Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Proceeding of International Conference on Humanity Education and Society
Nur Alwi Muhammad
Unknown Affiliation
Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Implementasi Akad Mudharabah dalam Produk TABAH (Tabungan Mudharabah) di KSPPS BMT NU Cabang Genteng Nur Alwi Muhammad; Muhammad Kanzul Fikri
International Conference on Humanity Education and Society (ICHES) Vol. 5 No. 1 (2026): The 5th International Conference on Humanity Education and Society (ICHES)
Publisher : FORPIM PTKIS ZONA TAPAL KUDA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of the Islamic financial sector in Indonesia has shown significant growth, in line with increasing public awareness of the importance of a sharia-based economic system. One of the microfinance institutions that plays a role in supporting this system is Baitul Maal wat Tamwil (BMT). This study aims to analyze the implementation of the mudharabah contract in the TABAH (Mudharabah Savings) product at the KSPPS BMT NU Genteng Branch. This research method uses a descriptive qualitative approach with data collection techniques through literature studies. The results show that the TABAH product at the KSPPS BMT NU Genteng Branch uses a mudharabah mutlaqah contract, where the customer acts as the shahibul maal and the BMT as the mudharib. The profit sharing ratio applied is 40% for the customer, with a calculation mechanism based on the average daily balance. The application of the mudharabah contract in this product has fulfilled the pillars and principles of sharia by reflecting aspects of transparency, fairness, and accountability in fund management. This study provides academic contributions to the development of Islamic financial theory as well as practical benefits for optimizing fund management in Islamic microfinance institutions.
Co-Authors Muhammad Kanzul Fikri