cover
Contact Name
Husni Shabri
Contact Email
husnishabri@uinmybatusangkar.ac.id
Phone
+6285263057008
Journal Mail Official
albank@uinmybatusangkar.ac.id
Editorial Address
Kampus II UIN Mahmud Yunus Batusangkar Jl. Raya Batusangkar-Padang Panjang KM.7 Nagari. Parambahan-Lima Kaum, Batusangkar
Location
Kab. tanah datar,
Sumatera barat
INDONESIA
Al-bank: Journal of Islamic Banking and Finance
ISSN : 27979466     EISSN : 27978265     DOI : http://dx.doi.org/10.31958/ab.v1i1
Al-Bank: Journal of Islamic Banking and Finance is a journal that publishes research results related to the themes of Islamic Banking and Finance. It also provides an important role in promoting the process of knowledge, values and skills. Scientific texts that discuss the topics of Islamic Banking and Finance are highly expected to be presented. This journal warmly welcomes the contributions of scientists and experts in the fields of Islamic Banking and Finance to submit research articles that had never been published in other media or journals. Al-Bank is published twice a year, in January and July . The editorial team received the research article, typed 1.15 cm in space on A4 paper, double column, 12-20 pages long or 4000 to 7000 words. Every article published has gone through a peer-review process to maintain the quality of the publication. The scope of the albank journal accepts articles in the field of Islamic banking and finance which include: Funding dan Financing Islamic Banking, Sharia Financial Technology, Asset and Liability Management Islamic Banking, Islamic Bank Treasury Management, Islamic Bank Liquidity Management, Islamic Bank Capital Structure, Islamic Bank Fund Management, Islamic Bank Risk Management, Islamic Bank Marketing Management, Sharia Bank Operational Management, Foreign Exchange Management, Measuring the Health of Islamic Banks, Sharia Banking Regulation, Central Bank, Financial Stability, Sharia Bank Performance, Sharia Monetary and Fiscal Policy.
Articles 7 Documents
Search results for , issue "Vol 2 No 1 (2022): January - June 2022" : 7 Documents clear
Pengaruh Word Of Mouth Terhadap Keputusaan Mahasiswa Himpunan Mahasiswa Kecamatan Bantan Memilih Bank Syariah Azlina, Nur; Noratika, Noratika
Al-bank: Journal of Islamic Banking and Finance Vol 2 No 1 (2022): January - June 2022
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i1.5348

Abstract

This study aims to determine the effect of word of mouth on the decision of Kecamatan Bantan students to choose Islamic banks. The research method uses a quantitative descriptive approach. The population is all students in the Kecamatan Bantan student association with a total of 157 people. The number of samples is 61 people with the sampling technique used is the random sampling method. The data analysis technique used simple linear regression. The marketing level of word of mouth (X) in the Bantan sub-district student association is included in the high category, namely 76.58%. The decision level (Y) is included in the high category, namely 80.20%. The results showed that the word of mouth variable had an effect on students' decisions to choose Islamic banks. The results of the study can be considered by Islamic banks in making policies.
Analisis Minat Menabung di Bank Syariah Pada Santri Pondok Pesantren Attaqwa Pusat Putri Bekasi Fikriyah, Kholidatul; Rahmawati, Rafika
Al-bank: Journal of Islamic Banking and Finance Vol 2 No 1 (2022): January - June 2022
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i1.5443

Abstract

This study aims to determine the saving interest of the students of the Attaqwa Islamic Boarding School at the center of the Putri Bekasi. The data used are primary data and secondary data, carried out using questionnaires, books and journals and the type of sampling using purposive sampling method. The sample in this study was the students of the Attaqwa Islamic Boarding School at the center of the Putri Bekasi, which amounted to 177 respondents. The results showed that the results of the F test with a simultaneous test had a significant positive effect, namely the interest in saving at the Attaqwa Islamic boarding school at the center of the Putri Bekasi was jointly influenced by promotion, religiosity and knowledge. And the results of the partial test of the variables of promotion, religiosity and knowledge have a significant positive effect on the saving interest of the students of the Attaqwa Islamic Boarding School in the center of the Putri Bekasi.
Profitabilitas PT BCA Syariah : Analisis Determinan Dana Pihak Ketiga, Modal Dan Financing To Deposit Rasio Shabri, Husni; Nofasari, Anggia
Al-bank: Journal of Islamic Banking and Finance Vol 2 No 1 (2022): January - June 2022
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i1.5507

