitative case study approach, collecting data through structured interviews, participant observations, and document analysis. Data were analyzed using thematic analysis to identify operational practices, borrower perceptions, financial impacts, and socio-economic outcomes.ResultsFindings indicated that integrating nadzar contributions significantly enhanced institutional financial sustainability, borrower accountability, repayment discipline, and overall stakeholder welfare. Borrowers reported increased financial stability and stronger moral obligations, while the institution benefited from improved operational transparency, liquidity, and community trust.ImplicationsThe study demonstrates that voluntary religious contributions effectively address operational sustainability concerns, improve borrower accountability, and positively impact socio-economic outcomes. These findings provide practical guidance for Islamic financial institutions seeking ethical, sustainable financial models.Originality/NoveltyThis research contributes novel empirical insights by validating the practical integration of nadzar within qardh financing, addressing a notable gap in Islamic microfinance literature. It offers a replicable model for enhancing financial sustainability and ethical integrity within Islamic finance.
Murāqabah in practice: An ethnographic analysis of the Minangkabau Islamic Mato profit-sharing system in an urban Padang restaurant Rizki, Mulyani; Rusli, Ris’an; Barkah, Qodariah
Journal of Islamic Economics Lariba Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss1.art5

Abstract

IntroductionIndigenous profit-sharing arrangements rooted in Islamic ethics remain understudied, despite their prominence in Southeast Asian enterprises. The Minangkabau Mato system, practised in Padang restaurants, melds Qurʾānic ideals of justice with kin-based solidarity and continuous spiritual self-monitoring (murāqabah). Understanding whether such a relational model can thrive in competitive urban markets is critical for both cultural preservation and Islamic economic theory.ObjectivesThis study aims to (1) document in detail how Mato is implemented in a diaspora restaurant setting, (2) assess its economic and motivational effects relative to formal mudharabah contracts, and (3) evaluate the role of murāqabah as an endogenous governance mechanism.MethodAdopting an ethnographic design, the researcher spent twenty-four weeks immersed in a medium-sized Padang restaurant in Palembang. Data comprised participant observation during daily operations, twenty-three semi-structured interviews covering all functional roles, and an analysis of daily balance sheets and archival photographs. Transcripts and field notes were coded inductively and deductively in NVivo, yielding four integrative themes: Islamic-ethical foundations, sociocultural integration, worker perceptions, and cultural-preservation dynamics.ResultsTransparent daily splits and flexible profit ratios foster high psychological ownership, intrinsic motivation, and negligible staff turnover. The employees cited murāqabah as a powerful internal control that reduced opportunism and reinforced meticulous bookkeeping. During a nine-percent spike in commodity costs, consensual ratio adjustments prevented wage arrears—an agility unattainable under fixed-ratio mudharabah schemes. Branding Mato as “Profit-Sharing the Minangkabau Way” simultaneously enhanced customer loyalty and safeguarded cultural identity.ImplicationsThe findings position Mato as a viable template for community-based Islamic finance and highlight the policy need for legal pluralism that legitimizes indigenous models without eroding their relational strengths. Managers seeking value-aligned incentives may replicate daily open-table reconciliations, ratio elasticity, and devotional briefings to embed trust and resilience.Originality/NoveltyThis study provides the first in-depth ethnographic evidence of Mato in an urban service enterprise, demonstrating how murāqabah and flexible sharing ratios translate Islamic moral philosophy into day-to-day business sustainability, while advancing heritage-based competitive advantage.
Improving zakat management with QRIS: A system thinking approach to boost financial literacy and inclusion Sarasi, Vita; Nugraha, Denny Sidharta; Fadillah, Afrizal; Aulia, Sulthonul; Farras, Joval Ifghaniyafi; Fahri Setiono, Muhammad
Journal of Islamic Economics Lariba Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss1.art13

