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IJED: International Journal of Economy Development Research
Published by Universitas Nurul Jadid
ISSN : 2829257X     EISSN : 29854008     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
IJED: International Journal of Economy Development Research is published by the Faculty of Islamic Studies at Nurul Jadid University. The journal aims to provide a platform for the dissemination of advanced research in the field of economic development. It welcomes contributions that explore, analyze, and discuss various dimensions of economic growth, policy analysis, development strategies, and socio-economic transformations at both the national and global levels. The scope of the journal covers, but is not limited to, the following areas: 1) Economic Growth and Development, 2) Development Policy and Strategy, 3) Poverty and Inequality, 4) Globalization and Trade, 5) Sustainable Development, 6) Innovation and Technology, 7) Finance and Development, 8) Regional and Urban Development, 9) Public Sector Economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol 3, No 1 (2024)" : 6 Documents clear
STRATEGIES FOR HANDLING FRAUD CASES AGAINST CUSTOMERS IN BSI KCP SITUBONDO SERVICES Wati, Lina
IJED: International Journal of Economy Development Research Vol 3, No 1 (2024)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v3i1.9425

Abstract

Fraud is a crime that harms many parties, including Bank Syariah Indonesia (BSI) as a financial institution. Fraud against customers is a serious threat to Bank Syariah Indonesia and requires an effective handling strategy. From the above statement, this research aims to find out and analyze the motives of banks in fraud cases, besides that this research also analyzes banks' efforts in improving service quality with customer satisfaction and also how customers perceive the handling of fraud cases. This study uses a qualitative descriptive method of phenomenology. In accordance with the focus of the study in the study, the data mining process is carried out by means of a descriptive qualitative approach, data collection techniques in the research using observation, interview, and documentation methods and then analyzed using descriptive qualitative. From the results of the above data, it can be concluded that Bank Syariah Indonesia (BSI) has implemented a prevention strategy that involves educating customers about fraud risks, detection through transaction monitoring, and handling fraud cases by involving internal investigations and cooperation with authorities. By implementing this strategy comprehensively and it is expected that BSI can protect its customers from fraud threats and increase customer trust. The steps to protect yourself from fraud are 4 dimensions, including verification of communication, using official sources, paying attention to accounts, and protecting personal information. In general, customers are satisfied with the existence of CHMS (Complaint Handling System) which is an application about customer complaints that have cases. 
SYMBOLIC INTERACTIONISM BETWEEN BANK EMPLOYEES (STUDY OF FINANCE STAFF OF BANK SYARIAH INDONESIA KCP BONDOWOSO) Asrori, Avita Nurfianti
IJED: International Journal of Economy Development Research Vol 3, No 1 (2024)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v3i1.9438

Abstract

This research aims to find out about the form of interaction used between employees of Bank Syariah Indonesia KCP Bondowoso in increasing work effectiveness and analyze George Herbert Mead's theory of symbolic interaction on the relationship between employees at Bank Syariah Indonesia KCP Bondowoso. This research is important to be conducted in order to help in designing better financial management strategies to increase employee productivity and cooperation in the work environment. This study uses a qualitative descriptive method of phenomenology. In accordance with the focus studied in the study, the data mining process is carried out by means of a descriptive qualitative approach, data collection techniques in the research using several stages, namely observation, interviews, and documentation then analyzed using descriptive qualitative. To achieve this goal, the researcher uses George Herbert Mead's symbolic interaction theory which has 3 concepts, namely mind, self, and society, it can be found that the importance of relationships between employees in improving the quality of work and the atmosphere in the work environment. From the results of the above research, it can be concluded that the form of interaction used by Bank Syariah Indonesia KCP Bondowoso employees in the work environment is interpersonal communication, where the interaction applies several forms of interaction, namely with openness, empathy, support, a sense of positivity, and equality among colleagues which can improve harmonious relationships, inclusive work culture, and effective bank employee performance. 
ANALYSIS OF THE PRODUCT DISTRIBUTION MECHANISM AT THE DISTRIBUTION CENTER OF NURUL JADID ISLAMIC ECONOMIC PERSPECTIVE AFZALUL ROHMAN Hidayatulloh, Muhammad Andreansyah
IJED: International Journal of Economy Development Research Vol 3, No 1 (2024)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v3i1.9412

