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Journal of Applied Financial Management (JAFM)
Published by Universitas Dehasen Bengkulu
ISSN : 31089577     EISSN : -     DOI : -
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Journal of Applied Financial Management (JAFM) is a peer-reviewed academic journal that publishes original research, case studies, and reviews in the field of financial management and its practical applications. The journal serves as a platform for scholars, practitioners, and policymakers to discuss issues related to corporate finance, investment strategies, financial planning, risk management, and capital markets.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 1 Documents
 1 
Search results for , issue "Vol. 1 No. 2 (2025): December" : 1 Documents clear
Digital Transformation In Financial Management Saputra, Muhammad Fadli; Susena , Karona Cahya
Journal of Applied Financial Management Vol. 1 No. 2 (2025): December
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jafm.v1i2.790

Abstract

This study analyzes the impact of digital transformation on the financial management of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia in the digital economy era. MSMEs play an important role in the national economy, but face challenges such as low digital and financial literacy, limited access to technology, and uneven infrastructure. Digital transformation offers various opportunities, including operational efficiency, transparency of financial reports, and access to fintech-based financial services. However, risks such as data security and resistance to change are also concerns. Using a literature review method, this study identifies strategies that can be implemented to support the adoption of digital technology by MSMEs. The results show that digital literacy, government support, and the development of technological infrastructure are key elements in maximizing the benefits of digital transformation. This study provides practical contributions for MSME actors and policy makers to create an ecosystem that supports the sustainability and competitiveness of MSMEs in the digital era.

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