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Al-Arfa: Journal of Sharia, Islamic Economics and Law
Published by Penerbit Hellow Pustaka
ISSN : -     EISSN : 29880483     DOI : https://doi.org/10.61166/arfa.v1i1.4
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
FOCUS Al-Arfa: Journal of Sharia, Islamic Economics and Law provides scientific articles developed in attending through the article publications, original research report, reviews, and scientific commentaries in economics. SCOPE Al-Arfa: Journal of Sharia, Islamic Economics and Law encompasses research papers from researcher, academics, and practitioners. In particular, papers which consider the following general topics are invited: Shariah Islamiyah Fiqh and Ushul al-Fiqh Maqasid al-Sharia Islamic Banking Islamic Microfinance Islamic Marketing Islamic Finance Zakat and Waqf Islamic Capital Markets Insurance and Takaful Corporate Social Responsibility in Islam Fatwa and Islamic Jurisprudence Islamic Family Law Islamic Economic Law Islamic Criminal Law Islamic Constitutional Law Islamic Philanthropy
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 9 Documents
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Search results for , issue "Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law" : 9 Documents clear
A Critical Analysis Of The Rights Of Divorced Woman Under Islamic Law Hamidu Ardo; Abubakar Ibrahim Adamu
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v3i2.132

Abstract

The phenomenon of marriage dissolution has existed before Islam and has persisted ever since. Indeed, if the contemporary world situation is indictable of any trend, it appears to foretell a continuing increase in divorce rates; the gradual decline in some societies is offset by the continuing rise in others. This paper investigates on critical analysis of the rights of divorced woman under Islamic Law. The paper start with brief introduction on the right of maintenance (shelter, clothing and food) in Revocable Divorce. The paper further explain the right to inheritance from divorced wife. The paper end with the analysis on the position of Divorcee in Islamic Law according to the views of Muslim Scholars and the right to demand payment for nursing and custodian of children of fail marriage. Analytical research methodology was used in this paper. Data are drawn from books, articles, scholarly journals etc.
Resolving the Crisis of Secular Monetary System Through Islamic Intellectual Revival Azah Atikah Anwar Batcha; Mohd Hilmi Ramli
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v3i2.133

Abstract

This paper explores the insights to the solution against secular monetary system by drawing on the philosophical thoughts of Syed Muhammad Naquib Al-Attas. This paper argues that the Muslim world's economic and civilizational decline is deeply rooted in a crisis of knowledge, marked by the loss of adab (right action and proper place), the erosion of authentic leadership, and the secularization of thought. Al-Attas identifies this as a vicious cycle caused by the confusion of knowledge and the disconnection of metaphysical truths from worldly systems. He critiques secularization as a philosophical and scientific program that strips away the spiritual dimension from nature, politics, and morality, leading to a worldview where monetary systems like fiat money are legitimized without intrinsic value, relying instead on state authority and public trust. While fiat money serves as a central medium of exchange in modern economies, created through mechanisms such as central banking and fractional reserve lending, its detachment from any real commodity base raises profound concerns about inflation, instability, and systemic inequality. This paper contends that the real challenge for Muslims is not merely economic or political, but fundamentally intellectual and spiritual. Positive resistance must therefore begin with a reorientation of knowledge rooted in the Islamic worldview, reviving metaphysical consciousness and ethical clarity. Revisiting the concept of money is essential, especially when a secular system is globally enforced regardless of religious beliefs, posing a threat to moral order and the long-term sustainability of society.
Factors And Motivations For Female Muslim Entrepreneurs In Ghana: A Case Study Of Selected Muslim Female Entrepreneurs In Ashaiman Mustapha Abdullah Kuyateh
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v3i2.135

Abstract

Female entrepreneurship in Ghana is a practice which scholars have explored severally in recent years. Just as many other countries, the role of Ghanaian Muslim women has been undermined for a longer period. However, the 20th century marked a positive turn in Ghanaian culture. The rate of discrimination and seclusion of women from economic empowerment started reducing significantly. Today, Ghanaian women are struggling to compete effectively with their male counterparts in entrepreneurial sector. The purpose of having women empowerment on the market economy is to generate more income to the country. Also, the practice lessens the rate of unemployment and high rate of dependency in Ashaiman. Hence, it is apparent that the entrepreneurial actions in Ashaiman are motivated by a number of factors that are presented in the paper. From the study of the influential factors and motivation for female Muslim entrepreneurs in Ashaiman, it has been noted that the process of entrepreneurship among the current female entrepreneurs in the country can be categorized as either passive or initiative. While looking at the passive entrepreneurship among the female entrepreneurs, it is noted that those people are driven by the daily needs of their families. On the other hand, initiative entrepreneurship relies much more on human capital and social capital. The zeal and motivation that they possess lead them to developing far-sighted enterprises, hence contributing to the economic development of the country.
The Organic Foods In The Context Of Halalan Tayyiban Mohammed Mouaz bin Maulana Abed Ali Hafeji
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v3i2.139