Abstract

This This research will analyze the distribution mechanism at the Nurul Jadid Distribution Center from an Islamic Economics perspective according to Afzalur Rahman. The focus includes: (1) The distribution mechanism at the Nurul Jadid Islamic Boarding School, (2) Afzalul Rohman's Islamic Economics view of the distribution mechanism, and (3) Supporting and inhibiting factors in distribution at the center. The results of this research show that the center distribution mechanism namely: making customer levels,: retail stores, agents, distributors, creating their own products (Nurja mineral water, salt, atlas covers and BHS, providing education to customers on how to market in accordance with sharia principles, providing product information according to conditions. In discussing the application of the principles-Islamic economic principles by the Distribution Center (DC) based on the teachings of Afzalul Rahman. DC adopts the principle of Tauhid to realize the welfare of the country, the principle of Maslahah by prioritizing the common interests of Islamic boarding schools and society, and the principle of justice by providing equal services to all consumers. DC applies leadership principles by selecting leaders who understand Islamic principles. Implementation of these principles strengthens the integrity of the distribution system and supports social welfare. This factor assesses the factors supporting distribution efficiency in Distribution Centers (DC), namely effective leadership, adequate infrastructure, and good coordination. No inhibiting factors were found in the DC distribution system. 
RESILIENCE OF THE DUAL ROLE OF HOUSEWIVES OF MSME ACTORS IN ISLAMIC ECONOMIC PERSPECTIVE (JAMU DAY SEE MSMES IN SUMBERANYAR VILLAGE) Amah, Sa'ifa' al-Khairateel
IJED: International Journal of Economy Development Research Vol 3, No 1 (2024)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v3i1.9439

Abstract

Resilience of double role of housewife as a perpetrator of MSMEs in the Islamic Emergency Perspective, by referring to the theory of four resolience pages of Coulson. The main purpose of this study is to understand how housewives running micro, small, and medium enterprises (UMKM) overcome their double role challenges, as well as how the application of Islamic economic values can support their resilience. This research is important because it provides insight into the mechanism used by housewives to manage pressure from double responsibility, and how the values of Islamic economy can be an effective tool to strengthen their resilience. It is relevant to provide support to the UMKM actors in overcoming the economic and social difficulties faced. The method used is qualitative method with participant observation approach. The results showed that the housewife of MSME Jamu Day Se experienced four resolience stages. In the early stages, they feel overwhelmed by dual roasting pressure. The phase stage is characterized by changes in view of difficulties as a learning opportunity and seek support. At the recovery stage, they show progress through time management, training, and community empowerment. At the final stage, they experience rapid development with improved skills, business effectiveness, and psychological stability. In addition, the application of the values of Islamic economy, such as patience and tawakal, helps in the early stages; Responsibility and Istiqomah supports at the phase stage; Ikhtiar and Qana'ah play a role in recovery; And generosity and justice facilitate rapid development and positive contribution. These values reinforce the resilience by increasing the commitment, integrity, and social impacts of business. 
IMPLEMENTATION OF RISK MANAGEMENT OF THE MUDARABAH CONTRACT AT BMT UGT NUSANTARA BONDOWOSO KOTA BRANCH wahidah, Sofiatul
IJED: International Journal of Economy Development Research Vol 3, No 1 (2024)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v3i1.9420

Abstract

This study aims to explain the implementation of risk management in the mudarabah contract at BMT UGT Nusantara Bondowoso Kota Branch, especially in financing the agricultural sector. Qualitative methods are used to collect data through interviews, observations, and documentation studies. The results of the study show that the financing risks at BMT include payment congestion due to crop failures and customer dishonesty in reporting business results. The risk management implemented involves risk identification using the 5C principle (Character, Capacity, Capital, Collateral, Condition), risk measurement based on collectibility categories, risk monitoring through direct supervision and evaluation of customer finances, as well as risk control through warning letters and collateral confiscation. Although risk management at BMT UGT Nusantara Bondowoso Kota Branch is quite good, there are still shortcomings in socialization to customers about the importance of risk management. Increased accuracy in analyzing financing and training to customers is expected to minimize the risk of problematic financing for mudarabah. 
ANALYSIS OF SOCIAL MEDIA MARKETING STRATEGY (GOFOOD) IN INCREASING CONSUMERS AT WARUNG SOTO PAK KOYA KRAKSAAN SHARIA ECONOMIC PERSPECTIVE Syukur, Mustafa
IJED: International Journal of Economy Development Research Vol 3, No 1 (2024)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v3i1.9424

Abstract

Social media marketing strategies have become a crucial element in the development of culinary businesses, playing a key role in acquiring and retaining customers. By leveraging the GoFood platform, Warung Soto Pak Koya has designed and implemented a series of strategies aimed at increasing the number of consumers. This research focuses on Warung Soto Pak Koya, a soto stall located in Kraksaan, and investigates the effectiveness of social media marketing strategies, especially through the GoFood platform, in increasing the number of consumers. The objectives of this research are to understand the social media marketing strategies (GoFood) in increasing consumers at Warung Soto Pak Koya Kraksaan and to determine the impact of GoFood marketing strategies on Warung Soto Pak Koya in enhancing consumer numbers. The research method applied by the author is a qualitative research method through a case study at Warung Soto Pak Koya. Data collection techniques include observation, testing, interviews, and documentation. The results obtained from this research are as follows: the social media marketing strategies through GoFood at Warung Soto Pak Koya Kraksaan include uploading a complete menu, optimizing taste quality, offering special GoFood promotions, and analyzing performance. The impact of social media marketing strategies through GoFood in increasing consumers is positive, although the increase in consumers is not as significant as before using the GoFood platform. 

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