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Nur Sandi Marsuni
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Balance: Jurnal Ekonomi
Published by Universitas Muhammadiyah Makassar
ISSN : 18582192     EISSN : 26865467     DOI : 10.26618/jeb
Core Subject : Economy,
Economics, Econometrics & Finance
Balance: Jurnal Ekonomi has p-ISSN 1858-2192 and e-ISSN 2686-5467 published by the Development Economics Study Program of the Faculty of Economics and Business, Muhammadiyah University of Makassar, this journal publishes research articles in the field of Economics. This journal publishes research studies that use various qualitative and/or quantitative methods and approaches in the field of Economics. This journal aims to develop concepts, theories, perspectives, paradigms, and methodologies in the scope of Economics published twice a year, namely June and December. The scope of Balance: Journal of Economics covers Economics and Development, Economic Behavior, Islamic Economic System, International Economy as well as applied sciences of Statistical Economics, Macro and Micro. Article submissions are made using the Balance: Jurnal Ekonomi template accompanied by supporting documents in the form of: a statement of authorship, ethics, and a copyright statement, which can be downloaded on the main page of the Balance: Jurnal Ekonomi website. Balance: Jurnal Ekonomi has been single-reviewed by peer reviewers. The decision to accept or not accept scientific articles in this journal is the right of the Editorial Board based on recommendations from peer reviewers.
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Articles 15 Documents
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Search results for , issue "Vol. 20 No. 2 (2024): Desember 2024" : 15 Documents clear
The Impact of Trade Policy on the Regulation of Export Goods on Indonesia's Economic Growth Saragih, Elisa Clara; Sinaga, Era Widia Br; Sirait, Melani Manginar; Hutabalian, Relli Anisma; Silaban, Putri Sari Margaret Julianti
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.13129

Abstract

Trade policy significantly influences the regulation of export goods and economic growth within a country. This study examines the impact of Indonesia's nickel ore export ban policy on its economic growth. The research highlights the role of trade policy in fostering domestic industry development, increasing added value, and addressing trade imbalances. However, the policy has also led to international trade conflicts, particularly with the European Union. Using a qualitative descriptive approach with time-series data, this study finds that the export ban positively affected Indonesia's economic performance, evidenced by an increase in ferro-nickel and iron-steel export volumes and GDP growth trends from 2021 to 2023. Despite its benefits, the policy poses risks such as rising nickel prices and potential market loss. To mitigate these, the government must enhance domestic production, improve the competitiveness of downstream products, and engage in effective economic diplomacy. This research underscores the dynamic interplay between trade policies and global economic challenges, offering valuable insights for policymakers.
The Effect of Labor Movement or Migration on the Indonesian Economy Manurung, Mahlina Putri; Hutabalian, Relli Anisma; Matondang, Khairani
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.13184

Abstract

This article examines the impact of migration and labor movement on the Indonesian economy, highlighting key areas such as economic growth, employment, consumer spending, and remittances from migrant workers. Labor migration has been a significant aspect of Indonesia’s economic structure, affecting both the domestic labor market and the broader economic landscape. The article explores how the outflow of Indonesian workers abroad influences employment dynamics, with some sectors benefiting from reduced domestic competition, while others experience labor shortages. Additionally, remittances from migrant workers play a crucial role in boosting household income, contributing to consumer spending, and stimulating local economies in various regions. The study also delves into the Indonesian government's policies and initiatives aimed at managing labor migration, including the protection of migrant workers' rights, improving workforce skills, and addressing challenges related to illegal migration. By analyzing the multifaceted impacts of labor migration, this article provides a comprehensive understanding of its role in shaping Indonesia's economic development. The findings suggest that while labor migration offers significant benefits through remittances and economic growth, challenges such as labor exploitation and brain drain require effective policy responses to maximize the positive impacts on the national economy.
Implementation of the Integrated Village Economic Transformation Program (TEKAD) in Efforts to Develop Village Potential and Community Empowerment Jehuma, Blasius Febri; Pellokila, Marthen Robhinson; Tiwu, Maria Indriyani Hawe
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.13595

