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INDONESIA
Journal The Winners
Published by Universitas Bina Nusantara
ISSN : 1412121     EISSN : 25412388     DOI : -
Core Subject : Social,
Social Sciences
Arjuna Subject : -
Articles 2 Documents
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Search results for , issue "2025: Article in Press" : 2 Documents clear
Digitalization of Employee Performance Appraisal System: Ensuring Fairness and Transparency in Human Resource (HR) Practices in Steel Construction Company Wirapraja, Alexander; Basatha, Rizky; Manggaetan, Fanny Megawati
Journal The Winners 2025: Article in Press
Publisher : Bina Nusantara University

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Abstract

Digital transformation in human resource department (HRD) within performance appraisal process is initiated from employee management and supported by the commitment of leaders to create aspects of openness and fairness. In this context, PT. X Surabaya is a steel construction company that still carries out employee performance appraisal process manually, causing problems such as being considered unfair, non-transparent, and inaccurate in the assessment process, as well as frequent delays in the process. This causes feelings of unfairness and suspicion from employees, leading to a negative work atmosphere and impacting productivity and performance. Therefore, this research aims to design employee performance appraisal information system by applying Waterfall model as the development method. The novelty was the integration of human resource (HR) transformation from traditional to digital, by prioritizing the principles of fairness and transparency in the context of employee performance appraisal. This result showed that web-based performance appraisal information system effectively managed the appraisal process digitally, enabling leaders to monitor employee performance and enhance time efficiency. The existence of a system prioritizes transparency and fairness because the assessment process was carried out in two directions, from leaders to employees. Therefore, employee welfare and job satisfaction were improved due to effective and objective assessment.
The Psychology of BNPL Repayment Procrastination: Behavioral Insights on Present Bias and Financial Motivation Lie, Marisa; Sahda Putra, Bani; Sammuel Sulu, Jimmy; Tanjung, Miranda
Journal The Winners 2025: Article in Press
Publisher : Bina Nusantara University

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Abstract

This study aims to examine BNPL repayment procrastination through the lens of Temporal Motivation Theory (TMT), particularly focusing on three key components, namely present bias, value, and delay (installment period). To achieve the study aim, survey data were collected from 134 active BNPL users in Indonesia and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The obtained results showed that present bias significantly increased BNPL repayment procrastination, while perceived value (reward) did not directly reduce it. Furthermore, delay (installment period) was found to positively contribute to procrastination but did not moderate the relationship between present bias and procrastination. The insignificant moderating effects of value and delay suggest that long-term BNPL users may not prioritize rewards when postponing repayments. The results also show that financially stable users with fixed incomes and short-term installment preferences have less tendency to procrastinate, while those with high outstanding balances or longer installment plans face greater risks. This study extends the application of TMT in a fintech context and provides practical insights for improving BNPL risk assessments, designing repayment schemes, and promoting financial literacy. As a recommendation, future investigation should explore factors such as self-control, financial literacy, and perceived financial stress to gain deeper insights into BNPL repayment behavior across diverse consumer segments.

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