Abstract

IntroductionZakat management in Indonesia faces operational inefficiencies, low digital adoption, and limited financial inclusion, especially in underserved areas. The introduction of QRIS (Quick Response Code Indonesian Standard) as a digital payment system presents an opportunity to improve zakat collection, transparency, and accessibility. However, systemic barriers such as low zakat literacy, limited trust, infrastructure gaps, and regulatory challenges hinder optimal adoption. ObjectivesThis study aims to analyze the systemic factors influencing QRIS adoption in zakat management. It investigates how variables such as zakat literacy, digital literacy, user trust, infrastructure, and policies interact to affect digital zakat ecosystems in Indonesia.MethodThe research employs a System Thinking approach, utilizing qualitative methods including expert interviews, document analysis, and literature triangulation. A Causal Loop Diagram (CLD) is developed to map feedback loops among macro, micro, interface, and policy-level factors, enabling identification of leverage points for strategic interventions.ResultsFindings reveal that increasing zakat and digital literacy significantly enhances user trust and QRIS adoption, forming a reinforcing feedback loop. However, high transaction costs and inadequate infrastructure create balancing loops that impede adoption. Comparative insights from Malaysia, Pakistan, and Gulf countries support the importance of Shariah compliance and regulatory clarity in building trust.ImplicationsThis study highlights the need for integrated strategies combining financial and digital literacy programs, regulatory reforms, and infrastructure investments to promote equitable and sustainable digital zakat systems in Indonesia. It offers actionable insights for policymakers, Islamic financial institutions, and zakat organizations. Originality/NoveltyThis study contributes to the limited literature on digital zakat management by applying a System Thinking approach—an analytical method rarely used in Islamic finance. Using a Causal Loop Diagram (CLD), it visualizes dynamic interconnections and feedback loops between trust, cost, infrastructure, and Shariah legitimacy. This feedback-based framework offers a more holistic view than conventional linear models such as TAM or UTAUT, providing practical insights for improving Sharia-compliant financial inclusion.
An exploratory comparative analysis of fiscal discipline in Islamic economics: Integrating ethical governance with sustainable financial practices Andriansyah, Yuli; Atmaja , Fajar Fandi; Lana, Rima Isfah; Azmi, Ghitha Nabilah; Mešković, Admir
Journal of Islamic Economics Lariba Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss1.art25

Abstract

IntroductionIslamic economics offers an ethical alternative to conventional financial systems, integrating moral principles derived from the Qur’an and Hadith. While conventional fiscal discipline primarily emphasizes budgetary balance, Islamic fiscal discipline uniquely prioritizes ethical governance, social justice, and sustainable development through instruments such as zakat, waqf, and sukuk.ObjectivesThis study aims to develop a comprehensive model for fiscal discipline based on Islamic economic principles, highlighting ethical dimensions alongside practical financial management considerations.MethodThe research employs an exploratory approach using qualitative analysis of secondary data sourced from scholarly articles, government publications, and case studies. A comparative analytical method assesses fiscal discipline practices in both Islamic and conventional economic frameworks.ResultsThe findings reveal that integrating Islamic financial instruments like zakat, waqf, and sukuk enhances resource allocation, promotes socio-economic equity, and supports sustainable fiscal policies. Effective governance structures, notably Shariah boards, play critical roles in ensuring compliance with Islamic ethical standards. However, there remains a notable gap between theoretical Islamic economic principles and their practical implementation in contemporary fiscal policies.ImplicationsThis research offers policymakers a viable framework for adopting Islamic fiscal discipline, potentially leading to greater economic stability, reduced inequality, and more sustainable development practices. It emphasizes the importance of ethical governance and community participation in fiscal policy formulation and implementation.Originality/NoveltyThe study uniquely bridges theoretical Islamic economic principles with modern fiscal management practices, proposing a holistic and ethically-informed model of fiscal discipline adaptable across various economic contexts.

Page 3 of 3 | Total Record : 25

 1   2   3 

Filter by Year

2025 2025


Reset
Filter By Issues
All Issue Vol. 12 No. 1 (2026) Vol. 11 No. 2 (2025) Vol. 11 No. 1 (2025) Vol. 10 No. 2 (2024) Vol. 10 No. 1 (2024) Vol. 9 No. 2 (2023) Vol. 9 No. 1 (2023) Vol. 8 No. 2 (2022) Vol. 8 No. 1 (2022) Vol. 7 No. 2 (2021) Vol. 7 No. 1 (2021) Vol. 6 No. 2 (2020) Vol. 6 No. 1 (2020) Vol. 5 No. 2 (2019) Vol. 5 No. 1 (2019) Vol. 4 No. 2 (2018) Vol. 4 No. 1 (2018) Vol. 3 No. 2 (2017) Vol. 3 No. 1 (2017) Vol. 2 No. 2 (2016) Vol. 2 No. 1 (2016) Vol. 1 No. 1 (2015) More Issue