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Mandiri: Jurnal Akuntansi dan Keuangan
Published by Lembaga Riset Ilmiah
ISSN : -     EISSN : 28299329     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Mandiri : Jurnal Akuntansi dan Keuangan is a journal that publishes research articles in the fields of Accounting and Finance. Articles published in Mandiri have gone through a peer-reviewed process, to maintain the best quality articles in scientific development in the field of Accounting and Finance. Mandiri : Jurnal Akuntansi dan Keuangan accepts manuscripts in research fields that include scientific fields: Financial Accounting, Government Accounting, Sharia Accounting, Sharia Banking, Audit, Accounting system, and Tax Accounting.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Akuntansi
Articles 3 Documents
 1 
Search results for , issue "Vol. 4 No. 1 (2025): Februari 2025" : 3 Documents clear
Pengaruh Literasi Keuangan Dan Kesadaran Keuangan terhadap Kesejahteraan Keuangan Melalui Pengelolaan Keuangan Wulandari, Dina Fitri; Siregar, Qahfi Romula
Mandiri : Jurnal Akuntansi dan Keuangan Vol. 4 No. 1 (2025): Februari 2025
Publisher : Lembaga Riset Ilmiah, Yayasan Mentari Meraki Asa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59086/jak.v4i1.715

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan dan kesadaran keuangan terhadap kesejahteraan finansial melalui manajemen keuangan pada generasi sandwich di Kota Banda Aceh. Pendekatan yang digunakan adalah asosiatif dengan metode kuantitatif. Populasi dalam penelitian ini adalah seluruh masyarakat generasi sandwich di wilayah Kota Banda Aceh yang jumlah pastinya tidak diketahui, sehingga sampel diambil dengan teknik quota sampling sebanyak 100 orang. Instrumen pengumpulan data menggunakan wawancara, studi dokumentasi, dan kuesioner. Teknik analisis data yang digunakan adalah analisis jalur statistik dengan model Partial Least Square-Structural Equation Modeling (PLS-SEM). Hasil penelitian menunjukkan bahwa literasi keuangan dan kesadaran keuangan memiliki pengaruh yang signifikan terhadap kesejahteraan finansial. Kedua variabel tersebut juga terbukti berpengaruh signifikan terhadap manajemen keuangan, yang pada gilirannya berpengaruh positif dan signifikan terhadap kesejahteraan finansial. Selain pengaruh langsung, literasi keuangan dan kesadaran keuangan juga berpengaruh secara tidak langsung terhadap kesejahteraan finansial melalui manajemen keuangan sebagai variabel intervening. This study aims to determine the influence of financial literacy and financial awareness on financial well-being through financial management among the sandwich generation in Banda Aceh City. The approach used is associative with a quantitative method. The population consists of the entire sandwich generation community in Banda Aceh City, whose exact number is unknown, so the sample was determined using a quota sampling technique of 100 individuals. Data collection instruments included interviews, documentation studies, and questionnaires. The data analysis technique applied is statistical path analysis using the Partial Least Square-Structural Equation Modeling (PLS-SEM) model. The results show that financial literacy and financial awareness significantly influence financial well-being. Both variables also significantly affect financial management, which in turn has a positive and significant effect on financial well-being. In addition to the direct effects, financial literacy and financial awareness also have indirect effects on financial well-being through financial management as an intervening variable.
Peran Literasi Keuangan Sebagai Variabel Intervening Dalam Pengaruh Gaya Hidup Dan Teman Sebaya Terhadap Perilaku Konsumtif Chandra, Ayu Ardilla; Siregar, Qahfi Romula
Mandiri : Jurnal Akuntansi dan Keuangan Vol. 4 No. 1 (2025): Februari 2025
Publisher : Lembaga Riset Ilmiah, Yayasan Mentari Meraki Asa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59086/jak.v4i1.716

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh gaya hidup dan teman sebaya terhadap perilaku konsumtif dengan literasi keuangan sebagai variabel intervening pada Generasi Z di Kota Medan. Metode yang digunakan adalah pendekatan kuantitatif asosiatif. Populasi dalam penelitian ini adalah seluruh Generasi Z di Kota Medan, namun jumlah pastinya tidak diketahui. Sampel ditentukan menggunakan teknik quota sampling sebanyak 100 responden. Instrumen penelitian berupa tes, dan pengumpulan data dilakukan melalui wawancara, studi dokumentasi, serta kuesioner. Teknik analisis data yang digunakan adalah analisis jalur statistik dengan model Partial Least Square-Structural Equation Modeling (PLS-SEM). Hasil penelitian menunjukkan bahwa gaya hidup dan teman sebaya berpengaruh signifikan terhadap perilaku konsumtif, serta keduanya juga berpengaruh signifikan terhadap literasi keuangan. Literasi keuangan sendiri memiliki pengaruh signifikan terhadap perilaku konsumtif. Selain itu, literasi keuangan terbukti menjadi variabel intervening yang memperkuat pengaruh gaya hidup dan teman sebaya terhadap perilaku konsumtif. This study aims to determine how lifestyle and peers influence consumptive behavior with financial literacy as an intervening variable among Generation Z in Medan City. The research employs an associative and quantitative approach. The population consists of all Generation Z individuals in Medan City, with an unknown total number. The sample was selected using a quota sampling technique, involving 100 respondents. The research instruments include tests, and data were collected through interviews, documentation studies, and questionnaires. The data analysis technique used is statistical path analysis with the Partial Least Square-Structural Equation Modeling (PLS-SEM) method. The findings indicate that both lifestyle and peers have a significant effect on consumptive behavior, and also significantly influence financial literacy. Financial literacy itself has a significant effect on consumptive behavior. Furthermore, financial literacy acts as an intervening variable that strengthens the influence of lifestyle and peers on consumptive behavior
Analisis Seberapa Besar Pengaruh Kemiskinan Laju Jumlah Penduduk dan Inflasi Terhadap Pertumbuhan Ekonomi Indonesia Muhammad Rafi; Muhammad Mahdor Fauzy; Muhammad Radithya Pratama; Sheila Aprilia Dealova Lumbanraja; Salfiah; Taufiq Ramdhani; Rifky Aulia Nurhandi,; Mohammad Fauzan Darmawan; Deris Desmawan
Mandiri : Jurnal Akuntansi dan Keuangan Vol. 4 No. 1 (2025): Februari 2025
Publisher : Lembaga Riset Ilmiah, Yayasan Mentari Meraki Asa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Everyone wants their country to progress, and a big part of that is economic growth. Basically, economic growth is when a country produces more goods and services over time, which in turn can boost how much income people have on average. It’s like the country’s way of showing that things are getting better—more production, better public services, and so on. For this study, we used numerical data, specifically time series data from 2015 to 2019, analyzed with SPSS. What we found is that there’s a clear link between economic growth and poverty, and also between poverty and how fast the population is growing. Poverty seems to sit right in the middle of these two factors, acting as a kind of bridge. The analysis using Pearson correlation shows that as economic growth goes up, poverty levels tend to go down—that's a major negative relationship. On the other hand, higher poverty is associated with faster population growth, which is a major positive relationship. Interestingly, inflation doesn’t seem to have a big effect on economic growth. This suggests that tackling poverty and managing population growth should be key strategies if Indonesia wants to sustain its economic progress.

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