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Mohammad Zainal Hamdy
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International Conference on Islamic Economic
Published by Sekolah Tinggi Ilmu Bahasa Arab Darul Ulum Banyuanyar
ISSN : 28295102     EISSN : 2829663X     DOI : https://doi.org/10.58223/icie.v1i1
Core Subject : Economy,
Economics, Econometrics & Finance
International Conference on Islamic Economics is a journals economic studies published every April and October by Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan. The scope and focus of this journal is about business ethics, capital markets, financial institutions, sharia accounting, sharia finance, micro, banking and rural finance, monetary and fiscal policy, economic thought, zakat, waqf and Islamic Philanthropy, maqashid Syariah and economic welfare. Globalization of the Halal Industry and other Islamic economic studies
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 10 Documents
 1 
Search results for , issue "Vol. 4 No. 1 (2025): April" : 10 Documents clear
Melacak Makna “Dain” dalam Al-Quran Perspektif Analisis Semantik Toshihiko Izutsu dan Penerapannya dalam Platform Belanja Online Hamdy, Mohammad Zainal
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v4i1.397

Abstract

In Islamic teachings, debt (Dain) is a permissible transaction, but it is mandatory to be careful in implementing and carrying it out so as not to fall into something that is prohibited by Islam, namely Riba. Researchers will examine and trace the concept of Dain in the Qur'an using Toshihiko Izutsu's semantic analysis. In addition, the concept of Dain in the Qur'an has it been implemented correctly in several online shopping platforms that implement loans or debts such as Shopee and Lazada. researchers use a qualitative approach and the method or type of research used by researchers is Library Research. The results show that in the Qur'an, the concept of "dayn" or debt is not just a financial transaction. The worldview offered by the Qur'an regarding debt is about how this obligation functions in a wider network of social relations, where aspects of justice, transparency, understanding, and moral responsibility are highly emphasized. And the paylater system can be in accordance with the concept of "dayn" (debt) in the Qur'an with several conditions: Justice, Transparency, No Riba, Leanness.
Interpretasi Kontekstual Ayat Hutang (Dain) dan Relevansinya terhadap sistem transaksi keuangan modern masa kini: Kajian Hermeneutika Double Movement Fazlur Rahman Masodi, Masodi
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v4i1.398

Abstract

Fazlur Rahman, a modern Islamic thinker, offers the Double Movement hermeneutic method as an approach to understanding the texts of the Qur'an. This method emerged as Rahman's critique of the classical interpretation method which is considered partial and atomistic in interpreting the Qur'an. This study will focus on two research questions, namely How is the Meaning of "Dain" in QS. Al-Baqarah: 282 from Fazlur Rahman's Double Movement hermeneutic perspective and How is the relevance of the verse "Dain" in QS. Al-Baqarah: 282 to today's modern financial transaction system. This study uses a qualitative research type with a library research approach, one of the approaches used to explore information and understand certain phenomena based on existing written sources, such as books, journals, articles, research reports, and other documents. In Fazlur Rahman's Double Movement hermeneutics, "dain" is not only seen as debt in the literal sense during the time of the Prophet, but also as a moral and ethical principle that regulates clarity in financial transactions, which can be applied in the context of modern economics.
Perbandingan Makna Hutang (Dain) dalam Al-Quran: Analisis makna Dain dalam Tafsir Ibnu Katsir dan Tafsir al-Misbah Supriyadi, Moh.
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v4i1.399

Abstract

The rapid development of the era has given rise to new problems that need to be solved. The Qur'an as a holy book throughout the ages can certainly provide solutions to every problem, especially those related to debt, but a comprehensive and precise interpretation is needed for every problem that exists. The purpose of this study is to discuss the meaning of "Dain" in the Tafsir of Ibn Kathir and to find out the meaning of "Dain" in the Tafsir of Al-Misbah and to reveal the similarities and differences in the meaning of "Dain" and its relevance in today's life in Surah Al-Baqarah verse 282. This study uses a qualitative approach with a library method. The results show that in carrying out debt-credit transactions, as explained in the Qur'an, first a record or writing must be made. Related to the party who did the writing, Quraisy Shihab and Ibn Kathir in their Tafsir
Pertanian Berbasis Green Economy: Langkah Nyata Menuju Masa Depan Ramah Lingkungan Pradani, Rizki Febri Eka; Kamalia, Nurul
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v4i1.407