Abstract

This study aims to explore and establish the relationship, if any, between halalan toyyiban and organic foods, aiming to elucidate the value proposition of halalan-toyyiban foods. Three common characteristics have been identified: quality, safety, and healthiness, which are representative of both halalan-toyyiban and organic foods. This discovery implies a close relationship between these two food classifications. Understanding the distinct criteria used to classify foods as halalan toyyiban or organic, and identifying their shared characteristics, can aid consumers in making informed food choices. Furthermore, the findings of this study could potentially benefit Malaysia in promoting halalan toyyiban and organic food products in the global market by leveraging these commonalities. It's important to note that this study is exploratory and the first of its kind, suggesting the need for further research to deepen understanding and knowledge on this subject. In conclusion, this research seeks to contribute to the discourse on halalan toyyiban and organic foods, exploring synergies between them and paving the way for future studies to expand upon these findings.    
Implementation of the Principle of "Ma Lā Yatimmu Al-Wājib Illā Bihi Fahuwa Wājib" in Corporate Social Responsibility (CSR) Obligations Muhammad Agus Nursyamsi
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v3i2.106

Abstract

This research discusses the implementation of the fiqh rule "Ma Lā Yatimmu al-Wājibu Illā Bihi Fa huwa Wājib" in Corporate Social Responsibility (CSR) obligations. Even though CSR has become an important part of business strategy, there are still many companies that do not apply social principles in balance with economic goals. A mismatch between social values ​​and company profitability often hinders the positive impact of CSR. The aim of this research is to examine the application of fiqh rules in CSR and the challenges faced by companies. This research uses a qualitative approach with document analysis and interviews with CSR practitioners and fiqh experts. The research results show that the implementation of CSR based on fiqh principles is still hampered by limited understanding of fiqh among entrepreneurs. Despite increasing awareness, many companies have not fully integrated Islamic values ​​in their CSR policies. More supportive government and regulations are important factors in strengthening corporate social awareness. Apart from that, strategic recommendations for increasing company compliance with fiqh-based CSR need to be considered, especially in the aspects of education and training.
Implementation of Sharia Business Ethics in Business Feasibility: A Case Study of Tette Chips in Pamekasan Syofiana Mailinda; Abdur Rohman
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v3i2.107

Abstract

This study examines in depth the application of Sharia business ethics principles in the feasibility study of the Kripik Tette business in Branta Tinggi Village, Pamekasan Regency. As a local small and medium-sized enterprise (SME), Kripik Tette not only has significant economic potential but also holds strong cultural values in Madurese society. Sharia business ethics, rooted in universal values such as honesty, justice, trustworthiness, and social responsibility, serve as a crucial foundation for building a business that does not solely pursue profit but also prioritizes economic, social, and spiritual sustainability. The research method employed is qualitative, utilizing direct observation of business activities. The research findings indicate that Sharia business ethics principles have been effectively applied across various operational aspects of the business, including fair labor relations, the use of safe and high-quality raw materials, and community involvement in the production process. The implementation of these ethics has significantly enhanced consumer trust, empowered local communities, supported the well-being of cassava farmers, and fostered a healthy and harmonious business ecosystem. However, this study also identified challenges in maintaining the consistency of ethical practices, particularly related to market fluctuations and the understanding of Sharia ethics among other business actors. Collaborative and sustained efforts are needed between business actors, the community, the government, and academics to strengthen the understanding and implementation of Sharia values in the business world, in order to achieve inclusive and sustainable economic growth.
Systematic Literature Review of the Concept and Practice of Sharia Leasing: Theoretical and Application Perspectives Moh. Nasrul Muslim; Taufiqur Rahman
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v3i2.111

