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Riza Faishol
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riezha09@gmail.com
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+62 812-5245-1076
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ribhunajournal@gmail.com
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Jl. KH. Hasyim Asy'ari No. 1 Genteng Banyuwangi 68465 Telp. (0333) 845654
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INDONESIA
Ribhuna: Jurnal Keuangan dan Perbankan Syariah
Published by Universitas Islam Ibrahimy Banyuwangi
ISSN : 28294548     EISSN : 28294181     DOI : https://doi.org/10.69552/ribhuna
Core Subject : Economy,
Economics, Econometrics & Finance
Focus and Scope The topics are as follows, but not limited to : - Takaful and Risk MAnagement - Inclusive financial development - Money payment system & Financial Innovation - Islamic pricing risk & Liquidity Management - Economics analysis of Islamic Banking & Finance - Regulation & Stability of Islamic Banking & Finance - Sharia supervisory boards in Islamic Banking & Finance - Product development Islamic Finance institution - Islamic Economics & Finance - Islamic Finance Service - Islamic Ethics and Governance - Islamic Capital Market - Islamic Microfinance - Islamic financing Modes - Islamic Social Finance and other related topics
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol. 2 No. 2 (2023): July 2023" : 5 Documents clear
ANALISIS PENERAPAN STRATEGI PROMOSI BELOW THE LINE TERHADAP PENINGKATAN JUMLAH NASABAH DI PT. BANK TABUNGAN NEGARA KANTOR CABANG SYARIAH MEDAN Luthfia Nabila Pane; Marliyah Marliyah; Laylan Syafina
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 2 (2023): July 2023
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v2i2.1325

Abstract

This study aims to determine the implementation of the Below The Line promotion strategy at the State Savings Bank, Medan Syariah Branch Office. The Below The Line promotion strategy is implemented to attract customers to save and transact at BTN Syariah Medan Branch Office and can increase the number of customers at the bank. This study uses a descriptive qualitative approach with primary and secondary data sources. This study uses data collection techniques with interviews and documentation studies by coming directly to BTN Syariah and interviewing existing sources. As well as using data on the increase in the number of customers in the last 5 years at BTN Syariah. The results of this study indicate an increase in the number of customers at BTN Syariah in the last 1 year. Based on the Annual Report of BTN Syariah Medan Branch Office from 2019 to 2020 there was an increase in the number of customers by 32.6% from 2019. That is from 713,747 in 2019 to 816,422 in 2020. And the implementation of the Below The Line promotion strategy has a big influence on an increase in the number of customers at BTN Syariah KC Medan. Below The Line Promotion Strategy types of Events, Sponsorships and Prizes greatly affect the increase in the number of customers at BTN Syariah Medan Branch Office. Then, the obstacles that exist in the implementation of the Below The Line Promotion Strategy have also been found solutions to overcome them so that in the future it is hoped that the Below The Line Promotion Strategy can run smoothly. Then from the results of this study, the type of Below The Line Promotion Strategy that has the most influence on increasing the number of customers at BTN Syariah Medan Branch Office is Event.
STUDI ANALISIS KEDUDUKAN MASLAHAH MURSALAH SEBAGAI SALAH SATU SUMBER HUKUM ISLAM: STUDI ANALISIS KEDUDUKAN MASLAHAH MURSALAH SEBAGAI SALAH SATU SUMBER HUKUM ISLAM Muhamad Ari Arifin
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 2 (2023): July 2023
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v2i2.1542

Abstract

maslahah mursalah, hukum Islam,Analasis
POTRET PERILAKU MANAJEMEN KEUANGAN PADA GENERASI MILENIAL (STUDI KABUPATEN JEMBER) Iffatun Ni'mah
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 2 (2023): July 2023
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v2i2.2054

