cover
Contact Name
Sheema Haseena Armina
Contact Email
sheemahaseenaarmina@unida.gontor.ac.id
Phone
-
Journal Mail Official
iej@unida.gontor.ac.id
Editorial Address
Department of Islamic Economics Jl. Raya Siman, Demangan - Siman - Ponorogo - Jawa Timur, 63471 Telp/HP. +62 812 35797925 Email: iej@unida.gontor.ac.id URL: https://ejournal.unida.gontor.ac.id/index.php/JEI
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Islamic Ecomonics Journal
ISSN : 24601896     EISSN : 25415573     DOI : -
Islamic Economics Journal (IEJ) is a national peer-reviewed and open access journal that publishes research papers encompasses all aspects of contemporary Islamic economics issues. This journal emphasizes specifications in the discourse of Islamic Public Economics, Islamic Monetery Economics, Islamic Business Economics, Islamic International Economics and Islamic Development Economics. This journal openly accepts the contributions of experts from related disciplines. All published articles do not necessarily represent the views of journals, or other institutions that have links to journal publications. This journal is intended to communicate the original researches and current issues on the subject. This journal warmly welcomes any contributions from scholars of the related issues.
Articles 7 Documents
Search results for , issue "Vol. 1 No. 1 (2015)" : 7 Documents clear
Mudarabah Perspektif Kaidah Fikhiyah Deny Irawan
Islamic Economics Journal Vol. 1 No. 1 (2015)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (516.453 KB) | DOI: 10.21111/iej.v1i1.342

Abstract

The Mud} a> rabahsystem has attracted the investors, either domestic or overseas. Various kind of product developments of mud} a> rabahbegan to emerge, starting from financing to issuance of bond certificates and Certificate of mud} a> rabah Investment among the Banks. National Sharia Council (DSN-MUI) as a supervisor for the implementation of Islamic economic system has an important role in maintaining the harmony of Islamic economic practice as rooted in Al-Qur’an and Sunnah. As fatwa is always required, some rules of Fiqh has been emerged
Asalibu Muassasah Az-Zakah fi Rofahiyah Al-Mujtama’ wa Atsariha fiHayatihim Al-Iqtishodiyyah Muhammad Taufiq Zamzamy
Islamic Economics Journal Vol. 1 No. 1 (2015)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (635.885 KB) | DOI: 10.21111/iej.v1i1.343

Abstract

Zakat is the social financing pillar of Islam. God has obliged it to the believers in His book that was revealed to the Prophet Muhammad Saw. Zakat should be distributed to people who deserve zakat funds, be regulated and managed properly. The management of the Fund in Indonesia is governed by the zakat laws No. 38 in 1999, the Act regulates the methods of management of the Fund to charity at the national level or in the local area, although the fact that the role of this legislation has not been effective for improving the welfare of the mustahiq (a person who is entitled to receive zakat). This research aims to examine one of the Amil zakat which in Indonesia, namely Amil Zakat Board of Semarang. This field study will analyze the management of zakat in Amil Zakat Board of Semarang which consists of collection and distribution of Zakat. In addition, the research will identify the problems faced by Badan Amil Zakat Semarang and looking for a solution to handling the problem for the purpose of community prosperity. The result shows that zakat collected by Badan Amil Zakat Semarang is distributed to eight asynaf  especially the dhu'afa'. Fund Management in Amil Zakat Board of Semarang is handled well. This can be evidenced by the implementation of the activities of collecting, and distributing zakaat. For getting the goal, Amil Zakat Board of Semarang develops ways and programs for the welfare of society and also to solve the problem.
Konsep Kesejahteraan Dalam Ekonomi Islam (Perspektif Maqasid Asy-Syari’ah) Martini Dwi Pusparini
Islamic Economics Journal Vol. 1 No. 1 (2015)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (797.506 KB) | DOI: 10.21111/iej.v1i1.344

