Journal of Financial and Business: is published by the Global Sustainability Research Institute to help academics, researchers, and practitioners disseminate their research results. JFB is a blind peer-reviewed journal dedicated to publishing quality research results in the fields of business and engineering. All publications in the General Journal are open access, allowing articles to be available online for free without any subscription. JFB is a national journal with free of charge in the submission process and review process. Journal of Financial and Business publishes articles periodically twice times a year, in January and July. JFB uses Turnitin plagiarism checks, and Mendeley for reference management and is supported by Crossref (DOI) for the identification of scientific papers. Journal of Financial and Business accepts scientific articles with the scope of research on: Economics, Management, Financial Management, Investment Management, Behavioral Finance, Business, Accounting, Behavioral Accounting, Management Accounting, Taxation, Banking, Digital Business, Social Science. Within the scope of this journal, the focus is not limited to one particular scientific domain but rather covers a wide spectrum of knowledge. From the complex interactions between the natural sciences and the social sciences to the interconnections between technology, the humanities, and the arts, this journal explores the collaboration and integration of ideas from various fields.