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Contact Name
Riza Faishol
Contact Email
riza@iaiibrahimy.ac.id
Phone
+6281358900484
Journal Mail Official
riza@iaiibrahimy.ac.id
Editorial Address
Jl. KH. Hasyim Asy’ari No. 1 Genteng Banyuwangi 68465 Telp. (0333) 845654
Location
Kab. banyuwangi,
Jawa timur
INDONESIA
NATUJA: Jurnal Ekonomi Syariah
ISSN : 28294882     EISSN : 28293576     DOI : -
Core Subject : Religion, Economy,
NATUJA: Jurnal Ekonomi Syariah is a journal published by the Department of Sharia Economics, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. This journal is used to provide a forum for researchers, academics, and practitioners who have an interest in conveying ideas in the field of Islamic economics. This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economic, Islamic Banking and Financial.
Articles 5 Documents
Search results for , issue "Vol 1 No 2 (2022): (Mei 2022)" : 5 Documents clear
STRATEGI PENERAPAN BMT UGT SIDOGIRI CABANG PEMBANTU SONGGON TERHADAP PEREKONOMIAN MASYARAKAT DESA SONGGON KECAMATAN SONGGON KABUPATEN BANYUWANGI Edy Imam Supeno; Noval mohamad Rofik
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 2 (2022): (Mei 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

The development of the shari'ah financial industry has informally begun before the issuance of a formal legal framework as the operational foundation of Islamic banking in Indonesia. This research uses normative approach methods which means in discussing this research problem using materials related to the title of the study, both written and unwritten. The data and data sources required in this study are primary data and secondary data. Material analysis uses descriptive analysis. The results showed that the creation of various financial services that became the needs of society in general. Such as deposit products, loans, online payment services, and so on. The products used are also based on the Quran and The Hadith which certainly provides enormous benefits for the lives of all people. Because, in the use of the products offered, there is no interest (usury) to take advantage of customers. All that is used is the revenue sharing (mudharabah) between customers and BMT self-sufficient.
PENGARUH PENGETAHUAN DAN RELIGIUSITAS SISWA TERHADAP MINAT MENABUNG DI BANK MINI SYARIAH SMK BUSTANUL FALAH BANYUWANGI Yeni rokhilawati; Rani Safitri
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 2 (2022): (Mei 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

Bank Mini Syariah SMK Bustanul Falah Is One of the Sharia Banks in SMK Bustanul Falah Banyuwangi and Which cooperates with Bank Syariah Indonesia which is usually referred to by the term (BSI), which operates with sharia principles that have a vision and mission that is to become a Sharia Bank to be the choice with the best service for customers, forming professional and trusted human resources. The main problem faced by Bank Mini Syariah SMK Bustanul Falah about the factors of knowledge and religuity of students towards saving interest. Because the interest in saving students is very little and that affects the limitations of knowledge such as performance, benefits, procedures and factors that affect students' interest in using Islamic Mini Bank products either directly or indirectly, namely the existence of religious factors or religion contained in students and students, Therefore religiosity is a spiritual value of a person in practicing the religious sharia that he believes in its use. This research includes a type of Quantitaf research where the quantitative type is a type of research in the form of numbers to test a hypothesis. The population in this study is students and students of Bustanul Falah Banyuwangi Vocational School. Using Purposive Sampling techniques, 86 students were sampled. While the data collected using questionnaires with a likert scale. Hypothesis testing is carried out by multiple linear regression analysis. The results showed that Knowledge had a positive effect on saving interest in The Mini Bank of SmK Bustanul falah, because this was obtained from the calculation of Test T, namely the value of t counting > t table (2,996 > 1,662). So H0 was rejected and Ha was accepted, so it can be concluded that knowledge affects the interest in saving in the Bank Mini sharia SMK Bustanul falah, Because this is obtained from the calculation of Test T, namely the value of t count > t table (5,418 > 1,662). So H0 was rejected and Ha was accepted, so it can be concluded that Religuity affects saving interest. So it can be concluded that knowledge and religiosity together have a significant influence on saving interest. So, when the Islamic Mini Bank will increase interest in saving, both variables both knowledge and religuity must be equally considered to achieve the desired goal. Because both have their own influence on saving interest in BankMini Syariah SMK Bustanul Falah Banyuwangi.
PENERAPAN KARAKTERISTIK MANAJEMEN RISIKO DALAM MEMINIMALISIR RISIKO KREDIT MACET PADA TOKO BAJU KREDIT RUMAHAN DI DESA ALASPANDAN Putri Nur Afrida
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 2 (2022): (Mei 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