Abstract

Abstract This research aims to describe how the financial management of the millennial generation, especially in Jember district. The purpose of this research is to find out how the millennial generation manages and manages finances. This study used qualitative research methods. The informants in this study are people in Jember who belong to the millennial generation. The results of the study show that the conclusions of this study indicate that there are various ways how the millennial generation manages and manages their finances. The results of interviews with several informants show that some prefer to use online media, such as saving and buying goods using m-banking, e-wallets, etc., but there are also those who prefer to use offline media, namely manual money and piggy banks. Keywords: Financial Management, Behavior, Millennial Generation Abstrak Penelitian ini bertjuan untuk menggambarkan bagaimana bagaimana menajemen keuangan generasi milenial khusunya di kabupaten Jember. Tujuan penelitian ini adalah untuk mengetahui cara generasi milenial tersebut dalam memanaj dan mengelola keuangan. Penelitian ini menggunakan metode penelitian kualitatif. Informan dalam penelitian ini yaitu masyarakat di Jember yang termasuk pada generasi milenial. Hasil dari penelitian menunjukkan bahwa Adapun kesimpulan dari penelitian ini menunjukkan bahwa ada berbagai cara bagaimana generasi milenial mengelola dan memanaj keuangannya. Dari hasil wawancara bersama beberapa informan menunjukkan bahwa ada yang lebih memilih untuk menggunakan media online seperti menabung dan membeli barang menggunakan m-banking, e-wallet dll, namun juga ada yang lebih menyukai untuk menggunakan media offline yaitu dengan uang manual dan celengan.
PROFESIONALISME NADZIR DALAM PENGELOLAAN WAKAF DI MASJID AL INAYAH DUSUN MELIK DESA PARIJATAH KULON KECAMATAN SRONO KABUPATEN BANYUWANGI Habibulloh Habibulloh; Afria Rachmawati; Yeni Rokhilawati; Gilang Ramadhan
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 2 (2023): July 2023
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v2i2.2110

Abstract

The aim of this research is to determine the professionalism of nadzir in managing waqf at the Al-Inayah Mosque, Dusun Melik, Parijatah Village, Kulon district. Banyuwangi. This research uses a qualitative approach and a phenomenological type of research, the research subject is the chairman of the takmir of the Al-Inayah mosque (nadzir waqf) and the waqf property manager (waqf section). Data collection uses observation, interviews, documentation and data validation techniques using source triangulation. The results of the research show that Nadzir's professionalism influences waqf management and has a positive effect on society. The results of this research show that in principle of professionalism, the waqf nadzir at the Al-Inayah Mosque in Melik Hamlet, Parijtah Kulon Village meets the criteria, as a professional nadzir. Namely, it has the principles: (1) Excellence and responsibility. (2) Speaking and humanistic skills. (3) Understanding of law and ethics. Keywords : Professionalism, Nadzir, Waqf
PENGARUH STRUKTUR MODAL, LIKUIDITAS DAN JUMLAH PINJAMAN YANG DISALURKAN TERHADAP PROFITABILITAS PADA PT BANK PANIN DUBAI SYARIAH Tbk PERIODE 2011-2018 galuh septiana
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 2 No. 2 (2023): July 2023
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v2i2.2658

Abstract

This study aims to determine the effect of capital structure, liquidity (cash ratio) on profitability (return on assets) both partially and simultaneously on PT Bank Panin Dubai Syariah Tbk which is listed on the IDX for the period 2011-2018. The data used is secondary data. Data collection uses documentation and literature study techniques. The sampling technique uses purposive sampling method.Data analysis techniques used include the classic assumption test, multiple linear regression analysis and hypothesis testing consisting of t test and F test. The t test aims to determine the effect partially and the F test aims to determine the effect simultaneously. The results showed that: (1) Capital structure has a positive but not significant effect on profitability with a sig value of 0.433 (0.433> 0.05). (2) liquidity has a positive and significant effect on profitability with a sig value of 0.037 (0.037 <0.05). (3) Loans have a positive but not significant effect on profitability with a sig value of 0.670 (0.670> 0.05). (4) Capital structure, liquidity and the number of loans channeled together or simultaneously have a positive but not significant effect on profitability with a sig value of 0.173 (0.173> 0.05). Keywords: Capital structure, Liquidity, Loans and Profitability

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