Abstract

The concept of welfare as a goal in the conventional economy turns a terminology that is controversial, because it can be defined by a lot of understandings. One of them is purely materialist understanding completely deny the spiritual connection, or perhaps with a slight allusion to the spiritual aspect. If welfare is defined by the materialistic and hedonistic concept, then the economics provide a portion of excellence in the fulfillment of self-interest and maximize wealth, physical pleasure, and satisfaction of lust. Islamic economic view of the overall well-being is based on Islamic teachings about life. This concept is very different from the concept of well-being in the conventional economy, because it is a holistic concept. Welfare are essential within the framework of the Shari’ah is not always realized by concentrating on efforts to maximize wealth and consumption; it requires both material and spiritual fulfillment of human needs that are closely intertwined, fight for a balance between individual and social interests, and actualize Maqasid ash-Shariah. Islamic social welfare function is a concept rooted in socio-economic thought of Al-Ghazali. He identified all problems, whether in the form masalih (utilities, benefits) and mafasid (disutility, damage) in improving social welfare. He also explained in more detail that sharia objectives is to improve the welfare of all human beings, which lies in the protection of the faith (al-din), soul (al-nafs), intellect (alaql), descent (al-nasl), and wealth (al-mal). Anything that ensure the protection of this fifth guarantee the public interest and is desirable.
Pembangunan Ekonomi Islam Pada Perbankan Syari’ah: Telaah Beberapa Problem Dalam Transaksi Mudarabah Kontemporer Rahmad Hakim
Islamic Economics Journal Vol. 1 No. 1 (2015)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1134.96 KB) | DOI: 10.21111/iej.v1i1.345

Abstract

Institusi Perbankan merupakan suatu hal yang baru dalam ekonomi Islam. Hal ini memberikan rangsangan kepada para ekonom Muslim untuk berfikir keras (ber-ijtihad)untuk mencari bentuk ideal aplikasi kontrak (akad) yang telah berlaku pada zaman dahulu untuk diaplikasikan pada masa kini. Tentunya, hasil ijtihad tersebut terdapat perbedaan antara para ekonom Muslim. Hal ini dapat dimaklumi mengingat ranah ekonomi Islam merupakan ranah mu’a> malah yang selalu berkembang dan sangat kompleks, sehingga tidak terdapat panduan secara eksplisit mengenai permasalahan yang ada. Pada ranah inilah Rasululullah Saw. pernah bersabda: “Antum A’lamu bi ‘Umuri Dunya kum” (kamu lebih tahu mengenai urusan duniamu). Pada makalah ini, penulis mencoba untuk memaparkan aplikasi akad mudarabahkontemporer sekaligus beberapa problem yang ada, seperti: peran ganda bank syari’ah dalam transaksi mudarabah, dan problem mekanisme bagi hasil dalam transaksi mudarabah. Inti dari tulisan ini adalah bahwa akad mudarabah pada bank syari’ah tidaklah sama dengan aplikasi mud rabah pada masa lalu, dimana segala sesuatu berjalan sangat sederhana dan manual. Dengan perkembangan zaman, maka akad mudarabah yang terdapat pada bank syari’ah sekarang ini belum-lah terlepas dari isu-isu yang berkaitan dengan kepatuhan syari’ah. Dengan demikian diperlukan agenda ijtihad yang mendalam oleh para ekonom Muslim masa kini, untuksetidaknya, menjadikan transaksi mudarabah pada bank syari’ah menjadi semakin dekat kepada bentuk ideal yang sesuai dengan syari’ah
Pengaruh Pembiayaan Mudarabah terhadap Pendapatan Anggota/Nasabah Royyan Ramdhani Djayusman; Achmad Nasution
Islamic Economics Journal Vol. 1 No. 1 (2015)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1449.967 KB) | DOI: 10.21111/iej.v1i1.346