Abstract

The development of Islamic economy and finance at the global level has shown significant growth over the past decade. One important instrument in the development of Islamic financial sectors is sharia-based leasing or operating lease, known in Islamic jurisprudence (fiqh muamalah) as ijarah . This concept not only aims to meet the need for capital goods—both productive and consumptive—but also emphasizes values such as justice, transparency, and compliance with Islamic principles. In practice, sharia leasing differs fundamentally from conventional schemes, especially in terms of cost structure and time conditions. Unlike conventional leasing, which typically uses an interest-based system without full transparency to consumers, all cost components in sharia leasing must be clearly explained to the lessee. Furthermore, one popular form of ijarah in a business context is Ijarah Muntahiyah Bitamlik (IMBT) , a lease contract that ends with the transfer of asset ownership to the lessee, either through a gift or a separate sales agreement. According to data from the Islamic Financial Services Board (IFSB, 2023), the global Islamic financial sector reached more than USD 2 trillion by 2023, with non-banking instruments such as sharia leasing, sukuk, and takaful showing increasing participation. In Indonesia, despite relatively rapid development in the Islamic financial industry, financing through Islamic leasing companies remains limited. As of 2022, the number of full-fledged Islamic multifinance institutions and Sharia Business Units (UUS) offering sharia leasing services was still suboptimal. One of the main challenges in developing sharia leasing is the lack of public awareness regarding its benefits and mechanisms. Additionally, limitations in regulation, low institutional capacity in designing competitive products, and insufficient human resource readiness are obstacles to the widespread implementation of this concept. From a theoretical perspective, many studies have explored sharia leasing from various angles, including fiqh, contract law, and institutional implementation. However, comprehensive and synthetic reviews of these literatures remain limited. Therefore, the systematic literature review (SLR) method is relevant to identify, evaluate, and synthesize findings from previous studies. Through SLR, the author mapped the conceptual and practical development of sharia leasing and identified research gaps that require further investigation. This approach provides a systematic and objective framework to ensure that the analysis is evidence-based and supported by valid references.
The Genesis and Development of Islamic Economics and Finance Bilal Ahmad Ganaie
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v3i2.134

Abstract

The Islamic economic and finance industry has undergone significant transformation, evolving from a nascent sector into a robust global industry since the latter half of the 20th century. This sustained growth has exceeded the expectations of many who were initially skeptical of its viability. During the economic recession of 2008, Islamic economics and finance emerged as an unscathed, ethical, and resonant alternative to the conventional financial systems. As of 2023, the global financial landscape continues to grapple with numerous challenges, including geopolitical tensions, inflation, and excessive debt. Notwithstanding these formidable obstacles, the Islamic Financial Services Industry has persistently demonstrated remarkable growth, with approximately 3.38 trillion U.S. dollars currently engaged in this sector. The Islamic financial system has garnered attention from major international financial institutions, including the International Monetary Fund, the World Bank, and the World Trade Organization. However, despite its notable expansion, some Western scholars, including Timur Kuran, contend that the Islamic economic and financial system is a product of the 20th century and lacks a historical genesis. Kuran has further argued that this system exhibits a sectarian bias, which its founders developed primarily to benefit the Muslim community, thereby neglecting the welfare of other societal segments. Additionally, he posits that the system has been advocated by Abul Ala Mawdudi to support the movement of political Islam. Consequently, this paper seeks to address these critiques and to explore the historical origins and developmental trajectory of the Islamic economic and financial system.
The Piousness from The Suspiciousness is the Secret of Innovation in Halal Industry; "Study in Light of Malaysian and International Islamic Fiqh Academy OIC Standards. Ahmed Salem Ahmed Alejili
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v3i2.137

Abstract

Due to the fundamental difference between the nature of the Halal system and the existing traditional systems related to services and products, legislative and research efforts attempt to harmonize the criteria for resolving the prevailing standards by employing the facilitation and mitigation licenses capacity in the Islāmic law, which directly affects the legitimate content of the Halal and its stability and independence within these criteria ,which led the researcher to highlight this problem in light of halal legalization manner in International Islāmic Fiqh Academy standards and Malaysian standards. by evaluating of both of standards especially in the transformation IstihÉlah and Automated slaughtering, by comparing between the manner that has chosen from each of those standards the researcher has found the Islāmic Fiqh Academy has legalized that matters but the Malaysian standards have chosen to be far away from the disagreement points between the Islāmic schools, which led, in the end, to push the research to create the alternative elements instead of continuing the argument to support that points by Islāmic justifications the option that chosen by the Islāmic fiqh academy, which has shown the effects of the piousness from the suspiciousness and its inspired to support the innovation in halal industry and to protect the halal essence without a need for any justifications.

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