Abstract

This study explores the implementation of the TEKAD Integrated Village Economic Transformation program to enhance village potential and community empowerment in Bea Kakor Village. Employing the Analytical Hierarchy Process (AHP) and Descriptive Analysis, the research identifies key factors crucial to the TEKAD program's success. The prioritized aspects, in descending order, are human resources, infrastructure, natural resources, and institutions. In the contemporary context, many villages struggle to unlock their potential due to historical centralistic development models, resulting in untapped resources and limited creativity. In response, the TEKAD program, initiated under Presidential Regulation No. 3 of 2016, aims to empower rural communities and boost economic development through active community involvement. The study focuses on Bea Kakor Village within the TEKAD program in East Nusa Tenggara, highlighting the pivotal role of human resources, infrastructure, and natural resources. The research utilizes the AHP method to prioritize these factors, emphasizing the significance of human resources in driving economic growth. The findings provide valuable insights for policymakers and community leaders to enhance the effectiveness of TEKAD and similar programs in fostering sustainable development and inclusive economic growth.
Analysis of M-Banking Service Factors on Customer Satisfaction at Indonesian Sharia Banks Kc Mamuju Mandasari, Puti; Muhammadun, Muzdalifah; Semaun, Syahriyah; Aminah, St; S, Andi Bahri
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.13959

Abstract

Business competition in the banking sector is now increasingly fierce, both in domestic and international markets. The quality of customer service is the main key for banking companies to maintain customer trust and satisfaction. In providing optimal service, the bank integrates technology through Mobile Banking (m-banking) services to meet customer needs. This research aims to evaluate the influence of various aspects of m-banking, such as system security, company credibility, ease of use, and speed on customer satisfaction at Bank Syariah Indonesia KC Mamuju. Quantitative research methods were used by collecting data through questionnaires to 94 respondents. The research results show that the variables of system security, company credibility, and m-banking speed positively influence customer satisfaction, with a joint influence reaching 56.4%. Multiple linear regression analysis shows that system security (X1), company credibility (X3), and speed (X4) have a significant positive influence on customer satisfaction (Y). The resulting regression equation is Y = 2.624 + 0.227 X1 + 0.211 X3 + 0.407 X4 + e. Thus, it can be concluded that the higher the quality of m-banking services, the greater customer satisfaction at Bank Syariah Indonesia KC Mamuju will increase. However, there were 2% complaints, indicating that improvements are still needed to improve the m-banking user experience.
Analysis of the Implementation of the Syirkah Contract on Nia Fiqih Muamalah Cake from the Perspective of Gowa Regency, South Sulawesi Province Mumtihani, Andi Fakhriyah; Wahab, Abdul; Kara, Muslimin
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.13973

Abstract

The research investigates the implementation of the syirkah contract at Nia Cake in Gowa Regency, South Sulawesi, focusing on its mechanisms, obstacles, and perspectives from muamalah fiqh. Using a qualitative descriptive approach, data was collected through observations, interviews with managers and capital providers, and documentation from Islamic economics experts. Primary data stemmed from field research, while secondary data supported the findings. The study reveals that the syirkah contract begins with both oral and written agreements. The manager educates capital owners about the contract, agreeing on a 50% profit-sharing model, with losses shared equally. All terms are documented in a formal investment agreement. Trust is emphasized as a core principle among partners. From the muamalah fiqh perspective, two types of contracts are utilized: syirkah mudharabah and syirkah inan, both compliant with sharia law. However, challenges persist in educating potential non-Muslim investors about syirkah concepts and finding suitable capital providers. Additionally, the absence of a halal certificate for products complicates matters. The implications of this research suggest that it enhances understanding of syirkah mechanisms within small and medium enterprises (SMEs) and offers practical recommendations for businesses to adopt syirkah contracts to improve access to capital and foster economic growth while raising awareness of Islamic economic principles.
Micro, Small and Medium Enterprise Strategies for Women in Facing Competition in Bacukiki District, Parepare City Dewintara, Eka; Aminah, St.; Semaun, Syahriyah; Muliati, Muliati; S, Andi Bahri
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.14021

Abstract

This research discusses the strategies of women's micro, small and medium enterprises in facing competition in Bacukiki sub-district, Parepare city. This research is descriptive qualitative research with a type of field research, phenomenological research approach. The main problem in this research is how women's micro, small and medium enterprises face competition in Bacukiki sub-district, Parepare city. It was found that women in micro, small and medium enterprises in the Bacukiki subdistrict of Parepare city had high motivation in running their businesses. It can be seen that women run businesses because of their hobbies, dreams of owning a business and becoming successful entrepreneurs and wanting to help the family economically. The steps taken by women so that their business continues to run as desired are that they carry out regular evaluations, both monthly and weekly evaluations, then seek more knowledge about the business they are running so that their business can develop further, and they determine their target market, carry out planning and provide promotions or discounts to consumers.
The Influence of Price and Service Quality on Purchasing Decisions of Bhinneka PGRI University Economics Study Program Students on the Shopee E-Commerce Platform Usbaniyah, Fitria; Hastuti, Maria Agatha Sri Widyanti
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.14161