Abstract

The implementation of green economy principles in duck farming aims to enhance sustainable productivity, minimize environmental degradation, and improve the economic well-being of rural communities. This study seeks to explore how sustainable agricultural practices are applied through a green economy approach at the community level. Employing a qualitative method, the research investigates the social context, meanings, and community interpretations of environmentally friendly farming systems. The findings reveal that the transition toward sustainable agriculture can be achieved through community-based initiatives, local innovations, and the use of organic resources. Efforts led by Mudzakkir and the Aspekpro farming community demonstrate that agricultural productivity does not necessarily rely on chemical fertilizers. Instead, the production of organic fertilizer from agricultural waste and livestock manure has significantly improved soil health and crop yields. Nevertheless, several challenges persist, including limited access to technical knowledge, the absence of mid-scale production equipment, and a lack of policy support for organic fertilizer development. On the positive side, environmental awareness, strong community leadership, and a culture of mutual cooperation serve as essential driving forces that reinforce the green economy approach. This study contributes to the broader discourse on sustainable agricultural development by offering a practical illustration of how grassroots participation can foster ecologically sound and socially inclusive farming systems
The Influence of Entrepreneurship Character Building and Leadership Spirit on The Economic Independence of Santri Adri, Adriansah; Zahro, Hana Fatimatul; Nursipa, Fitriani
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v4i1.400

Abstract

The issue of students’ limited economic independence within Islamic boarding schools has become a pressing challenge in developing self-reliance and preparing them for future livelihoods. Many students still rely heavily on external support, indicating the need for internal factors such as entrepreneurship character building and leadership spirit to be strengthened. This study aims to examine the influence of entrepreneurship character formation on students’ economic independence, the effect of leadership spirit on economic independence, and the combined impact of both factors in enhancing students’ economic resilience. This research employed a quantitative approach with simple random probability sampling. The population consisted of 472 students from three boarding schools—Al Jazary, Darussalam, and Mafatih Purwakarta—with a final sample of 83 respondents. Data were collected using structured questionnaires and analyzed through multiple linear regression using the Smart-PLS application. The findings revealed that both entrepreneurship character building and leadership spirit have a positive and significant influence on students’ economic independence, as indicated by P values below 0.05 (entrepreneurship character: 0.031; leadership spirit: 0.000). Furthermore, the R Square value of 0.742 with an adjusted R Square of 0.703 demonstrates that these variables jointly explain 70.3% of the variance in economic independence, signifying a strong effect. The F Square results further indicate that both entrepreneurship and leadership exert a medium effect size. This study contributes to the discourse on education and economic empowerment by highlighting how cultivating entrepreneurial character and leadership qualities within Islamic boarding schools can substantially enhance students’ economic independence
Unpacking Structural Poverty through a Sustainable Economic Lens: A Qualitative Literature Review Fardan, Muhamad; Hariyono
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v4i1.403

Abstract

Structural poverty represents a persistent form of deprivation that arises from systemic social and economic inequalities, yet it has not been sufficiently addressed within the framework of sustainable development. This gap is critical because sustainable development goals inherently emphasize inclusivity, justice, and long-term equity. The purpose of this study is to analyze how structural poverty is conceptualized and interpreted in relation to sustainable economics, as well as to explore its implications for achieving sustainability-oriented policies and practices. This research employs a qualitative literature review, systematically analyzing scholarly publications from the last ten years. Thematic analysis was applied to identify dominant themes, theoretical orientations, and empirical findings concerning the nexus of poverty and sustainability. The results show that structural socio-economic inequalities remain a major barrier to fulfilling sustainable development goals, particularly those related to social and economic justice. Moreover, the study provides a conceptual mapping that highlights how interdisciplinary approaches—from economics, sociology, and environmental studies—offer valuable insights into addressing the systemic roots of poverty. The contribution of this study lies in deepening theoretical understanding while simultaneously offering practical relevance. It underscores the urgency of integrating structural poverty into sustainability discourse and suggests that future policy must address systemic inequalities to promote more equitable and sustainable development.
The Reform of Arabic Grammar in Ulul Albab by Ahmad Rifa’i: A Syawqi Dhoif-Inspired Contribution to Islamic Economic Literacy Wafiroh, Hibatin; Afyuddin, Moh. Sholeh; Rifa'i, Ahmad; Fitriyah, Fahma Lailatul
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v4i1.414

Abstract

The study addresses the contemporary challenge of revitalizing Arabic grammar (nahwu) learning by examining the integration of classical and modern approaches within Islamic scholarship. This research has two primary objectives: first, to analyze how Arabic grammar material is presented in Ulul Albab by Ahmad Rifa’i; and second, to evaluate this presentation using Shawqi Dhoif’s theory of nahwu renewal. The research employs a qualitative design with a library research approach. Data collection was conducted through documentation and interviews: documentation involved the analysis of Ulul Albab and Shawqi Dhoif’s Tajdīd al-Nahw, while interviews were carried out with the author of Ulul Albab to strengthen the validity of interpretation. The findings reveal that Ulul Albab, completed in 2022 as Ahmad Rifa’i’s doctoral dissertation, systematically presents Arabic grammar rules accompanied by varied sentence examples, references to classical nadhm traditions, and practice exercises designed to enhance student comprehension. Analysis using Shawqi Dhoif’s renewal theory shows that four aspects of Rifa’i’s work align with the reformist perspective, while two aspects diverge or even contradict, largely due to the differing intellectual backgrounds: Ulul Albab draws heavily from classical grammatical works, whereas Tajdīd al-Nahw reflects Ibn Mada’s rationalist and textualist orientation. This research contributes to the field of Arabic linguistic studies and Islamic economics by demonstrating how nahwu renewal can promote more simplified, practical, and effective grammar instruction. Furthermore, it highlights the potential of Arabic literacy not only for academic learning but also for advancing Islamic economic literacy in contemporary contexts.
The Effectiveness of Savings Programs in Shaping Students’ Financial Discipline in Islamic Boarding Schools Siagian, Mahmud Khoil Shofa; Hasanah, Uswah
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v4i1.420