Abstract

This study aims to analyze the effect of Third Party Funds and Capital on the Net Profit of PT BCA Syariah for the period 2011-2020 with the Financing to Deposit Ratio as the Intervening variable. This type of research is quantitative research with quantitative descriptive methods. Data collection techniques using documentation with secondary data sources in the form of quarterly financial statements of PT BCA Syariah. The data analysis technique used path analysis which was processed with SPSS 26 software. The results showed that Third Party Funds directly had a significant influence on the Net Profit of PT BCA Syariah. Likewise, capital directly has a significant effect on Net Profit. Third Party Funds and Capital indirectly through the Financing to Deposit Ratio have no effect on the Net Profit of PT BCA Syariah for the 2011-2020 period. This research can be an input for PT BCA Syariah in making policies related to increasing company profitability  
Hubungan Risk Profile Dengan Kinerja Keuangan Bank Panin Dubai Syariah 2016-2020 Firdaus, Firdaus; Fakhruddin, Imam; Jamiah, Jamiah; Saphira, Fitri; Safhira, Sahyu; Saifullah, Saifullah
Al-bank: Journal of Islamic Banking and Finance Vol 2 No 1 (2022): January - June 2022
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i1.5453

Abstract

This research was conducted to examine the correlate of Risk Profile (Non Performing Financing (NPF) and Financing Deposite Ratio (FDR) to Return on Asset (ROA).This research uses quantitatif method. The population of this research is the financial report Panin Dubai Syariah bank period 2016 through 2020. Sensus sampling method were used as samples determining, whre all the population is sampled. Analysis method with correlation pearson. The result of the research is Non Performing Financing/NPF has negative correlated and significant with Return on Asset (ROA) and Financing Deposite Ratio (FDR) has negative correlated and significant with Return on Asset (ROA). The implication of this research is that the poor NPF and FDR of Panin Dubai Syariah Bank have an impact on the company's ability to generate profits. High NPF and FDR lead to a decrease in ROA. For this reason, Panin Dubai Syariah Bank needs to maintain NPF and FDR in accordance with the minimum standards set by Bank Indonesia
Analisis Penilaian Kesehatan Bank Menggunakan Metode Risk Profile, Earning dan Capital Pada BPRS Raihani, Hulfa
Al-bank: Journal of Islamic Banking and Finance Vol 2 No 1 (2022): January - June 2022
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i1.4818

Abstract

The aim of this research to was find out the health level Islamic Rural Banks in West Sumatra Province for the 2014-2018 period using the Risk Profile, Earning, and Capital methods. This research used a quantitative approach that was supported by the use of descriptive statistical analysis. The results show that this study can be concluded that during 2014-2018 based on several financial ratios that exist in the RGEC method, namely Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Return on Asset (ROA), Return on Equity (ROE), Beban Operasional Pendapatan Operasiona (BOPO) and Capital Adequacy Ratio (CAR) at Islamic Rural Banks , which consists of PT BPRS Ampek Angkek Canduang, PT BPRS Carana Kiat Andalas, and PT BPRS Haji Miskin as a whole are ranked less healthy (PK-4), with a composite value of 56.66%,
Apakah Dana Pihak Ketiga dan Tatakelola Yang Baik Dapat Meningkatkan Kinerja Bank Syariah Dalam Perspektif Nasabah? Nurimani, Munadiya; Mardian, Sepky; Maulidha, Erina
Al-bank: Journal of Islamic Banking and Finance Vol 2 No 1 (2022): January - June 2022
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i1.5428

Abstract

This research aims to test the effect of third-party funds and good corporate governance on the performance of Islamic banks in the customer's perspective. From the customer perspective, the performance of Islamic banks is proxied by the level of profit-sharing for depositors. With the positivism paradigm, the sample data of Islamic commercial banks selected based on the availability of governance reports is processed using regression panel data. Fixed effect model is a selected model that is also validated based on the classic assumption test. This research finding can explain that the better the company's governance, the better the performance of Islamic banks. The implementation of effective corporate governance can safeguard the interests of customers and shareholders. This finding further strengthens the argument for the urgency of governance in improving the performance of Islamic banks. But the large level of third-party funds cannot afford to be a control over revenue sharing increases for the investment account holder. This finding has implications that Islamic bank management must be more consistent in implementing effective corporate governance for the benefit of customers and shareholders.
Analisis Fundamental dan Teknikal Saham PT. Bank BTPN Syariah Tbk Putri, Meidya; Shabri, Husni
Al-bank: Journal of Islamic Banking and Finance Vol 2 No 1 (2022): January - June 2022
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i1.4326

Abstract

The purpose of this study is to determine whether the company's fundamental performance is in line with stock price movements in the Capital Market. The research was conducted using a qualitative descriptive method. The analysis technique is fundamental analysis and technical analysis of PT. Bank BTPN Syariah Tbk. The data used are financial reports and stock trading statistics obtained from the Indonesia Stock Exchange. The results showed that the fundamental performance since 2015-2019 as measured by EPS, ROE, ROE and PER showed very good growth. Meanwhile, along with the ongoing pandemic in 2020, there was a decline in fundamental performance with indicators of EPS, ROE, ROA dropping significantly. Meanwhile, in terms of technical analysis, it is in line with the company's performance. Where from 2018 to 2019 the stock price experienced an uptrend (increase) phase and PER was at 14-15x, which means the stock price was considered cheap (undervalued). Meanwhile in 2020, along with the decline in fundamental performance, the movement of BTPS stock prices experienced a downtrend phase with stock valuations being quite expensive (overvalued) at 43x.

Page 1 of 1 | Total Record : 7