Abstract

This research aims to determine the influence of price on purchasing decisions, determine the influence of service quality on purchasing decisions, and to determine the influence of price and service quality on purchasing decisions of students of the Bhinneka PGRI University Economic Education Study Program on the Shopee e-commerce platform. Based on the research method, this research is a type of descriptive quantitative research with a non-experimental approach. This research consists of 2 (two) independent variables, namely price (X1) and service quality (X2), and 1 (one) dependent variable, namely purchasing decisions (Y). The population in this study was all students of the VII semester Economic Education Study Program, totaling 89 students, while the total sample in this study was 89 students. Samples were taken using the Purposive Random Sampling sampling technique. The object of this research is purchasing decisions among students of the Economic Education Study Program at Bhinneka PGRI University. The data collection method in this research is in the form of a questionnaire which is used to search for price data (X1), service quality (X2), and purchasing decisions (Y). The data analysis technique used is multiple linear regression analysis.
The Influence of Regional Original Income and Balanced Funds on Capital Expenditure and Community Welfare Arif, Supriadi; Mallongi, Syahrir; Selong, Abbas
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.14562

Abstract

This study examines the influence of Regional Original Income (ROI) and Balancing Funds (BF) on Capital Expenditure (CE) and Community Welfare (CW) in Makassar City, South Sulawesi Province. Using secondary data from the BPS covering the period from 2014 to 2023, the research applies quantitative methods, including multiple linear regression and hypothesis testing, to analyze the relationships between these variables. The findings indicate that ROI significantly and positively impacts CW, suggesting that higher ROI contributes to improved community welfare. In contrast, BF and CE do not show significant effects on CW within the observed timeframe. This result highlights the critical role of ROI in driving community welfare improvements, emphasizing the need for effective financial management and strategic planning by regional governments. The study underscores the importance of the prudent allocation of regional funds to optimize public services and infrastructure development, which are essential for enhancing overall welfare. It also points out that simply increasing BF or CE without targeted strategies may not yield substantial benefits for community welfare. To achieve a more comprehensive understanding of the factors affecting CW, further research is suggested. Expanding the scope of analysis and including additional variables, such as education, healthcare, and private investment, could provide a deeper insight into the complex dynamics influencing welfare. These findings are expected to guide policymakers in formulating strategies to foster sustainable regional development.
Analysis of Factors Affecting the Human Development Index (HDI) in 43 Sub-Saharan African Countries 2018-2022 Meilita, Fristyan Yuris; Hasmarini, Maulidyah Indira
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.15474

Abstract

The Human Development Index (HDI) is a crucial metric for assessing the quality of life and welfare in a region. However, Sub-Saharan African countries continue to encounter challenges in improving their HDI. This research aims to analyze the effects of economic growth, population growth, the Corruption Perception Index, and unemployment rates on HDI across 43 Sub-Saharan African nations from 2018 to 2022. The analytical approach employed includes panel data regression with Pooled Least Square (PLS), Fixed Effect Model (FEM), and Random Effect Model (REM). The Chow test and Hausman test are utilized to identify the most suitable estimation model. The findings indicate that the Fixed Effect Model (FEM) is the most appropriate model, demonstrating the significant impact of population growth and the Corruption Perception Index on HDI in these countries. Conversely, economic growth and unemployment rates do not show a significant influence. Among the 43 Sub-Saharan African nations, Mauritius stands out with the highest HDI, while Niger has the lowest.
Analysis of the Potential of Creative Marketing Strategies in Increasing Sales in the ANURATU Convection Industry Fahrudin, Fahrudin; Shofi, Ahmad; Masyhur, Ahmad; Qodir, Abdul; Iman, M. Kamilul
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.16008

Abstract

This study analyzes the potential of creative marketing strategies to enhance sales in the ANURATU convection industry. The research aims to explore the deeper potential and future opportunities of this industry, contributing to the relatively under-researched area of creative marketing. By identifying and understanding the unique factors that drive consumer interest and engagement, this study seeks to provide valuable insights for businesses looking to innovate and grow in a competitive market. The study employs a qualitative approach, utilizing descriptive methods to gather and present data based on observations and interviews. ANURATU, a small-scale home-based business, produces high-quality vintage-themed apparel. Despite using manual production processes and simple equipment, ANURATU has successfully marketed its products both domestically and internationally, including in regions such as Sumatra, Bali, and Singapore. The research highlights the role of digital marketing as a powerful tool for increasing visibility and attracting a wider customer base. Additionally, product diversification has proven to be an effective strategy in appealing to different consumer segments, expanding the brand's reach. The findings suggest that creative marketing strategies, such as leveraging social media platforms, influencer collaborations, and limited-edition collections, are essential for boosting sales and fostering customer loyalty. With a focus on quality and trust, ANURATU has the potential for significant growth and sustainability. The study concludes that by continuing to embrace creative marketing techniques, ANURATU can establish itself as a leading brand in the vintage apparel industry.

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