There are several purposes in this article, the first aims to find out what are the factors that lead to bad credit at the Home Credit Clothing Store. The second aims to provide an overview of the application of risk management in minimizing the risk of bad clothes credit at Alaspandan Pakuniran Home Credit Clothing Stores. This article uses a qualitative approach research, because the research is based on the discovery of a social phenomenon or human problem that is currently happening. The study was conducted at the residence and location of the home credit clothing store business owner located in Alaspandan Pakuniran Village, Probolinggo Regency, East Java Province. The results show that if the character and business of the buyer of credit clothing is good, it will reduce the risk of bad credit. Therefore, in deciding the provision of clothing credit by the owner of the Home Credit Clothing Store, a more thorough analysis should be carried out.
PENGARUH KUALITAS PELAYANAN DAN KUALITAS PRODUK TABUNGAN TERHADAP TINGKAT KEPUASAN NASABAH PADA BMT AL-YAMAN BERASAN Habibulloh Habibulloh; Nur Anim Jauhariyah
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 2 (2022): (Mei 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

This study aims to analyze the effect of service quality and savings product quality simultaneously and partially on the level of customer satisfaction at BMT Al-Yaman Berasan. This research uses a quantitative method with an associative approach and data management using multiple linear regression analysis methods. Statistical testing in this study used the t test, F test and R Square. Sampling is done by using accidental sampling technique. In the process of collecting data using several methods, namely observation, questionnaire (questionnaire) and documentation. Data analysis techniques were assisted with SPSS v.16 software for windows 7. The results showed that the quality of service and the quality of savings products simultaneously had a significant effect on the level of customer satisfaction at BMT Al-Yaman Berasan. The results of this study also show partially that the variable service quality does not affect the level of customer satisfaction on BMT Al-Yaman Berasan, it is known that at a value of 1.794 <Ttable 1.985 with a significant value of 0.076. While the variable quality of savings products partially influences the level of customer satisfaction on BMT Al-Yaman Berasan, it is known that the value of Thitung is 7.269> Ttable 1.985 with a significant value of 0,000. The coefficient of determination test results shows that customer satisfaction can be explained by the quality of service and the quality of savings products by 56.9%, while (100% -56.9% = 43.1%) is influenced by other variables not included in this study.
TINJAUAN FIQIF MUAMALAH ISLAM TERHADAP SISTEM GADUH KAMBING DI DESA BANYUANYAR KEC. KALIBARU Nurul Hidayah; Balya Hidayat
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 2 (2022): (Mei 2022)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

Not all residents of Banyuanyar village kec. Kalibaru has the capital to buy goats and breed, there are some goat breeders who are keepers of other people's goats for a profit. This system has been around for a long time. Each goat raised by breeders from other people to the system for yields is generally observed from the offspring produced. Goat maintenance work that is able to share the livelihood of its keeper. This type of research is field research with a qualitative approach, procedures for collecting information through observation, interviews and documentation. And analysis using descriptive analysis procedures. The results of the research show: A system for results in raising goats for Muslim residents in Banyuanyar Village, sub-district. Kalibaru is tried to comply with the common convention that was tried at the beginning of the agreement, the average system to be tested is 60%: 40% or 50%: 50% (between investors and custodians) investors share the capital for the purchase of goats and the custodian is responsible for keeping the goats until they are sold. For the results that are tried after the goats are sold, from this result it can increase welfare with an additional income of Rp. 500. 000, - up to Rp. 750,000 of the goats sold, so as to increase people's income and reduce poverty. Economic activities carried out for profit are stated in a mudharabah contract in which one party becomes the investor and one party becomes the executor with mutually agreed results and does not harm either party. Second, the profit-sharing system in raising goats for the Muslim community in Banyuanyar Village, Kec. Kalibaru in the Islamic economic perspective includes harmony between individual interests and the interests of the community who get mutual benefits which gives birth to the principle of social justice in the context of creating prosperity or reducing poverty with income derived from the profit sharing, economic activities carried out in profit sharing are included in the mudharabah contract where one party becomes the investor and one party becomes the executor with a mutually agreed profit sharing and does not harm either party.

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