Abstract

Financial discipline is an essential life skill that enables individuals to manage resources wisely and prepare for future needs. In the context of Islamic boarding schools, or pesantren, this skill becomes even more important as students (santri) are expected to embody responsibility, independence, and adherence to Islamic values in daily life. Recognizing this need, An-Nikmah School Cooperatives introduced a sharia-based savings program, designed not only as a financial service but also as an educational initiative to instill long-term financial awareness and discipline. His study seeks to evaluate the effectiveness of the savings program in enhancing students’ financial discipline, to identify both supporting and inhibiting factors, and to assess the program’s contribution to the development of financial character consistent with Islamic principles. A descriptive qualitative method was employed, incorporating in-depth interviews, direct observation, and document analysis with cooperative managers and participating students. The findings reveal that the savings program contributes significantly to building systematic saving habits, encouraging accurate financial recording, and strengthening the integration of Islamic values in financial management. Despite these achievements, the program faces challenges such as limited financial literacy among students, inadequate access to technology-based recording tools, and insufficient training sessions to reinforce knowledge and practice. Overall, the study concludes that the sharia cooperative savings program at An-Nikmah School Cooperatives is effective in fostering disciplined, responsible, and independent financial behavior. Moreover, it provides a replicable model for financial education in Islamic boarding schools, offering valuable insights for policymakers, educators, and cooperative institutions in advancing financial literacy through faith-based initiatives.
Exploring the Determinants of Digital Banking Adoption Among Islamic Banks in Indonesia Setiawan, Nanang; Rahmiati, Alfa
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/wh7pdh34

Abstract

: This study analyzes the critical factors influencing the adoption of digital banking services within Islamic banks in Indonesia. The rapid digital transformation in the Islamic financial sector has created both opportunities and challenges, particularly in understanding customer behavior and aligning digital innovations with Sharia principles. The primary objective of this research is to identify the extent to which religiosity, financial literacy, business expectations, and social influence affect the willingness of Muslim users to adopt digital banking platforms. A quantitative survey method was applied, involving 265 Muslim students from various universities in East Java, Indonesia, who actively utilize digital banking services. The results demonstrate that religiosity is the most significant determinant of adoption, highlighting that faith-based values strongly shape consumer decisions in the Islamic financial context. In addition, financial literacy, perceived business benefits, and peer influence were also found to have a substantial impact, reflecting the role of both intrinsic and extrinsic motivators. These findings contribute to the growing body of knowledge on technology acceptance in Islamic finance by integrating behavioral and spiritual perspectives. The study also offers practical insights for Islamic banks to design digital services that are both technologically innovative and ethically aligned with customers’ expectations
Shariah-Compliant Digital Marketing in Early Childhood Education: A Case Study from Malaysia Sari, Nurma; Rahmayati, Rahmayati
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/579adp76

Abstract

Digital marketing has become a crucial tool for educational institutions to increase visibility, build trust, and attract prospective students. However, the integration of Sharia principles into digital marketing remains underexplored, particularly in early childhood education. This study aims to analyze the implementation of Sharia-based digital marketing strategies at Tadika Tinta Khalifah School, Kedah, Malaysia. Employing a descriptive qualitative approach, data were collected through interviews, observations, and documentation to provide a comprehensive understanding of marketing practices within the school context. The findings reveal that the school employs social media platforms, an official website, and Islamic value-based content as its primary marketing strategies. These practices reflect adherence to Sharia principles such as honesty, transparency, and ethical communication. Nonetheless, the study also identifies several challenges: limited human resources, constrained promotional budgets, strong competition from other schools, and the need for parents to adapt to digital platforms. Despite these obstacles, the results show that the school has effectively utilized digital marketing in ways that both promote its services and preserve Islamic ethical standards. The contribution of this study lies in offering practical insights into how Sharia-compliant digital marketing can be applied in early education, highlighting both its opportunities and constraints. It provides valuable recommendations for strengthening capacity, optimizing content, and fostering collaboration to enhance competitiveness while maintaining alignment with Islamic values.

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