Abstract

Mudarabah is a high risk product in Sharia banking and Islamic financial institutions. However, in Baitu-t Tamwil At-Tamzis, Mudarabah becomes as a superior product. The Mudarabah financing reaches Rp 6.592.378.131,- with profit rate Rp 219.235.450,- in 2013. After researching directly at Baitu-t Tamwil At-Tamzis, its capital and its clients’ finacing increase each year. The researcher aims to know the mecanism of mudarabah financing in Baitu-t Tamwil At-Tamzis and to know the influence of mudarabah financing to its clients’ income. This research is a field research using quantitative approach. To analyze the mecanism of mudarabah in Baitu-t Tamwil At-Tamzis, the researcher used analyzing/controlling method and interview, in other words the researcher controls the situation and work procedurs in Baitut Tamwil At-Tamzis. Whereas, to analyze its influence to its clients’ income, the researcher used analyzing/controlling method, interview, and documentation, it means that the researcher controls the activities of clients and interviews them, then referrs to the existing documentation as the first basis in formulating the research. To analyze the data obtained from the controlling, interview, and documentation method, the researcher use deductive and inductive method, and for analyzing approach, he uses statistics (regression) by employing SPSS 19 to analyze the influence of mudarabah financing to clients’ income. The result of analyzing statistic data is Adjusted r 2 0,571. It means 57,1% income variation can be explained by the variation of all three indepedent variables, namely trading times, capital, and experience. Whereas, the rest (100% - 57,1%= 42,9%) was explained by other reasons beyond the research model. The result of f-count is 45,012 larger than ftable. Therefore, H 0 was rejected. In other words, the independent variables which consist of trading times, capital, and experience simultaneously influence dependent variable (clients’ income). The capital has a significant value, t-count (4,090) > t-table (1,660) with significance 0,000 < (0,05), therefore H 0 was rejected and H 1 was accepted.
Perilaku Permintaan Uang Islam: Antara Otentisitas dan Inovasi Khoirul Umam
Islamic Economics Journal Vol. 1 No. 1 (2015)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (521.394 KB) | DOI: 10.21111/iej.v1i1.347

Abstract

In nowadays financial and monetary system, the crisis frequently occurs and becomes a part of its internal system. It indicates the fragility of financial and monetary conventional system and becomes the stimulant of a better system, namely Islamic financial and monetary system. The development of Islamic financial and monetary system demands a rapid innovation, but it should not go beyond the authenticity of Islamic system. Without innovation, the Islamic financial and monetary system will always be left behind, but without based on authenticity it will bring Islamic label on conventional system. This paper tries to discuss about the behavior of Islamic money demand, especially the state of velocity of money. The state of velocity of money is highly depended on to the ongoing money and financial concept. This paper shows that the preservation of authenticity in developing innovations in Islamic money and financial system will usher to the constant velocity of money. Otherwise, it can be concluded that the innovation of Islamic financial and money system without keeping authenticity of Islamic system can produce a different velocity state of money. Some empirical researches confirmed both results namely constant velocity so that monetary policy by targeting money supply can become effective, and there are some empiric researchers found a different result. Based on this, the development of innovations in Islamic financial and money system must be followed by the preservation of Islamic authenticity system. It demands the development of Islamic financial and money system theories which are free form any business motive intervention. Therefore, Islamic University is the most appropriate place to take the intellectual role by conducting researches and teaching the Islamic financial and monetary system.
Determinan Total Aset Bank Pembiayaan Rakyat Syariah (BPRS) di Pulau Jawa Tahun 2014 Anton Sudrajat
Islamic Economics Journal Vol. 1 No. 1 (2015)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (743.642 KB) | DOI: 10.21111/iej.v1i1.348

Abstract

To create a strong BPR Sharia in Java Island needs to be supportedby significant asset growth so as to increase confidence of society to BPRSharia. The purpose of this research is to examine the influence of financing,DPK, Financing to Deposit Ratio, and Non Performing Financing to totalasset of BPR Sharia in Java Island consisting of DKI Jakarta, West Java,Banten, Central Java, D.I.Yogyakarta, and East Java. The result shows thatfinancing, Third-part fund (DPK), Financing to Deposit Ratio (FDR), andnon Performing Financing (NPF) simultaneously has significant effects tothe total assets of BPR Sharia in Java. While partially, only financing hassignificant influence to total assets of BPR Sharia in Java.

Page 1 of 1 | Total Record : 7